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Loan Limits in New York

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Annsville Oneida New York $472,030 $336,500 $726,200 $3,000,000
Spencer Tioga New York $472,030 $336,500 $726,200 $3,000,000
North-East Dutchess New York $356,500 $581,220 $726,525 $0
Munsons-Corners Cortland New York $356,362 $285,000 $548,250 $0
Madison Madison New York $472,030 $336,500 $726,200 $3,000,000
Keeseville Essex New York $472,030 $336,500 $726,200 $3,000,000
Nunda Livingston New York $472,030 $336,500 $726,200 $3,000,000
Weedsport Cayuga New York $472,030 $336,500 $726,200 $3,000,000
Callicoon Sullivan New York $472,030 $336,500 $726,200 $3,000,000
East-Syracuse Onondaga New York $356,362 $285,000 $548,250 $0
Florida Orange New York $472,030 $581,200 $726,525 $3,000,000
Cornwall-on-Hudson Orange New York $472,030 $581,200 $726,525 $3,000,000
Otego Otsego New York $472,030 $336,500 $726,200 $3,000,000
Altona Clinton New York $472,030 $336,500 $726,200 $3,000,000
Sands-Point Nassau New York $822,375 $0 $822,375 $0
Roslyn Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Milford Otsego New York $472,030 $336,500 $726,200 $3,000,000
Stephentown Rensselaer New York $472,030 $336,500 $726,200 $3,000,000
Great-Neck-Estates Nassau New York $822,375 $0 $822,375 $0
Carlton Orleans New York $472,030 $336,500 $726,200 $3,000,000
Shrub-Oak Westchester New York $822,375 $0 $822,375 $0
Franklinville Cattaraugus New York $472,030 $336,500 $726,200 $3,000,000
Chenango-Bridge Broome New York $356,362 $285,000 $548,250 $0
Brasher St. Lawrence New York $472,030 $336,500 $726,200 $3,000,000
Crown-Heights Dutchess New York $356,500 $581,220 $726,525 $0
Shandaken Ulster New York $472,030 $336,500 $726,200 $3,000,000
New-Haven Oswego New York $356,362 $285,000 $548,250 $0
Knox Albany New York $472,030 $336,500 $726,200 $3,000,000
Guilford Chenango New York $472,030 $336,500 $726,200 $3,000,000
Theresa Jefferson New York $472,030 $336,500 $726,200 $3,000,000
Triangle Broome New York $472,030 $336,500 $726,200 $3,000,000
Denmark Lewis New York $472,030 $336,500 $726,200 $3,000,000
Northeast-Ithaca Tompkins New York $356,362 $285,000 $548,250 $0
Moira Franklin New York $472,030 $336,500 $726,200 $3,000,000
Berne Albany New York $472,030 $336,500 $726,200 $3,000,000
Lakewood Chautauqua New York $472,030 $336,500 $726,200 $3,000,000
Castile Wyoming New York $472,030 $336,500 $726,200 $3,000,000
Shelter-Island Suffolk New York $822,375 $657,900 $822,375 $0
Sardinia Erie New York $472,030 $336,500 $726,200 $3,000,000
New-York New York New York $822,375 $0 $822,375 $0
Brooklyn Kings New York $1,089,300 $0 $1,089,300 $20,000,000
Queens Queens New York $1,089,300 $0 $1,089,300 $20,000,000
Manhattan New York New York $1,089,300 $0 $1,089,300 $20,000,000
Bronx Bronx New York $1,089,300 $0 $1,089,300 $20,000,000
Buffalo Erie New York $472,030 $336,500 $726,200 $3,000,000
Hempstead Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Rochester Monroe New York $472,030 $336,500 $726,200 $3,000,000
Albany Albany New York $472,030 $336,500 $726,200 $3,000,000
Brookhaven Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Staten-Island Richmond New York $822,375 $0 $822,375 $0
Syracuse Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Poughkeepsie Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Islip Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Oyster-Bay Nassau New York $822,375 $0 $822,375 $0
North-Hempstead Nassau New York $822,375 $0 $822,375 $0
Babylon Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Huntington Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Yonkers Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Binghamton Broome New York $472,030 $336,500 $726,200 $3,000,000
Ramapo Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Amherst Erie New York $472,030 $336,500 $726,200 $3,000,000
Smithtown Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Utica Oneida New York $472,030 $336,500 $726,200 $3,000,000
Greece Monroe New York $472,030 $336,500 $726,200 $3,000,000
Greenburgh Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Clarkstown Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Cheektowaga Erie New York $472,030 $336,500 $726,200 $3,000,000
Colonie Albany New York $472,030 $336,500 $726,200 $3,000,000
New-Rochelle Westchester New York $822,375 $0 $822,375 $0
Saratoga-Springs Saratoga New York $356,362 $285,000 $548,250 $0
Mount-Vernon Westchester New York $822,375 $0 $822,375 $0
Schenectady Schenectady New York $472,030 $336,500 $726,200 $3,000,000
Glens-Falls Warren New York $356,362 $285,000 $548,250 $0
Brentwood Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Elmira Chemung New York $472,030 $336,500 $726,200 $3,000,000
Clay Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Middletown Orange New York $472,030 $581,200 $726,525 $3,000,000
Hamburg Erie New York $472,030 $336,500 $726,200 $3,000,000
White-Plains Westchester New York $822,375 $0 $822,375 $0
Southampton Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Ithaca Tompkins New York $472,030 $336,500 $726,200 $3,000,000
Kingston Ulster New York $472,030 $336,500 $726,200 $3,000,000
Union Broome New York $472,030 $336,500 $726,200 $3,000,000
Watertown Jefferson New York $472,030 $336,500 $726,200 $3,000,000
Levittown Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Irondequoit Monroe New York $472,030 $336,500 $726,200 $3,000,000
Orangetown Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Troy Rensselaer New York $472,030 $336,500 $726,200 $3,000,000
Niagara-Falls Niagara New York $356,362 $285,000 $548,250 $0
Perinton Monroe New York $472,030 $336,500 $726,200 $3,000,000
Rye Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
West-Seneca Erie New York $356,362 $285,000 $548,250 $0
Mount-Pleasant Westchester New York $822,375 $0 $822,375 $0
Webster Monroe New York $472,030 $336,500 $726,200 $3,000,000
Henrietta Monroe New York $472,030 $336,500 $726,200 $3,000,000
Lancaster Erie New York $472,030 $336,500 $726,200 $3,000,000
Freeport Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Hicksville Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
West-Babylon Suffolk New York $822,375 $657,900 $822,375 $0
Cortlandt Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
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