Loan Limits in North Carolina
| City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
|
Southern-Shores
|
Dare |
North Carolina |
$396,750 |
$317,400 |
$548,250 |
$0 |
|
Ramseur
|
Randolph |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Fearrington-Village
|
Chatham |
North Carolina |
$437,000 |
$349,600 |
$548,250 |
$0 |
|
Biscoe
|
Montgomery |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Holly-Ridge
|
Onslow |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Marshville
|
Union |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Sneads-Ferry
|
Onslow |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Forest-Oaks
|
Guilford |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Rutherfordton
|
Rutherford |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Whispering-Pines
|
Moore |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Sunset-Beach
|
Brunswick |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Red-Springs
|
Robeson |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Weaverville
|
Buncombe |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Trent-Woods
|
Craven |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Gamewell
|
Caldwell |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Louisburg
|
Franklin |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
|
Southport
|
Brunswick |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Tyro
|
Davidson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Elroy
|
Wayne |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Jefferson
|
Ashe |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Benson
|
Johnston |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
|
Dana
|
Henderson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lake-Park
|
Union |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Fairview
|
Union |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
River-Road
|
Beaufort |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Midland
|
Cabarrus |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Welcome
|
Davidson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lillington
|
Harnett |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Grifton
|
Pitt |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Eastover
|
Cumberland |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Stanley
|
Gaston |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Maiden
|
Catawba |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lowell
|
Gaston |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
St.-Pauls
|
Robeson |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Hudson
|
Caldwell |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Mountain-View
|
Catawba |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Plymouth
|
Washington |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Emerald-Isle
|
Carteret |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Ranlo
|
Gaston |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Troy
|
Montgomery |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Northchase
|
New Hanover |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Kitty-Hawk
|
Dare |
North Carolina |
$396,750 |
$317,400 |
$548,250 |
$0 |
|
Rockfish
|
Hoke |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Glen-Raven
|
Alamance |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Lake-Royale
|
Franklin |
North Carolina |
$371,450 |
$297,100 |
$548,250 |
$0 |
|
Red-Oak
|
Nash |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Wilkesboro
|
Wilkes |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Yadkinville
|
Yadkin |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Flat-Rock
|
Henderson |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Elizabethtown
|
Bladen |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Windsor
|
Bertie |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Mar-Mac
|
Wayne |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lake-Junaluska
|
Haywood |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Rural-Hall
|
Forsyth |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Denver
|
Lincoln |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Spencer
|
Rowan |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Locust
|
Stanly |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Enochville
|
Rowan |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lowesville
|
Lincoln |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Landis
|
Rowan |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Mineral-Springs
|
Union |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Wallburg
|
Davidson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Warsaw
|
Duplin |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
East-Rockingham
|
Richmond |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
River-Bend
|
Craven |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Granite-Quarry
|
Rowan |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Nags-Head
|
Dare |
North Carolina |
$396,750 |
$317,400 |
$548,250 |
$0 |
|
Murfreesboro
|
Hertford |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |