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Loan Limits in California

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Westminster Orange California $1,089,300 $776,600 $1,089,300 $20,000,000
Santa-Monica Los Angeles California $822,375 $657,900 $822,375 $0
San-Leandro Alameda California $822,375 $657,900 $822,375 $0
Citrus-Heights Sacramento California $598,000 $478,400 $598,000 $0
Hawthorne Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
Redwood-City San Mateo California $822,375 $657,900 $822,375 $0
Lake-Forest Orange California $822,375 $657,900 $822,375 $0
Napa Napa California $1,017,750 $717,600 $1,017,750 $20,000,000
Whittier Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
Newport-Beach Orange California $822,375 $657,900 $822,375 $0
Milpitas Santa Clara California $805,000 $626,500 $805,000 $5,000,000
Madera Madera California $472,030 $336,500 $726,200 $3,000,000
Chino-Hills San Bernardino California $477,250 $381,800 $548,250 $0
Alhambra Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
Mountain-View Santa Clara California $822,375 $657,900 $822,375 $0
Buena-Park Orange California $822,375 $657,900 $822,375 $0
Pleasanton Alameda California $1,089,300 $776,600 $1,089,300 $20,000,000
Folsom Sacramento California $763,600 $540,000 $763,600 $4,800,000
Tustin Orange California $1,089,300 $776,600 $1,089,300 $20,000,000
Lakewood Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
Perris Riverside California $644,000 $460,000 $726,200 $4,050,000
Alameda Alameda California $1,089,300 $776,600 $1,089,300 $20,000,000
Watsonville Santa Cruz California $805,000 $626,500 $805,000 $5,000,000
Porterville Tulare California $472,030 $342,100 $726,200 $3,000,000
Upland San Bernardino California $1,089,300 $776,600 $1,089,300 $20,000,000
Davis Yolo California $763,600 $540,000 $763,600 $4,800,000
Camarillo Ventura California $948,750 $680,800 $948,750 $14,000,000
Bellflower Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
San-Ramon Contra Costa California $822,375 $657,900 $822,375 $0
Baldwin-Park Los Angeles California $822,375 $657,900 $822,375 $0
Rancho-Cordova Sacramento California $598,000 $478,400 $598,000 $0
Lodi San Joaquin California $656,650 $556,200 $726,200 $4,100,000
Union-City Alameda California $822,375 $657,900 $822,375 $0
Apple-Valley San Bernardino California $477,250 $381,800 $548,250 $0
Pittsburg Contra Costa California $1,089,300 $776,600 $1,089,300 $20,000,000
Redlands San Bernardino California $1,089,300 $776,600 $1,089,300 $20,000,000
El-Paso-de-Robles San Luis Obispo California $701,500 $561,200 $701,500 $0
Walnut-Creek Contra Costa California $822,375 $657,900 $822,375 $0
Lynwood Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
Lake-Elsinore Riverside California $477,250 $381,800 $548,250 $0
Rocklin Placer California $763,600 $540,000 $763,600 $4,800,000
South-San-Francisco San Mateo California $822,375 $657,900 $822,375 $0
Yorba-Linda Orange California $822,375 $657,900 $822,375 $0
Petaluma Sonoma California $861,350 $763,200 $861,350 $9,000,000
Redondo-Beach Los Angeles California $822,375 $657,900 $822,375 $0
Laguna-Niguel Orange California $822,375 $657,900 $822,375 $0
Florence-Graham Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
Tulare Tulare California $472,030 $342,100 $726,200 $3,000,000
Palo-Alto Santa Clara California $822,375 $657,900 $822,375 $0
Dublin Alameda California $1,089,300 $776,600 $1,089,300 $20,000,000
San-Clemente Orange California $822,375 $657,900 $822,375 $0
Brentwood Contra Costa California $1,089,300 $776,600 $1,089,300 $20,000,000
Carmichael Sacramento California $763,600 $540,000 $763,600 $4,800,000
Eastvale Riverside California $644,000 $460,000 $726,200 $4,050,000
Castro-Valley Alameda California $822,375 $657,900 $822,375 $0
Encinitas San Diego California $977,500 $703,800 $977,500 $17,000,000
San-Luis-Obispo San Luis Obispo California $701,500 $561,200 $701,500 $0
Pico-Rivera Los Angeles California $822,375 $657,900 $822,375 $0
Montebello Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
National-City San Diego California $753,250 $615,000 $753,250 $0
Woodland Yolo California $763,600 $540,000 $763,600 $4,800,000
La-Habra Orange California $822,375 $657,900 $822,375 $0
South-Whittier Los Angeles California $822,375 $657,900 $822,375 $0
Monterey-Park Los Angeles California $822,375 $657,900 $822,375 $0
Gardena Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
Cupertino Santa Clara California $805,000 $626,500 $805,000 $5,000,000
La-Mesa San Diego California $753,250 $615,000 $753,250 $0
San-Rafael Marin California $822,375 $657,900 $822,375 $0
Santee San Diego California $977,500 $703,800 $977,500 $17,000,000
Arcadia Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
Huntington-Park Los Angeles California $822,375 $657,900 $822,375 $0
Diamond-Bar Los Angeles California $822,375 $657,900 $822,375 $0
Novato Marin California $1,089,300 $776,600 $1,089,300 $20,000,000
Highland San Bernardino California $1,089,300 $776,600 $1,089,300 $20,000,000
Fountain-Valley Orange California $822,375 $657,900 $822,375 $0
Hacienda-Heights Los Angeles California $822,375 $657,900 $822,375 $0
Cathedral-City Riverside California $477,250 $381,800 $548,250 $0
Delano Kern California $472,030 $345,100 $726,200 $3,000,000
Colton San Bernardino California $1,089,300 $776,600 $1,089,300 $20,000,000
Arroyo-Grande San Luis Obispo California $701,500 $561,200 $701,500 $0
Rosemead Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
Paramount Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
Yucaipa San Bernardino California $1,089,300 $776,600 $1,089,300 $20,000,000
West-Sacramento Yolo California $598,000 $478,400 $598,000 $0
Palm-Desert Riverside California $477,250 $381,800 $548,250 $0
Lompoc Santa Barbara California $805,000 $626,500 $805,000 $5,000,000
Glendora Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
Placentia Orange California $1,089,300 $776,600 $1,089,300 $20,000,000
Beaumont Riverside California $644,000 $460,000 $726,200 $4,050,000
Aliso-Viejo Orange California $822,375 $657,900 $822,375 $0
Rowland-Heights Los Angeles California $822,375 $657,900 $822,375 $0
Azusa Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
Cerritos Los Angeles California $1,089,300 $776,600 $1,089,300 $20,000,000
Oroville Butte California $472,030 $403,600 $726,200 $3,000,000
Poway San Diego California $977,500 $703,800 $977,500 $17,000,000
San-Jacinto Riverside California $477,250 $381,800 $548,250 $0
Newark Alameda California $1,089,300 $776,600 $1,089,300 $20,000,000
Reedley Fresno California $472,030 $405,000 $726,200 $3,000,000
Cypress Orange California $1,089,300 $776,600 $1,089,300 $20,000,000
Hollister San Benito California $1,089,300 $776,600 $1,089,300 $20,000,000
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