Loan Limits in New Jersey
City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
Plumsted
|
Ocean |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Closter
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Mystic-Island
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Pine-Lake-Park
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Ashland
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
North-Haledon
|
Passaic |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Bogota
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Runnemede
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Lopatcong
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Haledon
|
Passaic |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Spotswood
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Upper-Saddle-River
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
Kenilworth
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Crestwood-Village
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Oradell
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Bloomingdale
|
Passaic |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Bedminster
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Northfield
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Byram
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Caldwell
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
West-Long-Branch
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Riverside
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Hardyston
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Madison-Park
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Strathmore
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Chester
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Carneys-Point
|
Salem |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
Fanwood
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Fort-Dix
|
Burlington |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
Butler
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
East-Franklin
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Emerson
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Bernardsville
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Dayton
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Glen-Ridge
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
New-Hanover
|
Burlington |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
Berlin
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Haddon-Heights
|
Camden |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
North-Hanover
|
Burlington |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
Chesterfield
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Fairfield
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Maurice-River
|
Cumberland |
New Jersey |
$356,362 |
$285,000 |
$548,250 |
$0 |
Upper-Deerfield
|
Cumberland |
New Jersey |
$356,362 |
$285,000 |
$548,250 |
$0 |
Smithville
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Pomona
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Buena-Vista
|
Atlantic |
New Jersey |
$356,362 |
$285,000 |
$548,250 |
$0 |
Midland-Park
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
Dunellen
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Palmyra
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Green-Brook
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Keyport
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Milltown
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Stratford
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Upper-Freehold
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Mountainside
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Twin-Rivers
|
Mercer |
New Jersey |
$356,362 |
$306,700 |
$548,250 |
$0 |
Tabernacle
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Yardville
|
Mercer |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Allendale
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Rumson
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Linwood
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Barrington
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Green-Knoll
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
North-Caldwell
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
Laurence-Harbor
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Heathcote
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Yorketown
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Kingston-Estates
|
Camden |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
Lincroft
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Shamong
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Ramtown
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Wharton
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Morris-Plains
|
Morris |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Dennis
|
Cape May |
New Jersey |
$548,550 |
$391,900 |
$726,200 |
$3,360,000 |
Carlstadt
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Lebanon
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Hainesport
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Watchung
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Eastampton
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Andover
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Mullica
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Logan
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Finderne
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Old-Tappan
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
Jamesburg
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Margate-City
|
Atlantic |
New Jersey |
$356,362 |
$285,000 |
$548,250 |
$0 |
Franklin-Center
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Paulsboro
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Mount-Arlington
|
Morris |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Prospect-Park
|
Passaic |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Woodcliff-Lake
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
Roseland
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Ramblewood
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Tewksbury
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Manasquan
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Norwood
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Little-Silver
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Mendham
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Fair-Haven
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Blairstown
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |