USDA and FHA Pro and Con in Quincy, Adams County, IL
As of 2026, the USDA loan limit in Quincy, located in the county of Adams, IL, is set at $336,500. Comparatively, the FHA limit for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's top rates for USDA and FHA loans. This tool helps determine the required income, credit score, reserves, and documents for eligibility. With our comprehensive mortgage calculator, you can see a side-by-side analysis of USDA, FHA, Conforming, and VA loans, aiding your choice of the best program for your financial needs in .
2026 Loan Limits and Down Payment Specifications in Quincy, County of Adams, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Quincy, IL
Lendersa® strives to quickly secure you the most suitable USDA or FHA loan, minimizing hassle. Begin by selecting one of the three pathways that lead to matching lenders and USDA loan offerings.
The USDA home loan, supported by the government's Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is exclusively available within rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans are granted without the need for any down payment.
Traditional Lending Services Motivated, experienced Mortgage Broker professional with more than 31 years of experience in home loans origination guiding homeowners and borrowers with expertise in evaluating credit, income and collateral Home Loans, Jumbo, High Balance, Conforming, VA, FHA. We lend on Single Family Residences and more
Service First Group At Re/Max is located in Trabuco Canyon, California, and was founded in 2002 is a Real Estate & Mortgage Company, I take great pride in offering superior service to my clients. If you're in the market to buy or sell a home please give me a call, I'd be happy to discuss your needs and provide advice at no obligation to you
ReQuest Home Loans has built a team of dedicated professionals that share the core belief that all clients deserve only the best service and personal attention to their home loan needs. The ReQuest Home Loan team also reaches outside the company and into the local community. We pride ourselves on developing relationships
W2 Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Maltese Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Sun Financial Group Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Serving our customers with honesty, integrity and competence Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We’ve been helping customers.
At Centaurian Commercial Capital, we believe that every client is unique, and we are committed to providing quality service tailored to each individual's requirements. We have established long-standing relationships with premier lending partners, enabling us to offer our clients the best financing solutions.
Our focus is on people, not profits. For 65 years, we’ve been providing individuals and ministries with the financial tools and knowledge they need to grow and thrive financially, so they can transform the world through their generosity. As a faith-based and purpose-driven financial institution, we have a deep commitment.
The MortgageTree Lending Team, a division of American Pacific Mortgage is your premiere mortgage banker located in San Dimas, California. We pride ourselves on walking our clients through every step of the transaction and beyond. We make the loan process simple, straightforward and fast for borrowers seeking a mortgage.
