Loan Limits in Massachusetts
| City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
|
Montague
|
Franklin |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Millis
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Adams
|
Berkshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Ayer
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Sterling
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lancaster
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Hamilton
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
West-Boylston
|
Worcester |
Massachusetts |
$364,550 |
$291,600 |
$548,250 |
$0 |
|
Mansfield-Center
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
|
Upton
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Halifax
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Westminster
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Dighton
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Orange
|
Franklin |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Shirley
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Williamstown
|
Berkshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
West-Concord
|
Middlesex |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
|
Middleborough-Center
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
|
Pinehurst
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Rockport
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Cochituate
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Whitinsville
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
West-Bridgewater
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
|
Stow
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Newbury
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Great-Barrington
|
Berkshire |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Merrimac
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Lincoln
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Groveland
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Berkley
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Dalton
|
Berkshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Harvard
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Topsfield
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
East-Falmouth
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
|
Rowley
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Mattapoisett
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Granby
|
Hampshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Ashburnham
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Southampton
|
Hampshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Mendon
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Dover
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Chatham
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
Hopedale
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Orleans
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
Lee
|
Berkshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
West-Yarmouth
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
|
Rochester
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Boxborough
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Barre
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Manchester-by-the-Sea
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Hadley
|
Hampshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Bolton
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Yarmouth-Port
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
|
Wenham
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Carlisle
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Warren
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Ocean-Bluff-Brant-Rock
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
|
Hampden
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Bliss-Corner
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
|
Marion
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
North-Scituate
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
|
Deerfield
|
Franklin |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lenox
|
Berkshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Raynham-Center
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
|
Eastham
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
Paxton
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
East-Harwich
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
|
Hubbardston
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Smith-Mills
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
|
Oak-Bluffs
|
Dukes |
Massachusetts |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Millis-Clicquot
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
West-Newbury
|
Essex |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
|
Boylston
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
North-Westport
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
|
Avon
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Edgartown
|
Dukes |
Massachusetts |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Sherborn
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Northwest-Harwich
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
|
Tisbury
|
Dukes |
Massachusetts |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
North-Plymouth
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
|
Turners-Falls
|
Franklin |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Forestdale
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
Essex
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
West-Brookfield
|
Worcester |
Massachusetts |
$364,550 |
$291,600 |
$548,250 |
$0 |
|
Sagamore
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
Brimfield
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Sunderland
|
Franklin |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
South-Duxbury
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
|
Wellfleet
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
Buzzards-Bay
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
|
Nahant
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
East-Sandwich
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
|
North-Pembroke
|
Plymouth |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
|
Princeton
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Brookfield
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Dennis-Port
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
|
South-Dennis
|
Barnstable |
Massachusetts |
$506,000 |
$408,200 |
$548,250 |
$0 |
|
Dunstable
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Templeton
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
North-Brookfield
|
Worcester |
Massachusetts |
$364,550 |
$291,600 |
$548,250 |
$0 |