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Loan Limits in New York

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Pawling Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Waterloo Seneca New York $472,030 $336,500 $726,200 $3,000,000
Dover Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Baldwinsville Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Springs Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Garden-City-Park Nassau New York $822,375 $0 $822,375 $0
Greenville Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Hillcrest Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Mount-Ivy Rockland New York $822,375 $0 $822,375 $0
Wellsville Allegany New York $472,030 $336,500 $726,200 $3,000,000
Northport Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Albion Orleans New York $472,030 $336,500 $726,200 $3,000,000
Baldwin-Harbor Nassau New York $822,375 $0 $822,375 $0
New-Scotland Albany New York $356,362 $285,000 $548,250 $0
Coxsackie Greene New York $472,030 $336,500 $726,200 $3,000,000
Oakdale Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Williston-Park Nassau New York $822,375 $0 $822,375 $0
Mahopac Putnam New York $1,089,300 $776,600 $1,089,300 $20,000,000
Scotia Schenectady New York $472,030 $336,500 $726,200 $3,000,000
Coeymans Albany New York $472,030 $336,500 $726,200 $3,000,000
Niagara Niagara New York $472,030 $336,500 $726,200 $3,000,000
Congers Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
South-Lockport Niagara New York $356,362 $285,000 $548,250 $0
Norwich Chenango New York $472,030 $336,500 $726,200 $3,000,000
Croton-on-Hudson Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Tappan Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Manhasset Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Ellicott Chautauqua New York $472,030 $336,500 $726,200 $3,000,000
Waterford Saratoga New York $472,030 $336,500 $726,200 $3,000,000
Livonia Livingston New York $472,030 $336,500 $726,200 $3,000,000
Attica Wyoming New York $472,030 $336,500 $726,200 $3,000,000
Lake-Carmel Putnam New York $822,375 $657,900 $822,375 $0
Kinderhook Columbia New York $472,030 $336,500 $726,200 $3,000,000
Rhinebeck Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Pompey Onondaga New York $472,030 $336,500 $726,200 $3,000,000
New-Square Rockland New York $822,375 $0 $822,375 $0
Saranac-Lake Franklin New York $356,362 $285,000 $548,250 $0
Cazenovia Madison New York $472,030 $336,500 $726,200 $3,000,000
Wading-River Suffolk New York $822,375 $657,900 $822,375 $0
Johnstown Fulton New York $472,030 $336,500 $726,200 $3,000,000
Le-Roy Genesee New York $356,362 $285,000 $548,250 $0
Sound-Beach Suffolk New York $822,375 $657,900 $822,375 $0
Great-Neck-Plaza Nassau New York $822,375 $0 $822,375 $0
Big-Flats Chemung New York $356,362 $285,000 $548,250 $0
Busti Chautauqua New York $472,030 $336,500 $726,200 $3,000,000
Barton Tioga New York $472,030 $336,500 $726,200 $3,000,000
Center-Moriches Suffolk New York $822,375 $657,900 $822,375 $0
Wawayanda Orange New York $472,030 $581,200 $726,525 $3,000,000
Allegany Cattaraugus New York $472,030 $336,500 $726,200 $3,000,000
Newstead Erie New York $472,030 $336,500 $726,200 $3,000,000
Malverne Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Sodus Wayne New York $472,030 $336,500 $726,200 $3,000,000
Schroeppel Oswego New York $472,030 $336,500 $726,200 $3,000,000
Skaneateles Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Vernon Oneida New York $472,030 $336,500 $726,200 $3,000,000
Monticello Sullivan New York $472,030 $336,500 $726,200 $3,000,000
Schaghticoke Rensselaer New York $472,030 $336,500 $726,200 $3,000,000
Clarkson Monroe New York $472,030 $336,500 $726,200 $3,000,000
Medina Orleans New York $472,030 $336,500 $726,200 $3,000,000
Boston Erie New York $472,030 $336,500 $726,200 $3,000,000
Bayport Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Port-Jefferson-Station Suffolk New York $822,375 $657,900 $822,375 $0
Hudson-Falls Washington New York $356,362 $285,000 $548,250 $0
Hastings-on-Hudson Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
North-Elba Essex New York $356,362 $285,000 $548,250 $0
North-Patchogue Suffolk New York $822,375 $657,900 $822,375 $0
Frankfort Herkimer New York $472,030 $336,500 $726,200 $3,000,000
Marlborough Ulster New York $472,030 $336,500 $726,200 $3,000,000
Cortlandville Cortland New York $472,030 $336,500 $726,200 $3,000,000
Gouverneur St. Lawrence New York $472,030 $336,500 $726,200 $3,000,000
Erwin Steuben New York $472,030 $336,500 $726,200 $3,000,000
Greenfield Saratoga New York $472,030 $336,500 $726,200 $3,000,000
Baywood Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Seneca-Falls Seneca New York $356,362 $285,000 $548,250 $0
Calverton Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Pleasantville Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Palmyra Wayne New York $472,030 $336,500 $726,200 $3,000,000
Concord Erie New York $472,030 $336,500 $726,200 $3,000,000
Briarcliff-Manor Westchester New York $822,375 $0 $822,375 $0
Nyack Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
East-Hills Nassau New York $822,375 $0 $822,375 $0
Eden Erie New York $472,030 $336,500 $726,200 $3,000,000
Sand-Lake Rensselaer New York $356,362 $285,000 $548,250 $0
Royalton Niagara New York $472,030 $336,500 $726,200 $3,000,000
Port-Jefferson Suffolk New York $822,375 $657,900 $822,375 $0
Chestnut-Ridge Rockland New York $822,375 $0 $822,375 $0

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