Explore the differences! FHA VS Conventional loan programs in Tybee-Island, Chatham County, Georgia
In 2026, the Conventional loan limit in Tybee-Island, located in the county of Chatham, GA, stands at $647,200, and the FHA limit for a single-family home is $420,680.
Take advantage of the Lendersa® Conventional loan calculator to examine the most favorable rates currently available for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA options, helping you decide which program in GA best suits your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Tybee-Island, county of Chatham, GA
Type of Loan
Loan Max
Required Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to these zip codes: 31328
Discover Conventional and FHA Loan Options in Tybee-Island, GA
Lendersa® strives to quickly help you secure the best possible Conventional, USDA, or FHA loan. Choose one of three starting points to connect with matching lenders and loan options.
Membership in Savannah Schools FCU is an ongoing benefit to employees and associates of participating companies or groups. As a full-service financial institution, the credit union:
Provides security for funds, with accounts insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. Offers a full line of fr
22 Ogletthorpe Professional Blvd, Savannah, GA, 31406
Lends in Georgia
Savannah Postal Credit Union is a State-chartered credit union incorporated June 6, 1952. For more than 53 years we have existed solely for the purpose of serving our members' best interests. The credit union was originally established for employees of the United States Postal Service. Today we serve 10 employee groups in Savannah
American Financial Services is one of the oldest loan companies in Savannah. Our first office opened in 1956, and we still proudly serve people of Chatham County and the nearby towns sixty years later. In 2010, American Financial Services merged with Coastal Finance Company and relocated to the present location at 7712 Waters Ave, Savannah, GA.
Based in Savannah, Georgia and serving surrounding areas, Coastal Custom Mortgage is a mortgage brokerage company that provides homebuyers and homeowners alike with the tools to plan for and achieve financial stability when it comes to real estate endeavors. No matter the client’s starting point
Opening its doors on January 23, 2002, First Chatham Bank became the first community bank chartered in Chatham County since 1989. Since that time, First Chatham Bank has proven to be the premier community bank in the Coastal Empire. The Bank was a vision of local business leaders.
Mercy Federal Credit Union was chartered on April 12, 1976 with fourteen employees of St. Joseph Hospital being the charter members. They elected a board of directors, a supervisory committee and a credit committee and began accepting members.
To provide personal, professional service while offering a variety of products
