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Loan Limits in New York

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Lake-Erie-Beach Erie New York $356,362 $285,000 $548,250 $0
Greenville Greene New York $472,030 $336,500 $726,200 $3,000,000
Palermo Oswego New York $472,030 $336,500 $726,200 $3,000,000
Northwest-Harbor Suffolk New York $822,375 $657,900 $822,375 $0
Galway Saratoga New York $472,030 $336,500 $726,200 $3,000,000
Marlboro Ulster New York $472,030 $336,500 $726,200 $3,000,000
Sloan Erie New York $472,030 $336,500 $726,200 $3,000,000
Middleburgh Schoharie New York $472,030 $336,500 $726,200 $3,000,000
Valhalla Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Tuxedo Orange New York $472,030 $581,200 $726,525 $3,000,000
Silver-Creek Chautauqua New York $356,362 $285,000 $548,250 $0
Enfield Tompkins New York $472,030 $336,500 $726,200 $3,000,000
Clarendon Orleans New York $472,030 $336,500 $726,200 $3,000,000
North-Collins Erie New York $356,362 $285,000 $548,250 $0
Starkey Yates New York $472,030 $336,500 $726,200 $3,000,000
Livingston Columbia New York $472,030 $336,500 $726,200 $3,000,000
Locust-Valley Nassau New York $822,375 $0 $822,375 $0
Perth Fulton New York $472,030 $336,500 $726,200 $3,000,000
Moravia Cayuga New York $472,030 $336,500 $726,200 $3,000,000
Balmville Orange New York $472,030 $581,200 $726,525 $3,000,000
Rush Monroe New York $472,030 $336,500 $726,200 $3,000,000
Copake Columbia New York $472,030 $336,500 $726,200 $3,000,000
Neversink Sullivan New York $472,030 $336,500 $726,200 $3,000,000
Hoosick-Falls Rensselaer New York $356,362 $285,000 $548,250 $0
Hounsfield Jefferson New York $472,030 $336,500 $726,200 $3,000,000
Lake-George Warren New York $356,362 $285,000 $548,250 $0
Sennett Cayuga New York $472,030 $336,500 $726,200 $3,000,000
Ellisburg Jefferson New York $472,030 $336,500 $726,200 $3,000,000
Danby Tompkins New York $472,030 $336,500 $726,200 $3,000,000
Minoa Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Calcium Jefferson New York $472,030 $336,500 $726,200 $3,000,000
Sylvan-Beach Oneida New York $356,362 $285,000 $548,250 $0
Churchville Monroe New York $472,030 $336,500 $726,200 $3,000,000
Caroline Tompkins New York $472,030 $336,500 $726,200 $3,000,000
Carroll Chautauqua New York $472,030 $336,500 $726,200 $3,000,000
Holland Erie New York $472,030 $336,500 $726,200 $3,000,000
Lake-Placid Essex New York $356,362 $285,000 $548,250 $0
Schuyler Herkimer New York $472,030 $336,500 $726,200 $3,000,000
Colden Erie New York $472,030 $336,500 $726,200 $3,000,000
Westerlo Albany New York $472,030 $336,500 $726,200 $3,000,000
South-Nyack Rockland New York $822,375 $0 $822,375 $0
Port-Ewen Ulster New York $356,362 $285,000 $548,250 $0
Islandia Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Elma-Center Erie New York $356,362 $285,000 $548,250 $0
Haviland Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Carthage Jefferson New York $472,030 $336,500 $726,200 $3,000,000
York Livingston New York $472,030 $336,500 $726,200 $3,000,000
Campbell Steuben New York $472,030 $336,500 $726,200 $3,000,000
Montrose Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
New-Baltimore Greene New York $356,362 $285,000 $548,250 $0
Chester Warren New York $472,030 $336,500 $726,200 $3,000,000
Lake-Luzerne Warren New York $356,362 $285,000 $548,250 $0
Pomona Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Canisteo Steuben New York $472,030 $336,500 $726,200 $3,000,000
Bennington Wyoming New York $472,030 $336,500 $726,200 $3,000,000
Groveland Livingston New York $472,030 $336,500 $726,200 $3,000,000
Palatine Montgomery New York $472,030 $336,500 $726,200 $3,000,000
Bedford-Hills Westchester New York $822,375 $0 $822,375 $0
New-York-Mills Oneida New York $356,362 $285,000 $548,250 $0
Wanakah Erie New York $472,030 $336,500 $726,200 $3,000,000
Cutchogue Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Port-Washington-North Nassau New York $822,375 $0 $822,375 $0
Veteran Chemung New York $472,030 $336,500 $726,200 $3,000,000
Manheim Herkimer New York $472,030 $336,500 $726,200 $3,000,000
South-Hempstead Nassau New York $822,375 $0 $822,375 $0
Gaines Orleans New York $472,030 $336,500 $726,200 $3,000,000
Bainbridge Chenango New York $472,030 $336,500 $726,200 $3,000,000
Red-Oaks-Mill Dutchess New York $356,500 $581,220 $726,525 $0
Cold-Spring Putnam New York $822,375 $657,900 $822,375 $0
South-Blooming-Grove Orange New York $356,500 $581,220 $726,525 $0
Wynantskill Rensselaer New York $472,030 $336,500 $726,200 $3,000,000
Lake-Success Nassau New York $822,375 $0 $822,375 $0
Cuba Allegany New York $472,030 $336,500 $726,200 $3,000,000
Sloatsburg Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Greenwood-Lake Orange New York $356,500 $581,220 $726,525 $0
Oakfield Genesee New York $472,030 $336,500 $726,200 $3,000,000
Moriches Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Au-Sable Clinton New York $356,362 $285,000 $548,250 $0
Brightwaters Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Louisville St. Lawrence New York $472,030 $336,500 $726,200 $3,000,000
Darien Genesee New York $472,030 $336,500 $726,200 $3,000,000
Croghan Lewis New York $472,030 $336,500 $726,200 $3,000,000
Hancock Delaware New York $472,030 $336,500 $726,200 $3,000,000
Sterling Cayuga New York $472,030 $336,500 $726,200 $3,000,000
Vails-Gate Orange New York $356,500 $581,220 $726,525 $0
Lido-Beach Nassau New York $822,375 $0 $822,375 $0
Wales Erie New York $472,030 $336,500 $726,200 $3,000,000
Schoharie Schoharie New York $472,030 $336,500 $726,200 $3,000,000
Catlin Chemung New York $472,030 $336,500 $726,200 $3,000,000
Rutland Jefferson New York $472,030 $336,500 $726,200 $3,000,000
Sherrill Oneida New York $472,030 $336,500 $726,200 $3,000,000
Clarence-Center Erie New York $356,362 $285,000 $548,250 $0
Akron Erie New York $472,030 $336,500 $726,200 $3,000,000
Pamelia Jefferson New York $472,030 $336,500 $726,200 $3,000,000
Bergen Genesee New York $472,030 $336,500 $726,200 $3,000,000
East-Norwich Nassau New York $822,375 $0 $822,375 $0
Watkins-Glen Schuyler New York $356,362 $285,000 $548,250 $0
Putnam-Lake Putnam New York $822,375 $657,900 $822,375 $0
White-Creek Washington New York $356,362 $285,000 $548,250 $0
Richmond Ontario New York $472,030 $336,500 $726,200 $3,000,000
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