In the year 2025, the USDA loan limit for Omak, within Okanogan county, WA, is $336,500, whereas the FHA cap is $472,030 for single-family residences.
Leverage the Lendersa® USDA loan calculator to compare the competitive USDA and FHA rates today. Ascertain the income, credit, and documentation needed for qualification. With our sophisticated mortgage calculator, compare programs side by side — USDA, FHA, Conforming, and VA — to determine the best choice for your financial needs in
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| Loan Type | Loan Ceiling | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to efficiently secure an optimal USDA or FHA loan for you. Choose from three starting strategies to connect with the right lenders and USDA loan initiatives.
USDA home loans, guaranteed by the U.S. Department of Agriculture, often referred to as USDA rural development loans or mortgages, are accessible exclusively in rural locations. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans demand no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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