USDA VS FHA in Weirton, Hancock County, WV

In 2026, the USDA loan limit for Weirton, located in Hancock county, WV, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Use Lendersa®'s USDA loan calculator to evaluate the best current USDA versus FHA rates. Identify the required income, credit, reserves, and documentation for qualification. The advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best fit for your financial situation in Alabama.

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Loan Limits and Downpayment Requirements for 2026 in Weirton, Hancock County, WV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional $726,200 3%

Options for USDA and FHA Loans in Weirton, WV

The goal of Lendersa® is to quickly provide you with the best USDA or FHA loans free from any hassles. Start with one of three options to connect with lenders and the optimum USDA loan programs available.

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What Defines a USDA Loan in WV?

A USDA home loan, backed by the Department of Agriculture—often called a USDA rural development loan or mortgage—is designated for rural areas alone. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Weirton Lenders

  • Strip Steel Employees Federal Credit Union
  • 3316 Main Street, Weirton, WV, 26062
  • Lends in West Virginia
  • We were charted in 1953 as the Strip Steel Employees Federal Credit Union. We were originally created to service the strip, sheet mill and salary division of Weirton Steel Corporation. At the peak of the company’s history, it employed over 12, 000 people and supported three (3) credit unions. Over the past 50 years the company

  • Hancock School Employees Federal Credit Union
  • 384 Penco Road, Weirton, WV, 26062
  • Lends in West Virginia
  • Hancock School Employees Federal Credit Union is a school credit union located in Weirton, West Virginia, belonging to the Weirton-Wellsburg Chapter of West Virginia Credit Unions. When the charter members first began this credit union in November 1972, it encompassed only one school district, Hancock County Schools.

  • First Choice America Community CU
  • 3501 Main Street, Weirton, WV, 26062
  • Lends in West Virginia
  • First Choice America Community Federal Credit Union was formed to support the hard-working men and women of the Ohio Valley. Our legacy continues for our customers today. Our credit union, a member-owned financial cooperative, provides families and businesses in the Tri-State area competitive rates so our customers benefit.

  • Hancock County Savings Bank
  • 351 Carolina Avenue, Chester, WV, 26034
  • Lends in West Virginia
  • The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of $1, 000 in 1900. In 1934, the company obtained its federal banking charter and then converted to a federal mutual bank charter in 1991.