Loan Limits in
| City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
|
Ewing
|
Mercer |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Perth-Amboy
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Plainfield
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Washington
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
East-Brunswick
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
West-Orange
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
South-Brunswick
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Evesham
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Bridgewater
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Monroe
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Hackensack
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Sayreville
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Manchester
|
Ocean |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Egg-Harbor
|
Atlantic |
New Jersey |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Linden
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
North-Brunswick
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Mount-Laurel
|
Burlington |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Kearny
|
Hudson |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Teaneck
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Marlboro
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Manalapan
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Hillsborough
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Winslow
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Fort-Lee
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Montclair
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Belleville
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Galloway
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Pennsauken
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Freehold
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Bridgeton
|
Cumberland |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Franklin
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Fair-Lawn
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Lawrence
|
Mercer |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Garfield
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Willingboro
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Princeton
|
Mercer |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
City-of-Orange
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Deptford
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Long-Branch
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Rahway
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Livingston
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Westfield
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Voorhees
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Mount-Olive
|
Morris |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Lacey
|
Ocean |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Nutley
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Englewood
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
West-Windsor
|
Mercer |
New Jersey |
$356,362 |
$306,700 |
$548,250 |
$0 |
|
Neptune
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Millville
|
Cumberland |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Stafford
|
Ocean |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Bergenfield
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
East-Windsor
|
Mercer |
New Jersey |
$356,362 |
$306,700 |
$548,250 |
$0 |
|
Pemberton
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Bernards
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Ocean
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
West-Milford
|
Passaic |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Mahwah
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Paramus
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Cliffside-Park
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Wall
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Randolph
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Rockaway
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Ridgewood
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Maplewood
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Somerset
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Lodi
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Scotch-Plains
|
Union |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
South-Plainfield
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Cranford
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Carteret
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Medford
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Montgomery
|
Somerset |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Roxbury
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Barnegat
|
Ocean |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Burlington
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Lyndhurst
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Morris
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Vernon
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Raritan
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Hillside
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Summit
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Secaucus
|
Hudson |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Roselle
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Lower
|
Cape May |
New Jersey |
$548,550 |
$391,900 |
$726,200 |
$3,360,000 |
|
Montville
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
North-Plainfield
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
West-Deptford
|
Gloucester |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Little-Egg-Harbor
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Jefferson
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Palisades-Park
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Moorestown
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Glassboro
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Pleasantville
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Millburn
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Harrison
|
Hudson |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Elmwood-Park
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Bloomfield
|
Essex |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Berkeley
|
Ocean |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Plainsboro
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |