Loan Limits in New York
| City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
|
Walden
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
|
Ridge
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Wawarsing
|
Ulster |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Brunswick
|
Rensselaer |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Terryville
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Mastic-Beach
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
German-Flatts
|
Herkimer |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Lewisboro
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Endicott
|
Broome |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Pelham
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Ulster
|
Ulster |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Cornwall
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
|
Stony-Brook
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Kingsbury
|
Washington |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Patchogue
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
North-Castle
|
Westchester |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
|
Massena
|
St. Lawrence |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
North-Greenbush
|
Rensselaer |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
North-Merrick
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
|
Highlands
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
|
Salisbury
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Bath
|
Steuben |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Miller-Place
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Patterson
|
Putnam |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Elma
|
Erie |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
North-Wantagh
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
|
Endwell
|
Broome |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Putnam-Valley
|
Putnam |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Elwood
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Mamakating
|
Sullivan |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
North-Bellport
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Lansing
|
Tompkins |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Tarrytown
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Wyandanch
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Catskill
|
Greene |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Red-Hook
|
Dutchess |
New York |
$356,500 |
$581,220 |
$726,525 |
$0 |
|
Fulton
|
Oswego |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Mount-Sinai
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Canton
|
St. Lawrence |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Woodbury
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
|
Canandaigua
|
Ontario |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lake-Grove
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Dobbs-Ferry
|
Westchester |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
|
Suffern
|
Rockland |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Ballston
|
Saratoga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Mount-Kisco
|
Westchester |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
|
Chenango
|
Broome |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Hornell
|
Steuben |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Ogdensburg
|
St. Lawrence |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Geneseo
|
Livingston |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
North-Lindenhurst
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Lloyd
|
Ulster |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Hudson
|
Columbia |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
South-Huntington
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Fredonia
|
Chautauqua |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Plattekill
|
Ulster |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Middle-Island
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Great-Neck
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
|
West-Haverstraw
|
Rockland |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
|
Southport
|
Chemung |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Fairmount
|
Onondaga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Ontario
|
Wayne |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Kirkland
|
Oneida |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Sleepy-Hollow
|
Westchester |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
|
Scotchtown
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
|
Alden
|
Erie |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Watervliet
|
Albany |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Inwood
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
East-Rockaway
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
|
New-Hyde-Park
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
|
Fort-Salonga
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
East-Aurora
|
Erie |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Herkimer
|
Herkimer |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Philipstown
|
Putnam |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Pleasant-Valley
|
Dutchess |
New York |
$356,500 |
$581,220 |
$726,525 |
$0 |
|
North-Gates
|
Monroe |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Rye-Brook
|
Westchester |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
|
Marcy
|
Oneida |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Amityville
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Liberty
|
Sullivan |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Newfane
|
Niagara |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Bohemia
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Hastings
|
Oswego |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Manchester
|
Ontario |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Walworth
|
Wayne |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Mendon
|
Monroe |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Crawford
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
|
Rensselaer
|
Rensselaer |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Valley-Cottage
|
Rockland |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
|
Hamlin
|
Monroe |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Farmingdale
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Plainedge
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Macedon
|
Wayne |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Stony-Brook-University
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Lenox
|
Madison |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Woodbury
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Glens-Falls-North
|
Warren |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Airmont
|
Rockland |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Esopus
|
Ulster |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Stillwater
|
Saratoga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |