Loan Limits in North Carolina
City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
Charlotte
|
Mecklenburg |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Raleigh
|
Wake |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
Durham
|
Durham |
North Carolina |
$602,600 |
$404,800 |
$726,200 |
$3,750,000 |
Winston-Salem
|
Forsyth |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Greensboro
|
Guilford |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Fayetteville
|
Cumberland |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Asheville
|
Buncombe |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Concord
|
Cabarrus |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Wilmington
|
New Hanover |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Hickory
|
Catawba |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Gastonia
|
Gaston |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
High-Point
|
Guilford |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Cary
|
Wake |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
Burlington
|
Alamance |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Greenville
|
Pitt |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Jacksonville
|
Onslow |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Chapel-Hill
|
Orange |
North Carolina |
$437,000 |
$349,600 |
$548,250 |
$0 |
Rocky-Mount
|
Nash |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Apex
|
Wake |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
Huntersville
|
Mecklenburg |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Goldsboro
|
Wayne |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
New-Bern
|
Craven |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Kannapolis
|
Cabarrus |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Morehead-City
|
Carteret |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Wilson
|
Wilson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Pinehurst
|
Moore |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Wake-Forest
|
Wake |
North Carolina |
$371,450 |
$297,100 |
$548,250 |
$0 |
Indian-Trail
|
Union |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Asheboro
|
Randolph |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Mooresville
|
Iredell |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Holly-Springs
|
Wake |
North Carolina |
$371,450 |
$297,100 |
$548,250 |
$0 |
Monroe
|
Union |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Sanford
|
Lee |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Salisbury
|
Rowan |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Matthews
|
Mecklenburg |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Smithfield
|
Johnston |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
Garner
|
Wake |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
Fuquay-Varina
|
Wake |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
Cornelius
|
Mecklenburg |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Morrisville
|
Wake |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
Lumberton
|
Robeson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Mint-Hill
|
Mecklenburg |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Statesville
|
Iredell |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Shelby
|
Cleveland |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Kinston
|
Lenoir |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Thomasville
|
Davidson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Boone
|
Watauga |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Forest-City
|
Rutherford |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Clayton
|
Johnston |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
Kernersville
|
Forsyth |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Lincolnton
|
Lincoln |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Leland
|
Brunswick |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Rockingham
|
Richmond |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Elizabeth-City
|
Pasquotank |
North Carolina |
$805,000 |
$644,000 |
$625,500 |
$0 |
Roanoke-Rapids
|
Halifax |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Carrboro
|
Orange |
North Carolina |
$602,600 |
$404,800 |
$726,200 |
$3,750,000 |
Kill-Devil-Hills
|
Dare |
North Carolina |
$396,750 |
$317,400 |
$548,250 |
$0 |
Clemmons
|
Forsyth |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Havelock
|
Craven |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Swansboro
|
Onslow |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Henderson
|
Vance |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Laurinburg
|
Scotland |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Wendell
|
Wake |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
Mount-Airy
|
Surry |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Lexington
|
Davidson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
North-Wilkesboro
|
Wilkes |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Lenoir
|
Caldwell |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Knightdale
|
Wake |
North Carolina |
$502,550 |
$336,500 |
$726,200 |
$3,130,000 |
Butner
|
Granville |
North Carolina |
$602,600 |
$404,800 |
$726,200 |
$3,750,000 |
Albemarle
|
Stanly |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Waxhaw
|
Union |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Morganton
|
Burke |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Harrisburg
|
Cabarrus |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Murraysville
|
New Hanover |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Eden
|
Rockingham |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Mebane
|
Alamance |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Mount-Holly
|
Gaston |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Stallings
|
Union |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Washington
|
Beaufort |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Archer-Lodge
|
Johnston |
North Carolina |
$371,450 |
$297,100 |
$548,250 |
$0 |
Hope-Mills
|
Cumberland |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Graham
|
Alamance |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Dunn
|
Harnett |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Southern-Pines
|
Moore |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Lewisville
|
Forsyth |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Hendersonville
|
Henderson |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Reidsville
|
Rockingham |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Oak-Island
|
Brunswick |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Piney-Green
|
Onslow |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Brevard
|
Transylvania |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Marion
|
McDowell |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Newton
|
Catawba |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Davidson
|
Mecklenburg |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Tarboro
|
Edgecombe |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Belmont
|
Gaston |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Elon
|
Alamance |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Spring-Lake
|
Cumberland |
North Carolina |
$356,362 |
$285,000 |
$548,250 |
$0 |
Archdale
|
Randolph |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Summerfield
|
Guilford |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Weddington
|
Union |
North Carolina |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |