Loan Limits in

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Bay-Shore Suffolk New York $822,375 $657,900 $822,375 $0
Mamaroneck Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Rotterdam Schenectady New York $472,030 $336,500 $726,200 $3,000,000
Orchard-Park Erie New York $356,362 $285,000 $548,250 $0
Pittsford Monroe New York $472,030 $336,500 $726,200 $3,000,000
East-Fishkill Dutchess New York $356,500 $581,220 $726,525 $0
Glenville Schenectady New York $472,030 $336,500 $726,200 $3,000,000
Port-Chester Westchester New York $822,375 $0 $822,375 $0
Harrison Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Plattsburgh Clinton New York $472,030 $336,500 $726,200 $3,000,000
Wallkill Orange New York $472,030 $581,200 $726,525 $3,000,000
Shirley Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Chili Monroe New York $472,030 $336,500 $726,200 $3,000,000
Geneva Ontario New York $356,362 $285,000 $548,250 $0
Gates Monroe New York $472,030 $336,500 $726,200 $3,000,000
Vestal Broome New York $472,030 $336,500 $726,200 $3,000,000
Gloversville Fulton New York $472,030 $336,500 $726,200 $3,000,000
Deer-Park Suffolk New York $822,375 $657,900 $822,375 $0
Queensbury Warren New York $472,030 $336,500 $726,200 $3,000,000
New-Windsor Orange New York $356,500 $581,220 $726,525 $0
Glen-Cove Nassau New York $822,375 $0 $822,375 $0
West-Islip Suffolk New York $822,375 $657,900 $822,375 $0
Kiryas-Joel Orange New York $356,500 $581,220 $726,525 $0
Lindenhurst Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Cortland Cortland New York $472,030 $336,500 $726,200 $3,000,000
Wappinger Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Plainview Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Dix-Hills Suffolk New York $822,375 $657,900 $822,375 $0
Holbrook Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
De-Witt Onondaga New York $356,362 $285,000 $548,250 $0
Baldwin Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Palm-Tree Orange New York $356,500 $581,220 $726,525 $0
Rockville-Centre Nassau New York $822,375 $0 $822,375 $0
Medford Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Peekskill Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Camillus Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Halfmoon Saratoga New York $472,030 $336,500 $726,200 $3,000,000
Fishkill Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Dunkirk Chautauqua New York $472,030 $336,500 $726,200 $3,000,000
Montgomery Orange New York $472,030 $581,200 $726,525 $3,000,000
Ilion Herkimer New York $472,030 $336,500 $726,200 $3,000,000
Copiague Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Monsey Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Lysander Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Onondaga Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Garden-City Nassau New York $822,375 $0 $822,375 $0
Niskayuna Schenectady New York $472,030 $336,500 $726,200 $3,000,000
East-Patchogue Suffolk New York $822,375 $657,900 $822,375 $0
Southold Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
East-Hampton Suffolk New York $822,375 $657,900 $822,375 $0
New-Hartford Oneida New York $356,362 $285,000 $548,250 $0
Massapequa Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
North-Bay-Shore Suffolk New York $822,375 $657,900 $822,375 $0
Somers Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Le-Ray Jefferson New York $356,362 $285,000 $548,250 $0
Amsterdam Montgomery New York $472,030 $336,500 $726,200 $3,000,000
Grand-Island Erie New York $356,362 $285,000 $548,250 $0
Hyde-Park Dutchess New York $356,500 $581,220 $726,525 $0
Oneida Madison New York $472,030 $336,500 $726,200 $3,000,000
Olean Cattaraugus New York $472,030 $336,500 $726,200 $3,000,000
North-Bellmore Nassau New York $822,375 $0 $822,375 $0
Lake-Ronkonkoma Suffolk New York $822,375 $657,900 $822,375 $0
Ogden Monroe New York $472,030 $336,500 $726,200 $3,000,000
East-Northport Suffolk New York $822,375 $657,900 $822,375 $0
Merrick Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Selden Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Hauppauge Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
West-Hempstead Nassau New York $822,375 $0 $822,375 $0
Monroe Orange New York $472,030 $581,200 $726,525 $3,000,000
Brockport Monroe New York $472,030 $336,500 $726,200 $3,000,000
Holtsville Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Syosset Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Lynbrook Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Corning Steuben New York $472,030 $336,500 $726,200 $3,000,000
Milton Saratoga New York $472,030 $336,500 $726,200 $3,000,000
Mineola Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Horseheads Chemung New York $472,030 $336,500 $726,200 $3,000,000
Saugerties Ulster New York $472,030 $336,500 $726,200 $3,000,000
Owego Tioga New York $472,030 $336,500 $726,200 $3,000,000
North-Valley-Stream Nassau New York $822,375 $0 $822,375 $0
North-Massapequa Nassau New York $822,375 $0 $822,375 $0
North-Amityville Suffolk New York $822,375 $657,900 $822,375 $0
Ronkonkoma Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Whitestown Oneida New York $472,030 $336,500 $726,200 $3,000,000
Southeast Putnam New York $1,089,300 $776,600 $1,089,300 $20,000,000
Wheatfield Niagara New York $472,030 $336,500 $726,200 $3,000,000
Wantagh Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
New-Castle Westchester New York $822,375 $0 $822,375 $0
Scarsdale Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Bedford Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Lackawanna Erie New York $472,030 $336,500 $726,200 $3,000,000
Melville Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Bethpage Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
East-Massapequa Nassau New York $822,375 $0 $822,375 $0
Blooming-Grove Orange New York $356,500 $581,220 $726,525 $0
Nanuet Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Woodmere Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Oneonta Otsego New York $472,030 $336,500 $726,200 $3,000,000
Massapequa-Park Nassau New York $822,375 $0 $822,375 $0
North-Babylon Suffolk New York $822,375 $657,900 $822,375 $0