FHA Loan Limits in Essex County, Massachusetts for 2026

City	FHA-SFR	FHA-2 units	FHA-3 units	FHA-4 units
Amesbury	$828,000	$1,060,000	$1,281,300	$1,592,350
Andover	$828,000	$1,060,000	$1,281,300	$1,592,350
Beverly	$828,000	$1,060,000	$1,281,300	$1,592,350
Boxford	$828,000	$1,060,000	$1,281,300	$1,592,350
Danvers	$828,000	$1,060,000	$1,281,300	$1,592,350
Essex	$828,000	$1,060,000	$1,281,300	$1,592,350
Georgetown	$828,000	$1,060,000	$1,281,300	$1,592,350
Gloucester	$828,000	$1,060,000	$1,281,300	$1,592,350
Groveland	$828,000	$1,060,000	$1,281,300	$1,592,350
Hamilton	$828,000	$1,060,000	$1,281,300	$1,592,350
Haverhill	$828,000	$1,060,000	$1,281,300	$1,592,350
Ipswich	$828,000	$1,060,000	$1,281,300	$1,592,350
Lawrence	$828,000	$1,060,000	$1,281,300	$1,592,350
Lynn	$828,000	$1,060,000	$1,281,300	$1,592,350
Lynnfield	$828,000	$1,060,000	$1,281,300	$1,592,350
Manchester-by-the-Sea	$828,000	$1,060,000	$1,281,300	$1,592,350
Marblehead	$828,000	$1,060,000	$1,281,300	$1,592,350
Merrimac	$828,000	$1,060,000	$1,281,300	$1,592,350
Methuen-Town	$724,500	$927,500	$1,121,150	$1,393,300
Middleton	$828,000	$1,060,000	$1,281,300	$1,592,350
Nahant	$828,000	$1,060,000	$1,281,300	$1,592,350
Newbury	$828,000	$1,060,000	$1,281,300	$1,592,350
Newburyport	$828,000	$1,060,000	$1,281,300	$1,592,350
North-Andover	$724,500	$927,500	$1,121,150	$1,393,300
Peabody	$828,000	$1,060,000	$1,281,300	$1,592,350
Rockport	$828,000	$1,060,000	$1,281,300	$1,592,350
Rowley	$828,000	$1,060,000	$1,281,300	$1,592,350
Salem	$828,000	$1,060,000	$1,281,300	$1,592,350
Salisbury	$828,000	$1,060,000	$1,281,300	$1,592,350
Saugus	$828,000	$1,060,000	$1,281,300	$1,592,350
Swampscott	$828,000	$1,060,000	$1,281,300	$1,592,350
Topsfield	$828,000	$1,060,000	$1,281,300	$1,592,350
Wenham	$828,000	$1,060,000	$1,281,300	$1,592,350
West-Newbury	$724,500	$927,500	$1,121,150	$1,393,300

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FHA Loan Limits in Essex County, Massachusetts