During 2026, the FHA loan limit in Keyser, Mineral, WV is set at $472,030 for single-family homes. For two-unit properties, it is $604,400; for those with three units, $730,525; and for four-unit dwellings, $907,900.
As for conventional loans, the maximum for single-family residences starts at $726,200, increasing to $929,850 for two-unit homes, $1,123,900 for three units, and maxing out at $1,396,800 for four-unit buildings.
Our FHA calculator is a valuable resource to find the current best FHA rates and to compute necessary metrics including the down payment, income standards, credit requirements, reserves, and necessary documents to qualify.
Lendersa® calculator facilitates the comparison of FHA rates and terms with those from other loan programs. Explore a variety of options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® harnesses data from thousands of lenders and quickly compares it to your specific financial profile and needs.
Through the Loan Limits Comparison Table for 2026 in Keyser county, Mineral, WV, examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To assess qualifications such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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