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Loan Limits in

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Shelby Cleveland North Carolina $472,030 $336,500 $726,200 $3,000,000
Kinston Lenoir North Carolina $472,030 $336,500 $726,200 $3,000,000
Thomasville Davidson North Carolina $472,030 $336,500 $726,200 $3,000,000
Boone Watauga North Carolina $472,030 $336,500 $726,200 $3,000,000
Forest-City Rutherford North Carolina $356,362 $285,000 $548,250 $0
Clayton Johnston North Carolina $502,550 $336,500 $726,200 $3,130,000
Kernersville Forsyth North Carolina $472,030 $336,500 $726,200 $3,000,000
Lincolnton Lincoln North Carolina $472,030 $336,500 $726,200 $3,000,000
Leland Brunswick North Carolina $472,030 $336,500 $726,200 $3,000,000
Rockingham Richmond North Carolina $472,030 $336,500 $726,200 $3,000,000
Elizabeth-City Pasquotank North Carolina $805,000 $644,000 $625,500 $0
Roanoke-Rapids Halifax North Carolina $356,362 $285,000 $548,250 $0
Carrboro Orange North Carolina $602,600 $404,800 $726,200 $3,750,000
Kill-Devil-Hills Dare North Carolina $396,750 $317,400 $548,250 $0
Clemmons Forsyth North Carolina $472,030 $336,500 $726,200 $3,000,000
Havelock Craven North Carolina $472,030 $336,500 $726,200 $3,000,000
Swansboro Onslow North Carolina $472,030 $336,500 $726,200 $3,000,000
Henderson Vance North Carolina $472,030 $336,500 $726,200 $3,000,000
Laurinburg Scotland North Carolina $472,030 $336,500 $726,200 $3,000,000
Wendell Wake North Carolina $502,550 $336,500 $726,200 $3,130,000
Mount-Airy Surry North Carolina $356,362 $285,000 $548,250 $0
Lexington Davidson North Carolina $472,030 $336,500 $726,200 $3,000,000
North-Wilkesboro Wilkes North Carolina $356,362 $285,000 $548,250 $0
Knightdale Wake North Carolina $502,550 $336,500 $726,200 $3,130,000
Butner Granville North Carolina $602,600 $404,800 $726,200 $3,750,000
Albemarle Stanly North Carolina $472,030 $336,500 $726,200 $3,000,000
Waxhaw Union North Carolina $472,030 $336,500 $726,200 $3,000,000
Morganton Burke North Carolina $472,030 $336,500 $726,200 $3,000,000
Harrisburg Cabarrus North Carolina $472,030 $336,500 $726,200 $3,000,000
Murraysville New Hanover North Carolina $472,030 $336,500 $726,200 $3,000,000
Eden Rockingham North Carolina $472,030 $336,500 $726,200 $3,000,000
Mebane Alamance North Carolina $472,030 $336,500 $726,200 $3,000,000
Mount-Holly Gaston North Carolina $356,362 $285,000 $548,250 $0
Stallings Union North Carolina $472,030 $336,500 $726,200 $3,000,000
Washington Beaufort North Carolina $472,030 $336,500 $726,200 $3,000,000
Archer-Lodge Johnston North Carolina $371,450 $297,100 $548,250 $0
Hope-Mills Cumberland North Carolina $356,362 $285,000 $548,250 $0
Graham Alamance North Carolina $472,030 $336,500 $726,200 $3,000,000
Dunn Harnett North Carolina $472,030 $336,500 $726,200 $3,000,000
Southern-Pines Moore North Carolina $356,362 $285,000 $548,250 $0
Lewisville Forsyth North Carolina $472,030 $336,500 $726,200 $3,000,000
Hendersonville Henderson North Carolina $472,030 $336,500 $726,200 $3,000,000
Reidsville Rockingham North Carolina $472,030 $336,500 $726,200 $3,000,000
Oak-Island Brunswick North Carolina $356,362 $285,000 $548,250 $0
Piney-Green Onslow North Carolina $356,362 $285,000 $548,250 $0
Brevard Transylvania North Carolina $472,030 $336,500 $726,200 $3,000,000
Marion McDowell North Carolina $472,030 $336,500 $726,200 $3,000,000
Newton Catawba North Carolina $472,030 $336,500 $726,200 $3,000,000
Davidson Mecklenburg North Carolina $472,030 $336,500 $726,200 $3,000,000
