2023 FHA (Government Loans) Limits for Owings-Mills, Baltimore County, Maryland

In 2024, FHA loan limit in Owings-Mills county of Baltimore, Maryland is $538,200 for a single-family home, $689,000 for 2-units, $832,850 for 3-units, and $1,035,000 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in Owings-Mills county of Baltimore, Maryland compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Owings-Mills county of Baltimore, MD

SFR 2 Units 3 Units 4 Units
FHA $538,200 $689,000 $832,850 $1,035,000
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $430,500 $430,500 $430,500 $430,500
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Perennial Funding LLC
  • 161 Washington St., Conshohocken, PA, 19428
  • Perennial Funding, we are fully devoted in accommodating our clients with the absolute best quality home loans that are offered in today's market. Along with our outstanding mortgage loans, we further benefit and assist our home buyers with the lowest mortgage interest rates available. Whether you're a first time home buyer
  • Motto Mortgage
  • 16394 Samuel Paynter Blvd, Suite 102, Milton, DE, 19968
  • Motto Mortgage Prosperity have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer.
  • US Mortgageline
  • 2 Bala Plaza, Suite 800, Bala Cynwyd, PA, 19004
  • At U.S. MortgageLine we feel that there are no strangers in the world, only friends that haven't met. We are a full service mortgage lender with a simple philosophy. We give special attention to each of our clients and assist them in selecting the mortgage which best suits their individual needs.
  • UMortgage
  • 100 North 18th Street, Suite 1400, Philadelphia, PA, 19103
  • UMortgage Want comfortability, ease, and a broker who meets you where you’re at? No problem. We customize our process to you. Whether it’s over text, email, on the phone, in person or any combo of your choice, our team will be there. We offer great rates while partnering with you to close within 3 weeks.
  • Philadelphia Mortgage Advisors, Inc.
  • 600 W. Germantown Pike, Suite 270, Plymouth Meeting, PA, 19462
  • Philadelphia Mortgage Advisors is an independent mortgage lender licensed in Pennsylvania, New Jersey, Delaware, Florida, Maryland and Virginia. At Philadelphia Mortgage Advisors we believe – and recent history has shown - that in the banking and mortgage industry, bigger is not always better. We are a group of mortgage professionals
  • Tioga-Franklin Savings Bank
  • 320 East Girard Avenue, Philadelphia, PA, 19125
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal has always been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • TAM Lending Center, Inc
  • 251 S. White Horse Pike, Audubon, NJ, 08106
  • "TAM Lending Center, Inc., (TAM) has over 50 years of combined experience in all aspects of residential mortgage lending. TAM is a licensed mortgage banker in New Jersey, Pennsylvania, Delaware and Florida. Our independence as a mortgage banker means we have the ability to offer rates, terms and flexibility other lenders can't."
  • Centennial Lending Group
  • 1126 Horsham Road, Ambler, PA, 19002
  • Centennial Lending, is a growing mortgage lender headquartered in Maple Glen, PA, currently licensed in eleven states with goals to expand its footprint nationwide, offering award-winning knowledge and service to home buyers and home owners seeking new mortgages or refinancing. Inclusion on Inc Magazine’s Inc 5000 list for the past three years