Loan Limits in North Carolina
City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
Kings-Mountain
|
Cleveland |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Myrtle-Grove
|
New Hanover |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Waynesville
|
Haywood |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Winterville
|
Pitt |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Oxford
|
Granville |
North Carolina |
$602,600 |
$404,800 |
$726,200 |
$3,750,000 |
Roxboro
|
Person |
North Carolina |
$602,600 |
$404,800 |
$726,200 |
$3,750,000 |
Siler-City
|
Chatham |
North Carolina |
$437,000 |
$349,600 |
$548,250 |
$0 |
St.-Stephens
|
Catawba |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Clinton
|
Sampson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Wesley-Chapel
|
Union |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Pineville
|
Mecklenburg |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Kings-Grant
|
New Hanover |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Conover
|
Catawba |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Rolesville
|
Wake |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
Ogden
|
New Hanover |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Fletcher
|
Henderson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Half-Moon
|
Onslow |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Lake-Norman-of-Catawba
|
Catawba |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Black-Mountain
|
Buncombe |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Aberdeen
|
Moore |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Etowah
|
Henderson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Porters-Neck
|
New Hanover |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Mills-River
|
Henderson |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Pembroke
|
Robeson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Gibsonville
|
Guilford |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Whiteville
|
Columbus |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Franklin
|
Macon |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Unionville
|
Union |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Hillsborough
|
Orange |
North Carolina |
$602,600 |
$404,800 |
$726,200 |
$3,750,000 |
Selma
|
Johnston |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
Oak-Ridge
|
Guilford |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
King
|
Stokes |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Marvin
|
Union |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Woodfin
|
Buncombe |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Cherryville
|
Gaston |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Trinity
|
Randolph |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Elkin
|
Surry |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Silver-Lake
|
New Hanover |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Carolina-Beach
|
New Hanover |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Cullowhee
|
Jackson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Tabor-City
|
Columbus |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Hamlet
|
Richmond |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Boiling-Spring-Lakes
|
Brunswick |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
St.-James
|
Brunswick |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Zebulon
|
Wake |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
Hampstead
|
Pender |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
East-Flat-Rock
|
Henderson |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Bessemer-City
|
Gaston |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Nashville
|
Nash |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Taylorsville
|
Alexander |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Stokesdale
|
Guilford |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Manteo
|
Dare |
North Carolina |
$603,750 |
$377,200 |
$726,200 |
$3,800,000 |
Angier
|
Harnett |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Mocksville
|
Davie |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
James-City
|
Craven |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Wadesboro
|
Anson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Walkertown
|
Forsyth |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Williamston
|
Martin |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Sawmills
|
Caldwell |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Mount-Olive
|
Wayne |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Erwin
|
Harnett |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Ayden
|
Pitt |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Raeford
|
Hoke |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Pleasant-Garden
|
Guilford |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Long-View
|
Catawba |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Farmville
|
Pitt |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Midway
|
Davidson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Seven-Lakes
|
Moore |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Dallas
|
Gaston |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Ahoskie
|
Hertford |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Royal-Pines
|
Buncombe |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Carolina-Shores
|
Brunswick |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Granite-Falls
|
Caldwell |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Spruce-Pine
|
Mitchell |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Edenton
|
Chowan |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Creedmoor
|
Granville |
North Carolina |
$602,600 |
$404,800 |
$726,200 |
$3,750,000 |
Wingate
|
Union |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Newport
|
Carteret |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Boiling-Springs
|
Cleveland |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Wrightsboro
|
New Hanover |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Bayshore
|
New Hanover |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Jamestown
|
Guilford |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Cramerton
|
Gaston |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Beaufort
|
Carteret |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Valdese
|
Burke |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Pittsboro
|
Chatham |
North Carolina |
$602,600 |
$404,800 |
$726,200 |
$3,750,000 |
Shallotte
|
Brunswick |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Canton
|
Haywood |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Brices-Creek
|
Craven |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Wallace
|
Duplin |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Bethlehem
|
Alexander |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
China-Grove
|
Rowan |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Mayodan
|
Rockingham |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Moyock
|
Currituck |
North Carolina |
$507,150 |
$391,000 |
$726,200 |
$3,170,000 |
Spindale
|
Rutherford |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Mountain-Home
|
Henderson |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Burgaw
|
Pender |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Swannanoa
|
Buncombe |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Westport
|
Lincoln |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Randleman
|
Randolph |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |