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Loan Limits in New Jersey

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Newton Sussex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Ridgefield Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Mansfield Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Absecon Atlantic New Jersey $472,030 $336,500 $726,200 $3,000,000
Ringwood Passaic New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Lake-Mohawk Sussex New Jersey $822,375 $657,900 $822,375 $0
Waldwick Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Holiday-City-Berkeley Ocean New Jersey $822,375 $657,900 $822,375 $0
Westwood Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Southampton Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Kendall-Park Middlesex New Jersey $822,375 $657,900 $822,375 $0
Ventnor-City Atlantic New Jersey $356,362 $285,000 $548,250 $0
Pompton-Lakes Passaic New Jersey $822,375 $657,900 $822,375 $0
Woodbury Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Berkeley-Heights Union New Jersey $822,375 $0 $822,375 $0
Waterford Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Westampton Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Wanaque Passaic New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Marlton Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Verona Essex New Jersey $1,089,300 $0 $1,089,300 $20,000,000
West-Caldwell Essex New Jersey $822,375 $0 $822,375 $0
Echelon Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Clinton Hunterdon New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Clayton Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
White-Horse Mercer New Jersey $356,362 $306,700 $548,250 $0
Cedar-Grove Essex New Jersey $822,375 $0 $822,375 $0
Greentree Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
South-Amboy Middlesex New Jersey $822,375 $657,900 $822,375 $0
Pine-Hill Camden New Jersey $431,250 $345,000 $548,250 $0
Mount-Holly Burlington New Jersey $431,250 $345,000 $548,250 $0
River-Edge Bergen New Jersey $822,375 $0 $822,375 $0
Matawan Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Eatontown Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Pennsville Salem New Jersey $529,000 $381,800 $726,200 $3,260,000
Bound-Brook Somerset New Jersey $822,375 $657,900 $822,375 $0
Succasunna Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Wood-Ridge Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Martinsville Somerset New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Hasbrouck-Heights Bergen New Jersey $822,375 $0 $822,375 $0
Short-Hills Essex New Jersey $822,375 $0 $822,375 $0
East-Hanover Morris New Jersey $822,375 $657,900 $822,375 $0
Manville Somerset New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Colts-Neck Monmouth New Jersey $822,375 $657,900 $822,375 $0
Bordentown Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Ocean-City Cape May New Jersey $431,250 $345,000 $548,250 $0
Villas Cape May New Jersey $548,550 $391,900 $726,200 $3,360,000
Guttenberg Hudson New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Boonton Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
River-Vale Bergen New Jersey $822,375 $0 $822,375 $0
Audubon Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Upper Cape May New Jersey $548,550 $391,900 $726,200 $3,360,000
Keansburg Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Totowa Passaic New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Mercerville Mercer New Jersey $472,030 $336,500 $726,200 $3,000,000
Park-Ridge Bergen New Jersey $822,375 $0 $822,375 $0
Florence Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
East-Greenwich Gloucester New Jersey $431,250 $345,000 $548,250 $0
Florham-Park Morris New Jersey $822,375 $657,900 $822,375 $0
Budd-Lake Morris New Jersey $822,375 $657,900 $822,375 $0
Cresskill Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Oakland Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Glen-Rock Bergen New Jersey $822,375 $0 $822,375 $0
White-Meadow-Lake Morris New Jersey $822,375 $657,900 $822,375 $0
Somerville Somerset New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Franklin-Lakes Bergen New Jersey $822,375 $0 $822,375 $0
Haddonfield Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Somers-Point Atlantic New Jersey $356,362 $285,000 $548,250 $0
Washington Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Montvale Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Lumberton Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Gloucester-City Camden New Jersey $431,250 $345,000 $548,250 $0
Bellmawr Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Leonia Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Hillsdale Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Lincoln-Park Morris New Jersey $822,375 $657,900 $822,375 $0
Red-Bank Monmouth New Jersey $822,375 $657,900 $822,375 $0
Wantage Sussex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
East-Rutherford Bergen New Jersey $822,375 $0 $822,375 $0
Pitman Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Ridgefield-Park Bergen New Jersey $822,375 $0 $822,375 $0
Kinnelon Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Browns-Mills Burlington New Jersey $431,250 $345,000 $548,250 $0
Hamilton-Square Mercer New Jersey $356,362 $306,700 $548,250 $0
Edgewater Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Pittsgrove Salem New Jersey $529,000 $381,800 $726,200 $3,260,000
Edgewater-Park Burlington New Jersey $431,250 $345,000 $548,250 $0
Robertsville Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Brookdale Essex New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Brigantine Atlantic New Jersey $472,030 $336,500 $726,200 $3,000,000
Chatham Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Hackettstown Warren New Jersey $472,030 $336,500 $726,200 $3,000,000
Upper-Montclair Essex New Jersey $822,375 $0 $822,375 $0
Long-Hill Morris New Jersey $822,375 $657,900 $822,375 $0
Maywood Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Little-Ferry Bergen New Jersey $822,375 $0 $822,375 $0
Beachwood Ocean New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Woodland-Park Passaic New Jersey $822,375 $657,900 $822,375 $0
Woolwich Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Millstone Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Wallington Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
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