USDA Loan Vs. FHA loan for Elkins, WV [Randolph County ]

In 2026, within Elkins, located in Randolph County, WV, the USDA loan limit is $336,500, while the FHA loan limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA and FHA rates, identifying the income, credit score, reserves, and documentation needed for qualification. Our state-of-the-art mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, facilitating your decision on the most appropriate program for your finances in Alabama.

Options for USDA and FHA Loans in Elkins, WV

Lendersa® aims to provide you with an optimal USDA or FHA loan swiftly and hassle-free. Choose one of the three strategies available to partner with lenders and discover USDA loan programs.

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What is a USDA Loan in WV?

The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require no down payment at all.

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(570) 207-6334 Lender's profile and map Reviews Invicta Mortgage Group 230 Prospect Ave, Scranton, PA, 18505 We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
(570) 207-6334 Lender's profile and map Reviews Invicta Mortgage Group, Inc 230 Prospect Ave, Scranton, PA, 18505 We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
(419) 586-5522 Lender's profile and map Reviews Dynamic Federal Credit Union 900 E. Wayne Street, Celina, OH, 45822 Dynamic Federal Credit Union (DFCU) was chartered in 1950 as Celina Reynoco Employees Federal Credit Union to serve the employees of Reynolds & Reynolds, Celina, Ohio. The credit union was located within the core group facility. In 1996 the Board of Directors began researching ways to extend the credit union's services to the community.
(419) 407-4140 Lender's profile and map Reviews Champion Credit Union, Inc. 4140 West Laskey Road, Toledo, OH, 43623 Champion Credit Union was chartered by the state of Ohio in 1941. Since that time Champion Credit Union has grown to include more than 5, 900 members and assets of over 75 million dollars. The credit union began in the shipping room in 1942, but due to growth, has expanded with three locations to serve members
(828) 274-0946 Lender's profile and map Reviews Mountain Lifestyles Mortgage 1200 Bleachery Blvd, Asheville, NC, 28803 We specialize in USDA Loans in Buncombe, Henderson, Madison, Transylvania, Haywood McDowell, Polk and Rutherfordton County. We also serve the cities surrounding Asheville such as Hendersonville, Weaverville, Marshall, Brevard, Candler, Waynesville, Etowah, Mills River, Burnsville, Spruce Pine, Black Mountain, Swannanoa, and Old Fort.
(419) 842-0505 Lender's profile and map Reviews Midwest Mortgage Investments 5450 Monroe Street, Toledo, OH, 43623 Midwest Mortgage is dedicated to making the mortgage loan process quick and easy for you! We provide a variety of mortgage loan types for purchase and refinance. You can be sure the mortgage loan you choose is exactly right for your budget and situation.We offer the most competitive interest rates in Ohio, and serve customers with mortgage loans.
(502) 223-1638 Lender's profile and map Reviews First Federal Savings Bank of Kentucky 216 W Main St, Frankfort, KY, 40601 On September 28, 1934, a group of Frankfort businessmen formed the Greater Frankfort Building and Loan Association. They adopted a charter and by-laws and elected nine men to serve as directors. Their actions were later validated by the state banking commissioner and they received a state charter.
(502) 564-5597 Lender's profile and map Reviews Expree Credit Union 100 Moore Drive, Frankfort, KY, 40601 Expree Credit Union was founded in 1938 as the Kentucky Employees Credit Union, or KECU — a not-for-profit cooperative to provide state employees with convenient savings and low-interest credit. People helping people. For the last 80 years, every decision has been guided by the financial well-being of our members.
(888) 914-2276 Lender's profile and map Reviews Stockton Mortgage Corporation 88 C Michael Davenport Blvd, Frankfort, KY, 40601 Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease
(765) 962-2581 Lender's profile and map Reviews First Bank Richmond, National Association 20 North 9th Street, Richmond, IN, 47374 First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.
(765) 935-2490 Lender's profile and map Reviews WUFFACE Federal Credit Union 400 North A Street, Richmond, IN, 47374 WUFFACE Federal Credit Union aspires to create valuable and trusted lifelong relationships that improve the financial well being of our members and the communities we serve. We provide exceptional personalized service delivered with respect and concern for our members. WUFFACE is an acronym for Wayne, Union, Fayette, Federal and County Employees.
(765) 962-7113 Lender's profile and map Reviews Wayne County Federal Credit Union 3010 West Main Street, Richmond, IN, 47374 Wayne County Federal Credit Union is a federally chartered credit union serving Wayne county and their families. Since we keep things local, we give our personal touch to every transaction. We offer home banking, loans, checking, savings mortgage and online bill paying. All with your WCFCU account. Stop in and see what we can do for you.