Loan Limits in New Jersey
| City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
|
McGuire-AFB
|
Burlington |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Flemington
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Oceanport
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Rochelle-Park
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Belmar
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Greenwich
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Somerdale
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Independence
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Englewood-Cliffs
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Frankford
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Union-Beach
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Hightstown
|
Mercer |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Salem
|
Salem |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Holland
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Highland-Lakes
|
Sussex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Morganville
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Commercial
|
Cumberland |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Clementon
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Wildwood
|
Cape May |
New Jersey |
$548,550 |
$391,900 |
$726,200 |
$3,360,000 |
|
Beckett
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Blackwood
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Northvale
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Demarest
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
East-Freehold
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Hampton
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Glendora
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Greenwich
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Alexandria
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Forked-River
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Penns-Grove
|
Salem |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Harrington-Park
|
Bergen |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Highlands
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
White
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Brielle
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Wanamassa
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Cape-May-Court-House
|
Cape May |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Allamuchy
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Neptune-City
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Mount-Ephraim
|
Camden |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Beattystown
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Point-Pleasant-Beach
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Leisure-Village
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Spring-Lake-Heights
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
South-Bound-Brook
|
Somerset |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Delanco
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Holiday-City-South
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Delaware
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Hopewell
|
Cumberland |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Garwood
|
Union |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Atlantic-Highlands
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Buena
|
Atlantic |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Magnolia
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Ellisburg
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Barclay
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Mountain-Lakes
|
Morris |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Singac
|
Passaic |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Silver-Lake
|
Essex |
New Jersey |
$822,375 |
$0 |
$822,375 |
$0 |
|
Golden-Triangle
|
Camden |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Bradley-Beach
|
Monmouth |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Westville
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Elk
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Riverdale
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Woodstown
|
Salem |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Ho-Ho-Kus
|
Bergen |
New Jersey |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
|
Shrewsbury
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Egg-Harbor-City
|
Atlantic |
New Jersey |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Pilesgrove
|
Salem |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Oaklyn
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Lawrenceville
|
Mercer |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Richwood
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Medford-Lakes
|
Burlington |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Stillwater
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Roebling
|
Burlington |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
East-Amwell
|
Hunterdon |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Bethlehem
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Port-Reading
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Panther-Valley
|
Warren |
New Jersey |
$372,600 |
$298,080 |
$548,250 |
$0 |
|
Harding
|
Morris |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Oakhurst
|
Monmouth |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Lambertville
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Gibbstown
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Country-Lake-Estates
|
Burlington |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
North-Wildwood
|
Cape May |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Kingwood
|
Hunterdon |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Turnersville
|
Gloucester |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Belvidere
|
Warren |
New Jersey |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Merchantville
|
Camden |
New Jersey |
$529,000 |
$381,800 |
$726,200 |
$3,260,000 |
|
Leisure-Village-East
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
South-Toms-River
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Beach-Haven-West
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Montague
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Mullica-Hill
|
Gloucester |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Cranbury
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Society-Hill
|
Middlesex |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Mine-Hill
|
Morris |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Green
|
Sussex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
|
Cape-May
|
Cape May |
New Jersey |
$431,250 |
$345,000 |
$548,250 |
$0 |
|
Leisure-Village-West
|
Ocean |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
High-Bridge
|
Hunterdon |
New Jersey |
$822,375 |
$657,900 |
$822,375 |
$0 |
|
Concordia
|
Middlesex |
New Jersey |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |