Loan Limits in North Carolina
| City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
|
Cramerton
|
Gaston |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Moyock
|
Currituck |
North Carolina |
$507,150 |
$391,000 |
$726,200 |
$3,170,000 |
|
Kings-Mountain
|
Cleveland |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Myrtle-Grove
|
New Hanover |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Waynesville
|
Haywood |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Winterville
|
Pitt |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Oxford
|
Granville |
North Carolina |
$602,600 |
$404,800 |
$726,200 |
$3,750,000 |
|
Roxboro
|
Person |
North Carolina |
$602,600 |
$404,800 |
$726,200 |
$3,750,000 |
|
Siler-City
|
Chatham |
North Carolina |
$437,000 |
$349,600 |
$548,250 |
$0 |
|
St.-Stephens
|
Catawba |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Clinton
|
Sampson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Wesley-Chapel
|
Union |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Pineville
|
Mecklenburg |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Kings-Grant
|
New Hanover |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Conover
|
Catawba |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Rolesville
|
Wake |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
|
Ogden
|
New Hanover |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Fletcher
|
Henderson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Half-Moon
|
Onslow |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Lake-Norman-of-Catawba
|
Catawba |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Black-Mountain
|
Buncombe |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Aberdeen
|
Moore |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Etowah
|
Henderson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Porters-Neck
|
New Hanover |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Mills-River
|
Henderson |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Pembroke
|
Robeson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Whiteville
|
Columbus |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Franklin
|
Macon |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Unionville
|
Union |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Hillsborough
|
Orange |
North Carolina |
$602,600 |
$404,800 |
$726,200 |
$3,750,000 |
|
Selma
|
Johnston |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
|
Oak-Ridge
|
Guilford |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
King
|
Stokes |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Marvin
|
Union |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Woodfin
|
Buncombe |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Cherryville
|
Gaston |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Trinity
|
Randolph |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Elkin
|
Surry |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Silver-Lake
|
New Hanover |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Carolina-Beach
|
New Hanover |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Cullowhee
|
Jackson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Tabor-City
|
Columbus |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Hamlet
|
Richmond |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Boiling-Spring-Lakes
|
Brunswick |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
St.-James
|
Brunswick |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Zebulon
|
Wake |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
|
Hampstead
|
Pender |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
East-Flat-Rock
|
Henderson |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Bessemer-City
|
Gaston |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Nashville
|
Nash |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Taylorsville
|
Alexander |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Stokesdale
|
Guilford |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Manteo
|
Dare |
North Carolina |
$603,750 |
$377,200 |
$726,200 |
$3,800,000 |
|
Angier
|
Harnett |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Mocksville
|
Davie |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
James-City
|
Craven |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Wadesboro
|
Anson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Walkertown
|
Forsyth |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Williamston
|
Martin |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Sawmills
|
Caldwell |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Mount-Olive
|
Wayne |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Erwin
|
Harnett |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Ayden
|
Pitt |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Raeford
|
Hoke |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Pleasant-Garden
|
Guilford |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Long-View
|
Catawba |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Farmville
|
Pitt |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Midway
|
Davidson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Seven-Lakes
|
Moore |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Dallas
|
Gaston |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Ahoskie
|
Hertford |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Royal-Pines
|
Buncombe |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Carolina-Shores
|
Brunswick |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Granite-Falls
|
Caldwell |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Spruce-Pine
|
Mitchell |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Edenton
|
Chowan |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Creedmoor
|
Granville |
North Carolina |
$602,600 |
$404,800 |
$726,200 |
$3,750,000 |
|
Wingate
|
Union |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Newport
|
Carteret |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Boiling-Springs
|
Cleveland |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Wrightsboro
|
New Hanover |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Bayshore
|
New Hanover |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Jamestown
|
Guilford |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Beaufort
|
Carteret |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Valdese
|
Burke |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Pittsboro
|
Chatham |
North Carolina |
$602,600 |
$404,800 |
$726,200 |
$3,750,000 |
|
Shallotte
|
Brunswick |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Canton
|
Haywood |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Brices-Creek
|
Craven |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Wallace
|
Duplin |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Bethlehem
|
Alexander |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
China-Grove
|
Rowan |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Mayodan
|
Rockingham |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Spindale
|
Rutherford |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Mountain-Home
|
Henderson |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Burgaw
|
Pender |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Swannanoa
|
Buncombe |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Westport
|
Lincoln |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Randleman
|
Randolph |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Gibsonville
|
Guilford |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |