Loan Limits in Massachusetts
| City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
|
Concord
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Holden
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Westborough
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Grafton
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Scituate
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Winthrop
|
Suffolk |
Massachusetts |
$828,000 |
$0 |
$828,000 |
$6,000,000 |
|
Sharon
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Pembroke
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Newburyport
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Somerset
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Rockland
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Foxborough
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Ashland
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
South-Hadley
|
Hampshire |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Hopkinton
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Amesbury
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
North-Adams
|
Berkshire |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Bellingham
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Webster
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Southbridge
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Auburn
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Swansea
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Abington
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
East-Longmeadow
|
Hampden |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Westwood
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Fairhaven
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Westport
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Easthampton
|
Hampshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Duxbury
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Longmeadow
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
North-Reading
|
Middlesex |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
|
Seekonk
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Whitman
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Northborough
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Belchertown
|
Hampshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Swampscott
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Holliston
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Wilbraham
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
East-Bridgewater
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
|
Hanover
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Raynham
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Mashpee
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
Bedford
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Uxbridge
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Oxford
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Ipswich
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Dennis
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
Clinton
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Wayland
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Millbury
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Kingston
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Charlton
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Medway
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Lynnfield
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Medfield
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Tyngsborough
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Palmer
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Rehoboth
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Harwich
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
Weston
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Pepperell
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Spencer
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Wrentham
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Norfolk
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Dudley
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Carver
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Athol
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lunenburg
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lakeville
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Groton
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Leicester
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Nantucket
|
Nantucket |
Massachusetts |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
South-Yarmouth
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
|
Norwell
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Holbrook
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Winchendon
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Hanson
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Maynard
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Acushnet
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Hull
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Southborough
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Littleton
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Middleton
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Brewster
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
Ware
|
Hampshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Southwick
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Sturbridge
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Townsend
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Sutton
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Salisbury
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Freetown
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Blackstone
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Plainville
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Douglas
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Monson
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Georgetown
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Rutland
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Cohasset
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Boxford
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Northbridge
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |