Loan Limits in
| City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
|
Hazlet
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Morristown
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Point-Pleasant
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Hawthorne
|
Passaic |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Sparta
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Maple-Shade
|
Burlington |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Avenel
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Aberdeen
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Washington
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Middle
|
Cape May |
New Jersey |
$548,550 |
$391,900 |
$726,200 |
$3,360,000 |
|
Rutherford
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Iselin
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Colonia
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Dover
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Dumont
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Tinton-Falls
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Springfield
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Ocean-Acres
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Lindenwold
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Wyckoff
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Holmdel
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Denville
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Delran
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
South-Orange-Village
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Franklin
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
New-Milford
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Cinnaminson
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Readington
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
South-River
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Clark
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Warren
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
North-Arlington
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Asbury-Park
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Washington
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Fords
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Pequannock
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Mantua
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Ramsey
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Williamstown
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Weehawken
|
Hudson |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Metuchen
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Haddon
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Little-Falls
|
Passaic |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Branchburg
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Tenafly
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Bradley-Gardens
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Hanover
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Robbinsville
|
Mercer |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Phillipsburg
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Fairview
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Hopatcong
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Cherry-Hill-Mall
|
Camden |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Franklin-Park
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Hammonton
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Collingswood
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Springdale
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Saddle-Brook
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Moorestown-Lenola
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Princeton-Meadows
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Highland-Park
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
West-Freehold
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Middlesex
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
New-Providence
|
Union |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Roselle-Park
|
Union |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Verona
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Short-Hills
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Edgewater
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Berkeley-Heights
|
Union |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Oakland
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Ridgefield-Park
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Clinton
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Mercerville
|
Mercer |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Woodland-Park
|
Passaic |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Pennsville
|
Salem |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Florence
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Woolwich
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Cedar-Grove
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Lumberton
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Ringwood
|
Passaic |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Eatontown
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Somerville
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Holiday-City-Berkeley
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Hasbrouck-Heights
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Hamilton-Square
|
Mercer |
New Jersey |
$356,362 |
$306,700 |
$548,250 |
$0 |
|
Newton
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Bordentown
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Red-Bank
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Echelon
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Upper
|
Cape May |
New Jersey |
$548,550 |
$391,900 |
$726,200 |
$3,360,000 |
|
Robertsville
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Wanaque
|
Passaic |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Glen-Rock
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Upper-Montclair
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Martinsville
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Florham-Park
|
Morris |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Wallington
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
River-Edge
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Bellmawr
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Madison
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Richland
|
Allegheny |
Pennsylvania |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |