Loan Limits in New York
City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
Jamestown
|
Chautauqua |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Coram
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
East-Meadow
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Ossining
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Valley-Stream
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Oswego
|
Oswego |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Penfield
|
Monroe |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Haverstraw
|
Rockland |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Commack
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Clifton-Park
|
Saratoga |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Yorktown
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Brighton
|
Monroe |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Elmont
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Guilderland
|
Albany |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
New-City
|
Rockland |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Bethlehem
|
Albany |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Lockport
|
Niagara |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Carmel
|
Putnam |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Riverhead
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Long-Beach
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Eastchester
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Huntington-Station
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Salina
|
Onondaga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Clarence
|
Erie |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Spring-Valley
|
Rockland |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Rome
|
Oneida |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Franklin-Square
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Uniondale
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Manlius
|
Onondaga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Centereach
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Warwick
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Central-Islip
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Newburgh
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Cicero
|
Onondaga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Oceanside
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Auburn
|
Cayuga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
North-Tonawanda
|
Niagara |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Bay-Shore
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Mamaroneck
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Rotterdam
|
Schenectady |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Orchard-Park
|
Erie |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Pittsford
|
Monroe |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
East-Fishkill
|
Dutchess |
New York |
$356,500 |
$581,220 |
$726,525 |
$0 |
Glenville
|
Schenectady |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Port-Chester
|
Westchester |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Harrison
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Plattsburgh
|
Clinton |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Wallkill
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Shirley
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Chili
|
Monroe |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Geneva
|
Ontario |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Gates
|
Monroe |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Vestal
|
Broome |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Gloversville
|
Fulton |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Deer-Park
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Queensbury
|
Warren |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
New-Windsor
|
Orange |
New York |
$356,500 |
$581,220 |
$726,525 |
$0 |
Glen-Cove
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
West-Islip
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Kiryas-Joel
|
Orange |
New York |
$356,500 |
$581,220 |
$726,525 |
$0 |
Lindenhurst
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Cortland
|
Cortland |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Wappinger
|
Dutchess |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Plainview
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Dix-Hills
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Holbrook
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
De-Witt
|
Onondaga |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Baldwin
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Palm-Tree
|
Orange |
New York |
$356,500 |
$581,220 |
$726,525 |
$0 |
Rockville-Centre
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Medford
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Peekskill
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Camillus
|
Onondaga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Halfmoon
|
Saratoga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Fishkill
|
Dutchess |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Dunkirk
|
Chautauqua |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Montgomery
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Ilion
|
Herkimer |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Copiague
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Monsey
|
Rockland |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Lysander
|
Onondaga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Onondaga
|
Onondaga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Garden-City
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Niskayuna
|
Schenectady |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
East-Patchogue
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Southold
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
East-Hampton
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
New-Hartford
|
Oneida |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Massapequa
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
North-Bay-Shore
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Somers
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Le-Ray
|
Jefferson |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Amsterdam
|
Montgomery |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Grand-Island
|
Erie |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Hyde-Park
|
Dutchess |
New York |
$356,500 |
$581,220 |
$726,525 |
$0 |
Oneida
|
Madison |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Olean
|
Cattaraugus |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
North-Bellmore
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Lake-Ronkonkoma
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Ogden
|
Monroe |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |