Loan Limits in North Carolina

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Kings-Mountain Cleveland North Carolina $356,362 $285,000 $548,250 $0
Myrtle-Grove New Hanover North Carolina $356,362 $285,000 $548,250 $0
Waynesville Haywood North Carolina $472,030 $336,500 $726,200 $3,000,000
Winterville Pitt North Carolina $472,030 $336,500 $726,200 $3,000,000
Oxford Granville North Carolina $602,600 $404,800 $726,200 $3,750,000
Roxboro Person North Carolina $602,600 $404,800 $726,200 $3,750,000
Siler-City Chatham North Carolina $437,000 $349,600 $548,250 $0
St.-Stephens Catawba North Carolina $356,362 $285,000 $548,250 $0
Clinton Sampson North Carolina $472,030 $336,500 $726,200 $3,000,000
Wesley-Chapel Union North Carolina $356,362 $285,000 $548,250 $0
Pineville Mecklenburg North Carolina $472,030 $336,500 $726,200 $3,000,000
Kings-Grant New Hanover North Carolina $356,362 $285,000 $548,250 $0
Conover Catawba North Carolina $472,030 $336,500 $726,200 $3,000,000
Rolesville Wake North Carolina $502,550 $336,500 $726,200 $3,130,000
Ogden New Hanover North Carolina $472,030 $336,500 $726,200 $3,000,000
Fletcher Henderson North Carolina $472,030 $336,500 $726,200 $3,000,000
Half-Moon Onslow North Carolina $356,362 $285,000 $548,250 $0
Lake-Norman-of-Catawba Catawba North Carolina $356,362 $285,000 $548,250 $0
Black-Mountain Buncombe North Carolina $356,362 $285,000 $548,250 $0
Aberdeen Moore North Carolina $472,030 $336,500 $726,200 $3,000,000
Etowah Henderson North Carolina $472,030 $336,500 $726,200 $3,000,000
Porters-Neck New Hanover North Carolina $356,362 $285,000 $548,250 $0
Mills-River Henderson North Carolina $356,362 $285,000 $548,250 $0
Pembroke Robeson North Carolina $472,030 $336,500 $726,200 $3,000,000
Gibsonville Guilford North Carolina $472,030 $336,500 $726,200 $3,000,000
Whiteville Columbus North Carolina $472,030 $336,500 $726,200 $3,000,000
Franklin Macon North Carolina $472,030 $336,500 $726,200 $3,000,000
Unionville Union North Carolina $472,030 $336,500 $726,200 $3,000,000
Hillsborough Orange North Carolina $602,600 $404,800 $726,200 $3,750,000
Selma Johnston North Carolina $502,550 $336,500 $726,200 $3,130,000
Oak-Ridge Guilford North Carolina $356,362 $285,000 $548,250 $0
King Stokes North Carolina $472,030 $336,500 $726,200 $3,000,000
Marvin Union North Carolina $472,030 $336,500 $726,200 $3,000,000
Woodfin Buncombe North Carolina $472,030 $336,500 $726,200 $3,000,000
Cherryville Gaston North Carolina $472,030 $336,500 $726,200 $3,000,000
Trinity Randolph North Carolina $472,030 $336,500 $726,200 $3,000,000
Elkin Surry North Carolina $472,030 $336,500 $726,200 $3,000,000
Silver-Lake New Hanover North Carolina $356,362 $285,000 $548,250 $0
Carolina-Beach New Hanover North Carolina $356,362 $285,000 $548,250 $0
Cullowhee Jackson North Carolina $472,030 $336,500 $726,200 $3,000,000
Tabor-City Columbus North Carolina $356,362 $285,000 $548,250 $0
Hamlet Richmond North Carolina $472,030 $336,500 $726,200 $3,000,000
Boiling-Spring-Lakes Brunswick North Carolina $356,362 $285,000 $548,250 $0
St.-James Brunswick North Carolina $356,362 $285,000 $548,250 $0
Zebulon Wake North Carolina $502,550 $336,500 $726,200 $3,130,000
Hampstead Pender North Carolina $472,030 $336,500 $726,200 $3,000,000
East-Flat-Rock Henderson North Carolina $356,362 $285,000 $548,250 $0
Bessemer-City Gaston North Carolina $356,362 $285,000 $548,250 $0
Nashville Nash North Carolina $472,030 $336,500 $726,200 $3,000,000
Taylorsville Alexander North Carolina $472,030 $336,500 $726,200 $3,000,000
Stokesdale Guilford North Carolina $472,030 $336,500 $726,200 $3,000,000
Manteo Dare North Carolina $603,750 $377,200 $726,200 $3,800,000
Angier Harnett North Carolina $472,030 $336,500 $726,200 $3,000,000
Mocksville Davie North Carolina $472,030 $336,500 $726,200 $3,000,000
James-City Craven North Carolina $356,362 $285,000 $548,250 $0
Wadesboro Anson North Carolina $472,030 $336,500 $726,200 $3,000,000
Walkertown Forsyth North Carolina $472,030 $336,500 $726,200 $3,000,000
Williamston Martin North Carolina $472,030 $336,500 $726,200 $3,000,000
Sawmills Caldwell North Carolina $472,030 $336,500 $726,200 $3,000,000
Mount-Olive Wayne North Carolina $356,362 $285,000 $548,250 $0
Erwin Harnett North Carolina $472,030 $336,500 $726,200 $3,000,000
Ayden Pitt North Carolina $472,030 $336,500 $726,200 $3,000,000
Raeford Hoke North Carolina $472,030 $336,500 $726,200 $3,000,000
Pleasant-Garden Guilford North Carolina $356,362 $285,000 $548,250 $0
Long-View Catawba North Carolina $356,362 $285,000 $548,250 $0
Farmville Pitt North Carolina $472,030 $336,500 $726,200 $3,000,000
Midway Davidson North Carolina $472,030 $336,500 $726,200 $3,000,000
Seven-Lakes Moore North Carolina $356,362 $285,000 $548,250 $0
Dallas Gaston North Carolina $472,030 $336,500 $726,200 $3,000,000
Ahoskie Hertford North Carolina $472,030 $336,500 $726,200 $3,000,000
Royal-Pines Buncombe North Carolina $356,362 $285,000 $548,250 $0
Carolina-Shores Brunswick North Carolina $356,362 $285,000 $548,250 $0
Granite-Falls Caldwell North Carolina $356,362 $285,000 $548,250 $0
Spruce-Pine Mitchell North Carolina $356,362 $285,000 $548,250 $0
Edenton Chowan North Carolina $472,030 $336,500 $726,200 $3,000,000
Creedmoor Granville North Carolina $602,600 $404,800 $726,200 $3,750,000
Wingate Union North Carolina $472,030 $336,500 $726,200 $3,000,000
Newport Carteret North Carolina $472,030 $336,500 $726,200 $3,000,000
Boiling-Springs Cleveland North Carolina $356,362 $285,000 $548,250 $0
Wrightsboro New Hanover North Carolina $472,030 $336,500 $726,200 $3,000,000
Bayshore New Hanover North Carolina $472,030 $336,500 $726,200 $3,000,000
Jamestown Guilford North Carolina $472,030 $336,500 $726,200 $3,000,000
Cramerton Gaston North Carolina $472,030 $336,500 $726,200 $3,000,000
Beaufort Carteret North Carolina $472,030 $336,500 $726,200 $3,000,000
Valdese Burke North Carolina $472,030 $336,500 $726,200 $3,000,000
Pittsboro Chatham North Carolina $602,600 $404,800 $726,200 $3,750,000
Shallotte Brunswick North Carolina $472,030 $336,500 $726,200 $3,000,000
Canton Haywood North Carolina $472,030 $336,500 $726,200 $3,000,000
Brices-Creek Craven North Carolina $356,362 $285,000 $548,250 $0
Wallace Duplin North Carolina $472,030 $336,500 $726,200 $3,000,000
Bethlehem Alexander North Carolina $472,030 $336,500 $726,200 $3,000,000
China-Grove Rowan North Carolina $356,362 $285,000 $548,250 $0
Mayodan Rockingham North Carolina $472,030 $336,500 $726,200 $3,000,000
Moyock Currituck North Carolina $507,150 $391,000 $726,200 $3,170,000
Spindale Rutherford North Carolina $472,030 $336,500 $726,200 $3,000,000
Mountain-Home Henderson North Carolina $356,362 $285,000 $548,250 $0
Burgaw Pender North Carolina $472,030 $336,500 $726,200 $3,000,000
Swannanoa Buncombe North Carolina $472,030 $336,500 $726,200 $3,000,000
Westport Lincoln North Carolina $472,030 $336,500 $726,200 $3,000,000
Randleman Randolph North Carolina $472,030 $336,500 $726,200 $3,000,000