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Loan Limits in New York

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Ridge Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Wawarsing Ulster New York $472,030 $336,500 $726,200 $3,000,000
Brunswick Rensselaer New York $472,030 $336,500 $726,200 $3,000,000
Terryville Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Mastic-Beach Suffolk New York $822,375 $657,900 $822,375 $0
German-Flatts Herkimer New York $356,362 $285,000 $548,250 $0
Lewisboro Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Endicott Broome New York $472,030 $336,500 $726,200 $3,000,000
Pelham Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Ulster Ulster New York $472,030 $336,500 $726,200 $3,000,000
Cornwall Orange New York $472,030 $581,200 $726,525 $3,000,000
Stony-Brook Suffolk New York $822,375 $657,900 $822,375 $0
Kingsbury Washington New York $472,030 $336,500 $726,200 $3,000,000
Patchogue Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
North-Castle Westchester New York $822,375 $0 $822,375 $0
Massena St. Lawrence New York $472,030 $336,500 $726,200 $3,000,000
North-Greenbush Rensselaer New York $356,362 $285,000 $548,250 $0
North-Merrick Nassau New York $822,375 $0 $822,375 $0
Highlands Orange New York $472,030 $581,200 $726,525 $3,000,000
Salisbury Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Bath Steuben New York $472,030 $336,500 $726,200 $3,000,000
Miller-Place Suffolk New York $822,375 $657,900 $822,375 $0
Patterson Putnam New York $1,089,300 $776,600 $1,089,300 $20,000,000
Elma Erie New York $472,030 $336,500 $726,200 $3,000,000
North-Wantagh Nassau New York $822,375 $0 $822,375 $0
Endwell Broome New York $472,030 $336,500 $726,200 $3,000,000
Putnam-Valley Putnam New York $822,375 $657,900 $822,375 $0
Elwood Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Mamakating Sullivan New York $472,030 $336,500 $726,200 $3,000,000
North-Bellport Suffolk New York $822,375 $657,900 $822,375 $0
Lansing Tompkins New York $472,030 $336,500 $726,200 $3,000,000
Tarrytown Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Wyandanch Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Catskill Greene New York $472,030 $336,500 $726,200 $3,000,000
Red-Hook Dutchess New York $356,500 $581,220 $726,525 $0
Fulton Oswego New York $472,030 $336,500 $726,200 $3,000,000
Mount-Sinai Suffolk New York $822,375 $657,900 $822,375 $0
Canton St. Lawrence New York $472,030 $336,500 $726,200 $3,000,000
Woodbury Orange New York $472,030 $581,200 $726,525 $3,000,000
Walden Orange New York $472,030 $581,200 $726,525 $3,000,000
Canandaigua Ontario New York $472,030 $336,500 $726,200 $3,000,000
Lake-Grove Suffolk New York $822,375 $657,900 $822,375 $0
Dobbs-Ferry Westchester New York $822,375 $0 $822,375 $0
Suffern Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Ballston Saratoga New York $472,030 $336,500 $726,200 $3,000,000
Mount-Kisco Westchester New York $822,375 $0 $822,375 $0
Chenango Broome New York $472,030 $336,500 $726,200 $3,000,000
Hornell Steuben New York $472,030 $336,500 $726,200 $3,000,000
Ogdensburg St. Lawrence New York $472,030 $336,500 $726,200 $3,000,000
Geneseo Livingston New York $472,030 $336,500 $726,200 $3,000,000
North-Lindenhurst Suffolk New York $822,375 $657,900 $822,375 $0
Lloyd Ulster New York $472,030 $336,500 $726,200 $3,000,000
Hudson Columbia New York $472,030 $336,500 $726,200 $3,000,000
South-Huntington Suffolk New York $822,375 $657,900 $822,375 $0
Fredonia Chautauqua New York $472,030 $336,500 $726,200 $3,000,000
Plattekill Ulster New York $472,030 $336,500 $726,200 $3,000,000
Middle-Island Suffolk New York $822,375 $657,900 $822,375 $0
Great-Neck Nassau New York $822,375 $0 $822,375 $0
West-Haverstraw Rockland New York $822,375 $0 $822,375 $0
Southport Chemung New York $472,030 $336,500 $726,200 $3,000,000
Fairmount Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Ontario Wayne New York $472,030 $336,500 $726,200 $3,000,000
Kirkland Oneida New York $472,030 $336,500 $726,200 $3,000,000
Sleepy-Hollow Westchester New York $822,375 $0 $822,375 $0
Scotchtown Orange New York $472,030 $581,200 $726,525 $3,000,000
Alden Erie New York $472,030 $336,500 $726,200 $3,000,000
Watervliet Albany New York $472,030 $336,500 $726,200 $3,000,000
Inwood Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
East-Rockaway Nassau New York $822,375 $0 $822,375 $0
New-Hyde-Park Nassau New York $822,375 $0 $822,375 $0
Fort-Salonga Suffolk New York $822,375 $657,900 $822,375 $0
East-Aurora Erie New York $356,362 $285,000 $548,250 $0
Herkimer Herkimer New York $472,030 $336,500 $726,200 $3,000,000
Philipstown Putnam New York $1,089,300 $776,600 $1,089,300 $20,000,000
Pleasant-Valley Dutchess New York $356,500 $581,220 $726,525 $0
North-Gates Monroe New York $356,362 $285,000 $548,250 $0
Rye-Brook Westchester New York $822,375 $0 $822,375 $0
Marcy Oneida New York $472,030 $336,500 $726,200 $3,000,000
Amityville Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Liberty Sullivan New York $472,030 $336,500 $726,200 $3,000,000
Newfane Niagara New York $472,030 $336,500 $726,200 $3,000,000
Bohemia Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Hastings Oswego New York $472,030 $336,500 $726,200 $3,000,000
Manchester Ontario New York $472,030 $336,500 $726,200 $3,000,000
Walworth Wayne New York $472,030 $336,500 $726,200 $3,000,000
Mendon Monroe New York $472,030 $336,500 $726,200 $3,000,000
Crawford Orange New York $472,030 $581,200 $726,525 $3,000,000
Rensselaer Rensselaer New York $472,030 $336,500 $726,200 $3,000,000
Valley-Cottage Rockland New York $822,375 $0 $822,375 $0
Hamlin Monroe New York $472,030 $336,500 $726,200 $3,000,000
Farmingdale Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Plainedge Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Macedon Wayne New York $472,030 $336,500 $726,200 $3,000,000
Stony-Brook-University Suffolk New York $822,375 $657,900 $822,375 $0
Lenox Madison New York $472,030 $336,500 $726,200 $3,000,000
Woodbury Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Glens-Falls-North Warren New York $356,362 $285,000 $548,250 $0
Airmont Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Esopus Ulster New York $472,030 $336,500 $726,200 $3,000,000
Stillwater Saratoga New York $472,030 $336,500 $726,200 $3,000,000
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