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Loan Limits in New Jersey

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Berlin Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Andover Sussex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Jamesburg Middlesex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Plumsted Ocean New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Closter Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Mystic-Island Ocean New Jersey $822,375 $657,900 $822,375 $0
Pine-Lake-Park Ocean New Jersey $822,375 $657,900 $822,375 $0
Ashland Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
North-Haledon Passaic New Jersey $822,375 $657,900 $822,375 $0
Bogota Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Runnemede Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Lopatcong Warren New Jersey $472,030 $336,500 $726,200 $3,000,000
Haledon Passaic New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Spotswood Middlesex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Upper-Saddle-River Bergen New Jersey $822,375 $0 $822,375 $0
Kenilworth Union New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Crestwood-Village Ocean New Jersey $822,375 $657,900 $822,375 $0
Oradell Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Bloomingdale Passaic New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Bedminster Somerset New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Northfield Atlantic New Jersey $472,030 $336,500 $726,200 $3,000,000
Byram Sussex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Caldwell Essex New Jersey $1,089,300 $0 $1,089,300 $20,000,000
West-Long-Branch Monmouth New Jersey $822,375 $657,900 $822,375 $0
Riverside Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Hardyston Sussex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Madison-Park Middlesex New Jersey $822,375 $657,900 $822,375 $0
Strathmore Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Chester Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Carneys-Point Salem New Jersey $431,250 $345,000 $548,250 $0
Fanwood Union New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Fort-Dix Burlington New Jersey $431,250 $345,000 $548,250 $0
Butler Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
East-Franklin Somerset New Jersey $822,375 $657,900 $822,375 $0
Emerson Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Bernardsville Somerset New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Dayton Middlesex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Glen-Ridge Essex New Jersey $822,375 $0 $822,375 $0
New-Hanover Burlington New Jersey $431,250 $345,000 $548,250 $0
Haddon-Heights Camden New Jersey $431,250 $345,000 $548,250 $0
North-Hanover Burlington New Jersey $431,250 $345,000 $548,250 $0
Chesterfield Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Fairfield Essex New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Maurice-River Cumberland New Jersey $356,362 $285,000 $548,250 $0
Upper-Deerfield Cumberland New Jersey $356,362 $285,000 $548,250 $0
Smithville Atlantic New Jersey $472,030 $336,500 $726,200 $3,000,000
Pomona Atlantic New Jersey $472,030 $336,500 $726,200 $3,000,000
Buena-Vista Atlantic New Jersey $356,362 $285,000 $548,250 $0
Midland-Park Bergen New Jersey $822,375 $0 $822,375 $0
Dunellen Middlesex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Palmyra Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Green-Brook Somerset New Jersey $822,375 $657,900 $822,375 $0
Keyport Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Milltown Middlesex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Stratford Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Upper-Freehold Monmouth New Jersey $822,375 $657,900 $822,375 $0
Mountainside Union New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Twin-Rivers Mercer New Jersey $356,362 $306,700 $548,250 $0
Tabernacle Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Yardville Mercer New Jersey $472,030 $336,500 $726,200 $3,000,000
Allendale Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Rumson Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Linwood Atlantic New Jersey $472,030 $336,500 $726,200 $3,000,000
Barrington Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Green-Knoll Somerset New Jersey $822,375 $657,900 $822,375 $0
North-Caldwell Essex New Jersey $822,375 $0 $822,375 $0
Laurence-Harbor Middlesex New Jersey $822,375 $657,900 $822,375 $0
Heathcote Middlesex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Yorketown Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Kingston-Estates Camden New Jersey $431,250 $345,000 $548,250 $0
Lincroft Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Shamong Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Ramtown Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Wharton Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Morris-Plains Morris New Jersey $822,375 $657,900 $822,375 $0
Dennis Cape May New Jersey $548,550 $391,900 $726,200 $3,360,000
Carlstadt Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Lebanon Hunterdon New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Hainesport Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Watchung Somerset New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Eastampton Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Mullica Atlantic New Jersey $472,030 $336,500 $726,200 $3,000,000
Logan Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Finderne Somerset New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Old-Tappan Bergen New Jersey $822,375 $0 $822,375 $0
Margate-City Atlantic New Jersey $356,362 $285,000 $548,250 $0
Franklin-Center Somerset New Jersey $822,375 $657,900 $822,375 $0
Paulsboro Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Mount-Arlington Morris New Jersey $822,375 $657,900 $822,375 $0
Prospect-Park Passaic New Jersey $822,375 $657,900 $822,375 $0
Woodcliff-Lake Bergen New Jersey $822,375 $0 $822,375 $0
Roseland Essex New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Ramblewood Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Tewksbury Hunterdon New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Manasquan Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Norwood Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Little-Silver Monmouth New Jersey $822,375 $657,900 $822,375 $0
Mendham Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Fair-Haven Monmouth New Jersey $822,375 $657,900 $822,375 $0
Blairstown Warren New Jersey $472,030 $336,500 $726,200 $3,000,000
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