Tarboro Edgecombe North Carolina $472,030 $336,500 $726,200 $3,000,000
Belmont Gaston North Carolina $472,030 $336,500 $726,200 $3,000,000
Elon Alamance North Carolina $472,030 $336,500 $726,200 $3,000,000
Spring-Lake Cumberland North Carolina $356,362 $285,000 $548,250 $0
Archdale Randolph North Carolina $472,030 $336,500 $726,200 $3,000,000
Summerfield Guilford North Carolina $472,030 $336,500 $726,200 $3,000,000
Weddington Union North Carolina $472,030 $336,500 $726,200 $3,000,000
Kings-Mountain Cleveland North Carolina $356,362 $285,000 $548,250 $0
Myrtle-Grove New Hanover North Carolina $356,362 $285,000 $548,250 $0
Waynesville Haywood North Carolina $472,030 $336,500 $726,200 $3,000,000
Winterville Pitt North Carolina $472,030 $336,500 $726,200 $3,000,000
Oxford Granville North Carolina $602,600 $404,800 $726,200 $3,750,000
Roxboro Person North Carolina $602,600 $404,800 $726,200 $3,750,000
Siler-City Chatham North Carolina $437,000 $349,600 $548,250 $0
St.-Stephens Catawba North Carolina $356,362 $285,000 $548,250 $0
Clinton Sampson North Carolina $472,030 $336,500 $726,200 $3,000,000
Wesley-Chapel Union North Carolina $356,362 $285,000 $548,250 $0
Pineville Mecklenburg North Carolina $472,030 $336,500 $726,200 $3,000,000
Kings-Grant New Hanover North Carolina $356,362 $285,000 $548,250 $0
Conover Catawba North Carolina $472,030 $336,500 $726,200 $3,000,000
Rolesville Wake North Carolina $502,550 $336,500 $726,200 $3,130,000
Ogden New Hanover North Carolina $472,030 $336,500 $726,200 $3,000,000
Fletcher Henderson North Carolina $472,030 $336,500 $726,200 $3,000,000
Half-Moon Onslow North Carolina $356,362 $285,000 $548,250 $0
Lake-Norman-of-Catawba Catawba North Carolina $356,362 $285,000 $548,250 $0
Black-Mountain Buncombe North Carolina $356,362 $285,000 $548,250 $0
Aberdeen Moore North Carolina $472,030 $336,500 $726,200 $3,000,000
Etowah Henderson North Carolina $472,030 $336,500 $726,200 $3,000,000
Porters-Neck New Hanover North Carolina $356,362 $285,000 $548,250 $0
Mills-River Henderson North Carolina $356,362 $285,000 $548,250 $0
Pembroke Robeson North Carolina $472,030 $336,500 $726,200 $3,000,000
Whiteville Columbus North Carolina $472,030 $336,500 $726,200 $3,000,000
Franklin Macon North Carolina $472,030 $336,500 $726,200 $3,000,000
Unionville Union North Carolina $472,030 $336,500 $726,200 $3,000,000
Hillsborough Orange North Carolina $602,600 $404,800 $726,200 $3,750,000
Selma Johnston North Carolina $502,550 $336,500 $726,200 $3,130,000
Oak-Ridge Guilford North Carolina $356,362 $285,000 $548,250 $0
King Stokes North Carolina $472,030 $336,500 $726,200 $3,000,000
Marvin Union North Carolina $472,030 $336,500 $726,200 $3,000,000
Woodfin Buncombe North Carolina $472,030 $336,500 $726,200 $3,000,000
Cherryville Gaston North Carolina $472,030 $336,500 $726,200 $3,000,000
Trinity Randolph North Carolina $472,030 $336,500 $726,200 $3,000,000
Elkin Surry North Carolina $472,030 $336,500 $726,200 $3,000,000
Silver-Lake New Hanover North Carolina $356,362 $285,000 $548,250 $0
Carolina-Beach New Hanover North Carolina $356,362 $285,000 $548,250 $0
Cullowhee Jackson North Carolina $472,030 $336,500 $726,200 $3,000,000
Tabor-City Columbus North Carolina $356,362 $285,000 $548,250 $0
Hamlet Richmond North Carolina $472,030 $336,500 $726,200 $3,000,000
Boiling-Spring-Lakes Brunswick North Carolina $356,362 $285,000 $548,250 $0
Lenoir Caldwell North Carolina $472,030 $336,500 $726,200 $3,000,000
Gibsonville Guilford North Carolina $472,030 $336,500 $726,200 $3,000,000
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