Loan Limits in Michigan

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Negaunee Marquette Michigan $472,030 $336,500 $726,200 $3,000,000
Gibraltar Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Hancock Houghton Michigan $472,030 $336,500 $726,200 $3,000,000
Fremont Newaygo Michigan $472,030 $336,500 $726,200 $3,000,000
Sparta Kent Michigan $472,030 $336,500 $726,200 $3,000,000
Coopersville Ottawa Michigan $472,030 $336,500 $726,200 $3,000,000
Buchanan Berrien Michigan $472,030 $336,500 $726,200 $3,000,000
East-Tawas Iosco Michigan $356,362 $285,000 $548,250 $0
Constantine St. Joseph Michigan $472,030 $336,500 $726,200 $3,000,000
Charlevoix Charlevoix Michigan $472,030 $336,500 $726,200 $3,000,000
Benton-Heights Berrien Michigan $356,362 $285,000 $548,250 $0
Perry Shiawassee Michigan $472,030 $336,500 $726,200 $3,000,000
Lathrup-Village Oakland Michigan $356,362 $285,000 $548,250 $0
Marine-City St. Clair Michigan $356,362 $285,000 $548,250 $0
Algonac St. Clair Michigan $472,030 $336,500 $726,200 $3,000,000
Bloomfield-Hills Oakland Michigan $356,362 $285,000 $548,250 $0
Linden Genesee Michigan $472,030 $336,500 $726,200 $3,000,000
Belleville Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Wolf-Lake Muskegon Michigan $356,362 $285,000 $548,250 $0
Level-Park-Oak-Park Calhoun Michigan $356,362 $285,000 $548,250 $0
Fowlerville Livingston Michigan $472,030 $336,500 $726,200 $3,000,000
Roosevelt-Park Muskegon Michigan $356,362 $285,000 $548,250 $0
North-Muskegon Muskegon Michigan $356,362 $285,000 $548,250 $0
Grayling Crawford Michigan $472,030 $336,500 $726,200 $3,000,000
Cedar-Springs Kent Michigan $356,362 $285,000 $548,250 $0
Plainwell Allegan Michigan $472,030 $336,500 $726,200 $3,000,000
Imlay-City Lapeer Michigan $356,362 $285,000 $548,250 $0
Boyne-City Charlevoix Michigan $356,362 $285,000 $548,250 $0
Romeo Macomb Michigan $472,030 $336,500 $726,200 $3,000,000
Oxford Oakland Michigan $472,030 $336,500 $726,200 $3,000,000
Paw-Paw-Lake Berrien Michigan $356,362 $285,000 $548,250 $0
Harrison Clare Michigan $472,030 $336,500 $726,200 $3,000,000
Vassar Tuscola Michigan $472,030 $336,500 $726,200 $3,000,000
Newaygo Newaygo Michigan $472,030 $336,500 $726,200 $3,000,000
West-Monroe Monroe Michigan $356,362 $285,000 $548,250 $0
Vicksburg Kalamazoo Michigan $472,030 $336,500 $726,200 $3,000,000
Middleville Barry Michigan $472,030 $336,500 $726,200 $3,000,000
Keego-Harbor Oakland Michigan $356,362 $285,000 $548,250 $0
Skidway-Lake Ogemaw Michigan $356,362 $285,000 $548,250 $0
Houghton-Lake Roscommon Michigan $356,362 $285,000 $548,250 $0
Corunna Shiawassee Michigan $472,030 $336,500 $726,200 $3,000,000
Manistique Schoolcraft Michigan $472,030 $336,500 $726,200 $3,000,000
Essexville Bay Michigan $472,030 $336,500 $726,200 $3,000,000
Blissfield Lenawee Michigan $472,030 $336,500 $726,200 $3,000,000
Bad-Axe Huron Michigan $356,362 $285,000 $548,250 $0
Franklin Oakland Michigan $472,030 $336,500 $726,200 $3,000,000
Lake-Orion Oakland Michigan $356,362 $285,000 $548,250 $0
Rockwood Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Beechwood Ottawa Michigan $472,030 $336,500 $726,200 $3,000,000
Ferrysburg Ottawa Michigan $472,030 $336,500 $726,200 $3,000,000
K.-I.-Sawyer Marquette Michigan $356,362 $285,000 $548,250 $0
Iron-River Iron Michigan $356,362 $285,000 $548,250 $0
Newberry Luce Michigan $472,030 $336,500 $726,200 $3,000,000
Gladwin Gladwin Michigan $472,030 $336,500 $726,200 $3,000,000
Pearl-Beach St. Clair Michigan $356,362 $285,000 $548,250 $0
Mount-Morris Genesee Michigan $356,362 $285,000 $548,250 $0
Almont Lapeer Michigan $472,030 $336,500 $726,200 $3,000,000
Douglas Allegan Michigan $472,030 $336,500 $726,200 $3,000,000
Village-of-Grosse-Pointe-Shores Wayne Michigan $356,362 $285,000 $548,250 $0
Munising Alger Michigan $472,030 $336,500 $726,200 $3,000,000