USDA VS FHA in Granite-Falls, Snohomish County, WA

For the year 2025, the USDA loan limit in Granite-Falls, situated in Snohomish county, WA, is $659,800, while the FHA limit for a single-family home is $776,250.

Take advantage of the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, identifying the necessary income, credit score, reserves, and required documents for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side to determine the best program in for your specific financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Granite-Falls, Snohomish, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

Exploring USDA and FHA Loan Possibilities in Granite-Falls, WA

The objective of Lendersa® is to secure you the most favorable USDA or FHA loan promptly and effortlessly. Choose from three potential starting points to connect with appropriate lenders and USDA loan options.

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Understanding What a USDA Loan Is in WA

A USDA home loan is a type of financing guaranteed by the federal Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available exclusively in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Damuer H. Leffridge, “DH” – One of the leading real estate professionals in the U.S. for over 20 years, amassing nearly $500 million in career sales and investments, positioning him as a sought after motivational speaker and coach teaching the fundamentals of real estate investing success.
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