Loan Limits in New Jersey
City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
Ridgewood
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Maplewood
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Somerset
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Lodi
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Scotch-Plains
|
Union |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
South-Plainfield
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Cranford
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Carteret
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Medford
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Montgomery
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Plainsboro
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Roxbury
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Barnegat
|
Ocean |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Burlington
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Lyndhurst
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Morris
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Vernon
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Raritan
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Hillside
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Summit
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Secaucus
|
Hudson |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Roselle
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Lower
|
Cape May |
New Jersey |
$548,550 |
$391,900 |
$726,200 |
$3,360,000 |
Montville
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
North-Plainfield
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
West-Deptford
|
Gloucester |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
Little-Egg-Harbor
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Jefferson
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Palisades-Park
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
Moorestown
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Glassboro
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Pleasantville
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Millburn
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Harrison
|
Hudson |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Elmwood-Park
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
Hazlet
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Morristown
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Point-Pleasant
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Hawthorne
|
Passaic |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Sparta
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Maple-Shade
|
Burlington |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
Avenel
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Aberdeen
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Washington
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Middle
|
Cape May |
New Jersey |
$548,550 |
$391,900 |
$726,200 |
$3,360,000 |
Rutherford
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Iselin
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Colonia
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Dover
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Madison
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Dumont
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Tinton-Falls
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Springfield
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Ocean-Acres
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Lindenwold
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Wyckoff
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Holmdel
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Denville
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Delran
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
South-Orange-Village
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
Franklin
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
New-Milford
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
Cinnaminson
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Readington
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
South-River
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Clark
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Warren
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
North-Arlington
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
Asbury-Park
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Washington
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Fords
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Pequannock
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Mantua
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Ramsey
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Williamstown
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Weehawken
|
Hudson |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Metuchen
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Haddon
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Little-Falls
|
Passaic |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Branchburg
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Tenafly
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Bradley-Gardens
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Hanover
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Robbinsville
|
Mercer |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Phillipsburg
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Fairview
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Hopatcong
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Cherry-Hill-Mall
|
Camden |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
Franklin-Park
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Hammonton
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Collingswood
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Springdale
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Saddle-Brook
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
Moorestown-Lenola
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
Princeton-Meadows
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Highland-Park
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
West-Freehold
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
Middlesex
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
New-Providence
|
Union |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
Roselle-Park
|
Union |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |