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Loan Limits in New York

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Yorktown Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Jamestown Chautauqua New York $472,030 $336,500 $726,200 $3,000,000
Coram Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
East-Meadow Nassau New York $822,375 $0 $822,375 $0
Ossining Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Valley-Stream Nassau New York $822,375 $0 $822,375 $0
Oswego Oswego New York $472,030 $336,500 $726,200 $3,000,000
Penfield Monroe New York $472,030 $336,500 $726,200 $3,000,000
Haverstraw Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Commack Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Clifton-Park Saratoga New York $356,362 $285,000 $548,250 $0
Brighton Monroe New York $472,030 $336,500 $726,200 $3,000,000
Elmont Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Guilderland Albany New York $472,030 $336,500 $726,200 $3,000,000
New-City Rockland New York $822,375 $0 $822,375 $0
Bethlehem Albany New York $472,030 $336,500 $726,200 $3,000,000
Lockport Niagara New York $472,030 $336,500 $726,200 $3,000,000
Carmel Putnam New York $1,089,300 $776,600 $1,089,300 $20,000,000
Riverhead Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Long-Beach Nassau New York $822,375 $0 $822,375 $0
Eastchester Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Huntington-Station Suffolk New York $822,375 $657,900 $822,375 $0
Salina Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Clarence Erie New York $472,030 $336,500 $726,200 $3,000,000
Spring-Valley Rockland New York $822,375 $0 $822,375 $0
Rome Oneida New York $472,030 $336,500 $726,200 $3,000,000
Franklin-Square Nassau New York $822,375 $0 $822,375 $0
Uniondale Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Manlius Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Centereach Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Warwick Orange New York $472,030 $581,200 $726,525 $3,000,000
Central-Islip Suffolk New York $822,375 $657,900 $822,375 $0
Newburgh Orange New York $472,030 $581,200 $726,525 $3,000,000
Cicero Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Oceanside Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Auburn Cayuga New York $472,030 $336,500 $726,200 $3,000,000
North-Tonawanda Niagara New York $356,362 $285,000 $548,250 $0
Bay-Shore Suffolk New York $822,375 $657,900 $822,375 $0
Mamaroneck Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Rotterdam Schenectady New York $472,030 $336,500 $726,200 $3,000,000
Orchard-Park Erie New York $356,362 $285,000 $548,250 $0
Pittsford Monroe New York $472,030 $336,500 $726,200 $3,000,000
East-Fishkill Dutchess New York $356,500 $581,220 $726,525 $0
Glenville Schenectady New York $472,030 $336,500 $726,200 $3,000,000
Port-Chester Westchester New York $822,375 $0 $822,375 $0
Harrison Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Plattsburgh Clinton New York $472,030 $336,500 $726,200 $3,000,000
Wallkill Orange New York $472,030 $581,200 $726,525 $3,000,000
Shirley Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Chili Monroe New York $472,030 $336,500 $726,200 $3,000,000
Geneva Ontario New York $356,362 $285,000 $548,250 $0
Gates Monroe New York $472,030 $336,500 $726,200 $3,000,000
Vestal Broome New York $472,030 $336,500 $726,200 $3,000,000
Gloversville Fulton New York $472,030 $336,500 $726,200 $3,000,000
Deer-Park Suffolk New York $822,375 $657,900 $822,375 $0
Queensbury Warren New York $472,030 $336,500 $726,200 $3,000,000
New-Windsor Orange New York $356,500 $581,220 $726,525 $0
Glen-Cove Nassau New York $822,375 $0 $822,375 $0
West-Islip Suffolk New York $822,375 $657,900 $822,375 $0
Kiryas-Joel Orange New York $356,500 $581,220 $726,525 $0
Lindenhurst Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Cortland Cortland New York $472,030 $336,500 $726,200 $3,000,000
Wappinger Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Plainview Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Dix-Hills Suffolk New York $822,375 $657,900 $822,375 $0
Holbrook Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
De-Witt Onondaga New York $356,362 $285,000 $548,250 $0
Baldwin Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Palm-Tree Orange New York $356,500 $581,220 $726,525 $0
Rockville-Centre Nassau New York $822,375 $0 $822,375 $0
Medford Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Peekskill Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Camillus Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Halfmoon Saratoga New York $472,030 $336,500 $726,200 $3,000,000
Fishkill Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Dunkirk Chautauqua New York $472,030 $336,500 $726,200 $3,000,000
Montgomery Orange New York $472,030 $581,200 $726,525 $3,000,000
Ilion Herkimer New York $472,030 $336,500 $726,200 $3,000,000
Copiague Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Monsey Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Lysander Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Onondaga Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Garden-City Nassau New York $822,375 $0 $822,375 $0
Niskayuna Schenectady New York $472,030 $336,500 $726,200 $3,000,000
East-Patchogue Suffolk New York $822,375 $657,900 $822,375 $0
Southold Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
East-Hampton Suffolk New York $822,375 $657,900 $822,375 $0
New-Hartford Oneida New York $356,362 $285,000 $548,250 $0
Massapequa Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
North-Bay-Shore Suffolk New York $822,375 $657,900 $822,375 $0
Somers Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Le-Ray Jefferson New York $356,362 $285,000 $548,250 $0
Amsterdam Montgomery New York $472,030 $336,500 $726,200 $3,000,000
Grand-Island Erie New York $356,362 $285,000 $548,250 $0
Hyde-Park Dutchess New York $356,500 $581,220 $726,525 $0
Oneida Madison New York $472,030 $336,500 $726,200 $3,000,000
Olean Cattaraugus New York $472,030 $336,500 $726,200 $3,000,000
North-Bellmore Nassau New York $822,375 $0 $822,375 $0
Lake-Ronkonkoma Suffolk New York $822,375 $657,900 $822,375 $0
Ogden Monroe New York $472,030 $336,500 $726,200 $3,000,000
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