Loan Limits in North Carolina

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Charlotte Mecklenburg North Carolina $472,030 $336,500 $726,200 $3,000,000
Raleigh Wake North Carolina $502,550 $336,500 $726,200 $3,130,000
Durham Durham North Carolina $602,600 $404,800 $726,200 $3,750,000
Winston-Salem Forsyth North Carolina $472,030 $336,500 $726,200 $3,000,000
Greensboro Guilford North Carolina $472,030 $336,500 $726,200 $3,000,000
Fayetteville Cumberland North Carolina $472,030 $336,500 $726,200 $3,000,000
Asheville Buncombe North Carolina $472,030 $336,500 $726,200 $3,000,000
Concord Cabarrus North Carolina $472,030 $336,500 $726,200 $3,000,000
Wilmington New Hanover North Carolina $472,030 $336,500 $726,200 $3,000,000
Hickory Catawba North Carolina $472,030 $336,500 $726,200 $3,000,000
Gastonia Gaston North Carolina $472,030 $336,500 $726,200 $3,000,000
High-Point Guilford North Carolina $356,362 $285,000 $548,250 $0
Cary Wake North Carolina $502,550 $336,500 $726,200 $3,130,000
Burlington Alamance North Carolina $472,030 $336,500 $726,200 $3,000,000
Greenville Pitt North Carolina $472,030 $336,500 $726,200 $3,000,000
Jacksonville Onslow North Carolina $472,030 $336,500 $726,200 $3,000,000
Chapel-Hill Orange North Carolina $437,000 $349,600 $548,250 $0
Rocky-Mount Nash North Carolina $356,362 $285,000 $548,250 $0
Apex Wake North Carolina $502,550 $336,500 $726,200 $3,130,000
Huntersville Mecklenburg North Carolina $472,030 $336,500 $726,200 $3,000,000
Goldsboro Wayne North Carolina $472,030 $336,500 $726,200 $3,000,000
New-Bern Craven North Carolina $356,362 $285,000 $548,250 $0
Kannapolis Cabarrus North Carolina $472,030 $336,500 $726,200 $3,000,000
Morehead-City Carteret North Carolina $356,362 $285,000 $548,250 $0
Wilson Wilson North Carolina $472,030 $336,500 $726,200 $3,000,000
Pinehurst Moore North Carolina $472,030 $336,500 $726,200 $3,000,000
Wake-Forest Wake North Carolina $371,450 $297,100 $548,250 $0
Indian-Trail Union North Carolina $356,362 $285,000 $548,250 $0
Asheboro Randolph North Carolina $472,030 $336,500 $726,200 $3,000,000
Mooresville Iredell North Carolina $472,030 $336,500 $726,200 $3,000,000
Holly-Springs Wake North Carolina $371,450 $297,100 $548,250 $0
Monroe Union North Carolina $472,030 $336,500 $726,200 $3,000,000
Sanford Lee North Carolina $472,030 $336,500 $726,200 $3,000,000
Salisbury Rowan North Carolina $472,030 $336,500 $726,200 $3,000,000
Matthews Mecklenburg North Carolina $472,030 $336,500 $726,200 $3,000,000
Smithfield Johnston North Carolina $502,550 $336,500 $726,200 $3,130,000
Garner Wake North Carolina $502,550 $336,500 $726,200 $3,130,000
Fuquay-Varina Wake North Carolina $502,550 $336,500 $726,200 $3,130,000
Cornelius Mecklenburg North Carolina $472,030 $336,500 $726,200 $3,000,000
Morrisville Wake North Carolina $502,550 $336,500 $726,200 $3,130,000
Lumberton Robeson North Carolina $472,030 $336,500 $726,200 $3,000,000
Mint-Hill Mecklenburg North Carolina $356,362 $285,000 $548,250 $0
Statesville Iredell North Carolina $472,030 $336,500 $726,200 $3,000,000
Shelby Cleveland North Carolina $472,030 $336,500 $726,200 $3,000,000
Kinston Lenoir North Carolina $472,030 $336,500 $726,200 $3,000,000
Thomasville Davidson North Carolina $472,030 $336,500 $726,200 $3,000,000
Boone Watauga North Carolina $472,030 $336,500 $726,200 $3,000,000
Forest-City Rutherford North Carolina $356,362 $285,000 $548,250 $0
Clayton Johnston North Carolina $502,550 $336,500 $726,200 $3,130,000
Kernersville Forsyth North Carolina $472,030 $336,500 $726,200 $3,000,000
Lincolnton Lincoln North Carolina $472,030 $336,500 $726,200 $3,000,000
Leland Brunswick North Carolina $472,030 $336,500 $726,200 $3,000,000
Rockingham Richmond North Carolina $472,030 $336,500 $726,200 $3,000,000
Elizabeth-City Pasquotank North Carolina $805,000 $644,000 $625,500 $0
Roanoke-Rapids Halifax North Carolina $356,362 $285,000 $548,250 $0
Carrboro Orange North Carolina $602,600 $404,800 $726,200 $3,750,000
Kill-Devil-Hills Dare North Carolina $396,750 $317,400 $548,250 $0
Clemmons Forsyth North Carolina $472,030 $336,500 $726,200 $3,000,000
Havelock Craven North Carolina $472,030 $336,500 $726,200 $3,000,000
Swansboro Onslow North Carolina $472,030 $336,500 $726,200 $3,000,000
Henderson Vance North Carolina $472,030 $336,500 $726,200 $3,000,000
Laurinburg Scotland North Carolina $472,030 $336,500 $726,200 $3,000,000
Wendell Wake North Carolina $502,550 $336,500 $726,200 $3,130,000
Mount-Airy Surry North Carolina $356,362 $285,000 $548,250 $0
Lexington Davidson North Carolina $472,030 $336,500 $726,200 $3,000,000
North-Wilkesboro Wilkes North Carolina $356,362 $285,000 $548,250 $0
Lenoir Caldwell North Carolina $472,030 $336,500 $726,200 $3,000,000
Knightdale Wake North Carolina $502,550 $336,500 $726,200 $3,130,000
Butner Granville North Carolina $602,600 $404,800 $726,200 $3,750,000
Albemarle Stanly North Carolina $472,030 $336,500 $726,200 $3,000,000
Waxhaw Union North Carolina $472,030 $336,500 $726,200 $3,000,000
Morganton Burke North Carolina $472,030 $336,500 $726,200 $3,000,000
Harrisburg Cabarrus North Carolina $472,030 $336,500 $726,200 $3,000,000
Murraysville New Hanover North Carolina $472,030 $336,500 $726,200 $3,000,000
Eden Rockingham North Carolina $472,030 $336,500 $726,200 $3,000,000
Mebane Alamance North Carolina $472,030 $336,500 $726,200 $3,000,000
Mount-Holly Gaston North Carolina $356,362 $285,000 $548,250 $0
Stallings Union North Carolina $472,030 $336,500 $726,200 $3,000,000
Washington Beaufort North Carolina $472,030 $336,500 $726,200 $3,000,000
Archer-Lodge Johnston North Carolina $371,450 $297,100 $548,250 $0
Hope-Mills Cumberland North Carolina $356,362 $285,000 $548,250 $0
Graham Alamance North Carolina $472,030 $336,500 $726,200 $3,000,000
Dunn Harnett North Carolina $472,030 $336,500 $726,200 $3,000,000
Southern-Pines Moore North Carolina $356,362 $285,000 $548,250 $0
Lewisville Forsyth North Carolina $472,030 $336,500 $726,200 $3,000,000
Hendersonville Henderson North Carolina $472,030 $336,500 $726,200 $3,000,000
Reidsville Rockingham North Carolina $472,030 $336,500 $726,200 $3,000,000
Oak-Island Brunswick North Carolina $356,362 $285,000 $548,250 $0
Piney-Green Onslow North Carolina $356,362 $285,000 $548,250 $0
Brevard Transylvania North Carolina $472,030 $336,500 $726,200 $3,000,000
Marion McDowell North Carolina $472,030 $336,500 $726,200 $3,000,000
Newton Catawba North Carolina $472,030 $336,500 $726,200 $3,000,000
Davidson Mecklenburg North Carolina $472,030 $336,500 $726,200 $3,000,000
Tarboro Edgecombe North Carolina $472,030 $336,500 $726,200 $3,000,000
Belmont Gaston North Carolina $472,030 $336,500 $726,200 $3,000,000
Elon Alamance North Carolina $472,030 $336,500 $726,200 $3,000,000
Spring-Lake Cumberland North Carolina $356,362 $285,000 $548,250 $0
Archdale Randolph North Carolina $472,030 $336,500 $726,200 $3,000,000
Summerfield Guilford North Carolina $472,030 $336,500 $726,200 $3,000,000
Weddington Union North Carolina $472,030 $336,500 $726,200 $3,000,000