Loan Limits in Massachusetts
City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
Montague
|
Franklin |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Millis
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Templeton
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Adams
|
Berkshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Ayer
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Sterling
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Lancaster
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Hamilton
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
West-Boylston
|
Worcester |
Massachusetts |
$364,550 |
$291,600 |
$548,250 |
$0 |
Mansfield-Center
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
Upton
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Halifax
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Westminster
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Dighton
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
Orange
|
Franklin |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Shirley
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Williamstown
|
Berkshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
West-Concord
|
Middlesex |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
Middleborough-Center
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
Pinehurst
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Rockport
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Cochituate
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Whitinsville
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
West-Bridgewater
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
Stow
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Newbury
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Great-Barrington
|
Berkshire |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
Merrimac
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Lincoln
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Groveland
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Berkley
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
Dalton
|
Berkshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Harvard
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Topsfield
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
East-Falmouth
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
Rowley
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Mattapoisett
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Granby
|
Hampshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Ashburnham
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Southampton
|
Hampshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Mendon
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Dover
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Chatham
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
Hopedale
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Orleans
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
Lee
|
Berkshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
West-Yarmouth
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
Rochester
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Boxborough
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Barre
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Manchester-by-the-Sea
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Hadley
|
Hampshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Bolton
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Yarmouth-Port
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
Wenham
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Carlisle
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Warren
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Ocean-Bluff-Brant-Rock
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
Hampden
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Bliss-Corner
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
Marion
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
North-Scituate
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
Deerfield
|
Franklin |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Lenox
|
Berkshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Raynham-Center
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
Eastham
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
Paxton
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
East-Harwich
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
North-Brookfield
|
Worcester |
Massachusetts |
$364,550 |
$291,600 |
$548,250 |
$0 |
Hubbardston
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Smith-Mills
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
Oak-Bluffs
|
Dukes |
Massachusetts |
$822,375 |
$657,900 |
$822,375 |
$0 |
Millis-Clicquot
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
West-Newbury
|
Essex |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
Boylston
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
North-Westport
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
Avon
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Edgartown
|
Dukes |
Massachusetts |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Sherborn
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Northwest-Harwich
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
Tisbury
|
Dukes |
Massachusetts |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
North-Plymouth
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
Turners-Falls
|
Franklin |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
Forestdale
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
Essex
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
West-Brookfield
|
Worcester |
Massachusetts |
$364,550 |
$291,600 |
$548,250 |
$0 |
Sagamore
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
Brimfield
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Sunderland
|
Franklin |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
South-Duxbury
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
Wellfleet
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
Buzzards-Bay
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
Nahant
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
East-Sandwich
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
North-Pembroke
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
Princeton
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Brookfield
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Dennis-Port
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
South-Dennis
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
Dunstable
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |