Loan Limits in New Jersey
| City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
|
Ridgewood
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Maplewood
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Somerset
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Lodi
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Scotch-Plains
|
Union |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
South-Plainfield
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Cranford
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Carteret
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Medford
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Montgomery
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Roxbury
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Barnegat
|
Ocean |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Burlington
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Lyndhurst
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Morris
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Vernon
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Raritan
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Hillside
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Summit
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Secaucus
|
Hudson |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Roselle
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Lower
|
Cape May |
New Jersey |
$548,550 |
$391,900 |
$726,200 |
$3,360,000 |
|
Montville
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
North-Plainfield
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
West-Deptford
|
Gloucester |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Little-Egg-Harbor
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Jefferson
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Palisades-Park
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Moorestown
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Glassboro
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Pleasantville
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Millburn
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Harrison
|
Hudson |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Elmwood-Park
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Hazlet
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Morristown
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Point-Pleasant
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Hawthorne
|
Passaic |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Sparta
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Maple-Shade
|
Burlington |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Avenel
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Aberdeen
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Washington
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Middle
|
Cape May |
New Jersey |
$548,550 |
$391,900 |
$726,200 |
$3,360,000 |
|
Rutherford
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Iselin
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Colonia
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Dover
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Dumont
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Tinton-Falls
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Springfield
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Ocean-Acres
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Lindenwold
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Wyckoff
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Holmdel
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Denville
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Delran
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
South-Orange-Village
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Franklin
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
New-Milford
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Cinnaminson
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Readington
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
South-River
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Clark
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Warren
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
North-Arlington
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Asbury-Park
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Washington
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Fords
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Pequannock
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Mantua
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Ramsey
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Williamstown
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Weehawken
|
Hudson |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Metuchen
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Haddon
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Little-Falls
|
Passaic |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Branchburg
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Tenafly
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Bradley-Gardens
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Hanover
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Robbinsville
|
Mercer |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Phillipsburg
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Fairview
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Hopatcong
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Cherry-Hill-Mall
|
Camden |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Franklin-Park
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Hammonton
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Collingswood
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Springdale
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Saddle-Brook
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Moorestown-Lenola
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Princeton-Meadows
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Highland-Park
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
West-Freehold
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Middlesex
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
New-Providence
|
Union |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Roselle-Park
|
Union |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Plainsboro
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Madison
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |