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Loan Limits in New Jersey

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Verona Essex New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Short-Hills Essex New Jersey $822,375 $0 $822,375 $0
Edgewater Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Berkeley-Heights Union New Jersey $822,375 $0 $822,375 $0
Oakland Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Ridgefield-Park Bergen New Jersey $822,375 $0 $822,375 $0
Clinton Hunterdon New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Mercerville Mercer New Jersey $472,030 $336,500 $726,200 $3,000,000
Woodland-Park Passaic New Jersey $822,375 $657,900 $822,375 $0
Pennsville Salem New Jersey $529,000 $381,800 $726,200 $3,260,000
Florence Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Woolwich Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Cedar-Grove Essex New Jersey $822,375 $0 $822,375 $0
Lumberton Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Ringwood Passaic New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Eatontown Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Somerville Somerset New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Holiday-City-Berkeley Ocean New Jersey $822,375 $657,900 $822,375 $0
Hasbrouck-Heights Bergen New Jersey $822,375 $0 $822,375 $0
Hamilton-Square Mercer New Jersey $356,362 $306,700 $548,250 $0
Newton Sussex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Bordentown Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Red-Bank Monmouth New Jersey $822,375 $657,900 $822,375 $0
Echelon Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Upper Cape May New Jersey $548,550 $391,900 $726,200 $3,360,000
Robertsville Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Wanaque Passaic New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Glen-Rock Bergen New Jersey $822,375 $0 $822,375 $0
Upper-Montclair Essex New Jersey $822,375 $0 $822,375 $0
Martinsville Somerset New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Florham-Park Morris New Jersey $822,375 $657,900 $822,375 $0
Wallington Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
River-Edge Bergen New Jersey $822,375 $0 $822,375 $0
Bellmawr Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Haddonfield Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Beachwood Ocean New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Greentree Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Gloucester-City Camden New Jersey $431,250 $345,000 $548,250 $0
Ridgefield Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Guttenberg Hudson New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Franklin-Lakes Bergen New Jersey $822,375 $0 $822,375 $0
Westwood Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
East-Hanover Morris New Jersey $822,375 $657,900 $822,375 $0
Browns-Mills Burlington New Jersey $431,250 $345,000 $548,250 $0
Pompton-Lakes Passaic New Jersey $822,375 $657,900 $822,375 $0
Ocean-City Cape May New Jersey $431,250 $345,000 $548,250 $0
Wantage Sussex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
West-Caldwell Essex New Jersey $822,375 $0 $822,375 $0
Totowa Passaic New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Little-Ferry Bergen New Jersey $822,375 $0 $822,375 $0
Waterford Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
East-Greenwich Gloucester New Jersey $431,250 $345,000 $548,250 $0
Millstone Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Pine-Hill Camden New Jersey $431,250 $345,000 $548,250 $0
Hillsdale Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Chatham Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Bound-Brook Somerset New Jersey $822,375 $657,900 $822,375 $0
Somers-Point Atlantic New Jersey $356,362 $285,000 $548,250 $0
Southampton Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Manville Somerset New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Lincoln-Park Morris New Jersey $822,375 $657,900 $822,375 $0
Waldwick Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
River-Vale Bergen New Jersey $822,375 $0 $822,375 $0
Kinnelon Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Ventnor-City Atlantic New Jersey $356,362 $285,000 $548,250 $0
Colts-Neck Monmouth New Jersey $822,375 $657,900 $822,375 $0
Brookdale Essex New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Woodbury Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Budd-Lake Morris New Jersey $822,375 $657,900 $822,375 $0
East-Rutherford Bergen New Jersey $822,375 $0 $822,375 $0
Marlton Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Keansburg Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Maywood Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Mount-Holly Burlington New Jersey $431,250 $345,000 $548,250 $0
White-Meadow-Lake Morris New Jersey $822,375 $657,900 $822,375 $0
Hackettstown Warren New Jersey $472,030 $336,500 $726,200 $3,000,000
Wood-Ridge Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Washington Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Kendall-Park Middlesex New Jersey $822,375 $657,900 $822,375 $0
South-Amboy Middlesex New Jersey $822,375 $657,900 $822,375 $0
Leonia Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Lake-Mohawk Sussex New Jersey $822,375 $657,900 $822,375 $0
Boonton Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Pittsgrove Salem New Jersey $529,000 $381,800 $726,200 $3,260,000
Absecon Atlantic New Jersey $472,030 $336,500 $726,200 $3,000,000
Villas Cape May New Jersey $548,550 $391,900 $726,200 $3,360,000
Pitman Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Clayton Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Park-Ridge Bergen New Jersey $822,375 $0 $822,375 $0
Edgewater-Park Burlington New Jersey $431,250 $345,000 $548,250 $0
Westampton Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Cresskill Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Brigantine Atlantic New Jersey $472,030 $336,500 $726,200 $3,000,000
Matawan Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Audubon Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Long-Hill Morris New Jersey $822,375 $657,900 $822,375 $0
White-Horse Mercer New Jersey $356,362 $306,700 $548,250 $0
Montvale Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Mansfield Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Succasunna Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
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