Loan Limits in New Jersey
| City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
|
Guttenberg
|
Hudson |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Matawan
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Haddonfield
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Beachwood
|
Ocean |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Greentree
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Gloucester-City
|
Camden |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Ridgefield
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Franklin-Lakes
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Westwood
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
East-Hanover
|
Morris |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Browns-Mills
|
Burlington |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Pompton-Lakes
|
Passaic |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Ocean-City
|
Cape May |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Wantage
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
West-Caldwell
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Totowa
|
Passaic |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Little-Ferry
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Waterford
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
East-Greenwich
|
Gloucester |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Millstone
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Pine-Hill
|
Camden |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Hillsdale
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Chatham
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Bound-Brook
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Somers-Point
|
Atlantic |
New Jersey |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Southampton
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Manville
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Lincoln-Park
|
Morris |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Waldwick
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
River-Vale
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Kinnelon
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Ventnor-City
|
Atlantic |
New Jersey |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Colts-Neck
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Brookdale
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Woodbury
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Budd-Lake
|
Morris |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
East-Rutherford
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Marlton
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Keansburg
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Maywood
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Mount-Holly
|
Burlington |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
White-Meadow-Lake
|
Morris |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Hackettstown
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Wood-Ridge
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Washington
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Kendall-Park
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
South-Amboy
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Leonia
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Lake-Mohawk
|
Sussex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Boonton
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Pittsgrove
|
Salem |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Absecon
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Villas
|
Cape May |
New Jersey |
$548,550 |
$391,900 |
$726,200 |
$3,360,000 |
|
Pitman
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Clayton
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Park-Ridge
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Edgewater-Park
|
Burlington |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Westampton
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Cresskill
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Brigantine
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Audubon
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Long-Hill
|
Morris |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
White-Horse
|
Mercer |
New Jersey |
$356,362 |
$306,700 |
$548,250 |
$0 |
|
Montvale
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Mansfield
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Succasunna
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Verona
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Short-Hills
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Edgewater
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Berkeley-Heights
|
Union |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Oakland
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Ridgefield-Park
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Clinton
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Mercerville
|
Mercer |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Woodland-Park
|
Passaic |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Pennsville
|
Salem |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Florence
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Woolwich
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Cedar-Grove
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Lumberton
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Ringwood
|
Passaic |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Eatontown
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Somerville
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Holiday-City-Berkeley
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Hasbrouck-Heights
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Hamilton-Square
|
Mercer |
New Jersey |
$356,362 |
$306,700 |
$548,250 |
$0 |
|
Newton
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Bordentown
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Red-Bank
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Echelon
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Upper
|
Cape May |
New Jersey |
$548,550 |
$391,900 |
$726,200 |
$3,360,000 |
|
Robertsville
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Wanaque
|
Passaic |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Glen-Rock
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Upper-Montclair
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Martinsville
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Florham-Park
|
Morris |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Wallington
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
River-Edge
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Bellmawr
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |