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Loan Limits in New Jersey

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Oceanport Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Rochelle-Park Bergen New Jersey $822,375 $0 $822,375 $0
Belmar Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Greenwich Warren New Jersey $472,030 $336,500 $726,200 $3,000,000
Somerdale Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Independence Warren New Jersey $472,030 $336,500 $726,200 $3,000,000
Englewood-Cliffs Bergen New Jersey $822,375 $0 $822,375 $0
Frankford Sussex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Union-Beach Monmouth New Jersey $822,375 $657,900 $822,375 $0
Hightstown Mercer New Jersey $472,030 $336,500 $726,200 $3,000,000
Salem Salem New Jersey $529,000 $381,800 $726,200 $3,260,000
Holland Hunterdon New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
McGuire-AFB Burlington New Jersey $431,250 $345,000 $548,250 $0
Highland-Lakes Sussex New Jersey $822,375 $657,900 $822,375 $0
Morganville Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Commercial Cumberland New Jersey $472,030 $336,500 $726,200 $3,000,000
Clementon Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Wildwood Cape May New Jersey $548,550 $391,900 $726,200 $3,360,000
Beckett Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Blackwood Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Northvale Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Demarest Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
East-Freehold Monmouth New Jersey $822,375 $657,900 $822,375 $0
Hampton Sussex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Glendora Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Greenwich Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Alexandria Hunterdon New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Forked-River Ocean New Jersey $822,375 $657,900 $822,375 $0
Penns-Grove Salem New Jersey $431,250 $345,000 $548,250 $0
Harrington-Park Bergen New Jersey $822,375 $0 $822,375 $0
Highlands Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
White Warren New Jersey $472,030 $336,500 $726,200 $3,000,000
Brielle Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Wanamassa Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Cape-May-Court-House Cape May New Jersey $431,250 $345,000 $548,250 $0
Allamuchy Warren New Jersey $472,030 $336,500 $726,200 $3,000,000
Neptune-City Monmouth New Jersey $822,375 $657,900 $822,375 $0
Mount-Ephraim Camden New Jersey $431,250 $345,000 $548,250 $0
Flemington Hunterdon New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Beattystown Warren New Jersey $472,030 $336,500 $726,200 $3,000,000
Point-Pleasant-Beach Ocean New Jersey $822,375 $657,900 $822,375 $0
Leisure-Village Ocean New Jersey $822,375 $657,900 $822,375 $0
Spring-Lake-Heights Monmouth New Jersey $822,375 $657,900 $822,375 $0
South-Bound-Brook Somerset New Jersey $822,375 $657,900 $822,375 $0
Delanco Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Holiday-City-South Ocean New Jersey $822,375 $657,900 $822,375 $0
Delaware Hunterdon New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Hopewell Cumberland New Jersey $472,030 $336,500 $726,200 $3,000,000
Garwood Union New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Atlantic-Highlands Monmouth New Jersey $822,375 $657,900 $822,375 $0
Buena Atlantic New Jersey $472,030 $336,500 $726,200 $3,000,000
Magnolia Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Ellisburg Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Barclay Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Mountain-Lakes Morris New Jersey $822,375 $657,900 $822,375 $0
Singac Passaic New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Silver-Lake Essex New Jersey $822,375 $0 $822,375 $0
Golden-Triangle Camden New Jersey $431,250 $345,000 $548,250 $0
Bradley-Beach Monmouth New Jersey $822,375 $657,900 $822,375 $0
Westville Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Elk Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Riverdale Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Woodstown Salem New Jersey $529,000 $381,800 $726,200 $3,260,000
Ho-Ho-Kus Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Shrewsbury Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Egg-Harbor-City Atlantic New Jersey $356,362 $285,000 $548,250 $0
Pilesgrove Salem New Jersey $529,000 $381,800 $726,200 $3,260,000
Oaklyn Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Lawrenceville Mercer New Jersey $472,030 $336,500 $726,200 $3,000,000
Richwood Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Medford-Lakes Burlington New Jersey $431,250 $345,000 $548,250 $0
Stillwater Sussex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Roebling Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
East-Amwell Hunterdon New Jersey $822,375 $657,900 $822,375 $0
Bethlehem Hunterdon New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Port-Reading Middlesex New Jersey $822,375 $657,900 $822,375 $0
Panther-Valley Warren New Jersey $372,600 $298,080 $548,250 $0
Harding Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Oakhurst Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Lambertville Hunterdon New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Gibbstown Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Country-Lake-Estates Burlington New Jersey $431,250 $345,000 $548,250 $0
North-Wildwood Cape May New Jersey $431,250 $345,000 $548,250 $0
Kingwood Hunterdon New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Turnersville Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Belvidere Warren New Jersey $472,030 $336,500 $726,200 $3,000,000
Merchantville Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Leisure-Village-East Ocean New Jersey $822,375 $657,900 $822,375 $0
South-Toms-River Ocean New Jersey $822,375 $657,900 $822,375 $0
Beach-Haven-West Ocean New Jersey $822,375 $657,900 $822,375 $0
Montague Sussex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Mullica-Hill Gloucester New Jersey $431,250 $345,000 $548,250 $0
Cranbury Middlesex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Society-Hill Middlesex New Jersey $822,375 $657,900 $822,375 $0
Mine-Hill Morris New Jersey $822,375 $657,900 $822,375 $0
Green Sussex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Cape-May Cape May New Jersey $431,250 $345,000 $548,250 $0
Leisure-Village-West Ocean New Jersey $822,375 $657,900 $822,375 $0
High-Bridge Hunterdon New Jersey $822,375 $657,900 $822,375 $0
Concordia Middlesex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
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