For 2025, the FHA loan limits in Magee, within Simpson county, MS, are established as follows: $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-units, and $907,900 for 4-unit residences.
Maximum conventional loan amounts are set at $726,200 for a single-family home, $929,850 for 2-unit homes, $1,123,900 for properties with 3 units, and $1,396,800 for those with 4 units.
Utilize our FHA calculator to access today's most competitive FHA rates, calculating necessary downpayments, income, creditworthiness, reserves, and required documentation to qualify.
The Lendersa® calculator provides an easy comparison of FHA rates and terms alongside other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This tool allows for comprehensive exploration and assessment.
Lendersa® swiftly collects data from a vast network of lenders, enabling comparisons tailored to your unique financial profile and needs within seconds.
The Loan Limits Comparison Table for 2025 in Magee county of Simpson, MS, offers in-depth analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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