Loan Limits in Illinois
| City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
|
Chicago
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Rockford
|
Winnebago |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Round-Lake-Beach
|
Lake |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Peoria
|
Peoria |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Aurora
|
Kane |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Champaign
|
Champaign |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Springfield
|
Sangamon |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Naperville
|
DuPage |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Joliet
|
Will |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Bloomington
|
McLean |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Elgin
|
Kane |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Decatur
|
Macon |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Waukegan
|
Lake |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Cicero
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Alton
|
Madison |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Kankakee
|
Kankakee |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Arlington-Heights
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Bolingbrook
|
Will |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Schaumburg
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Palatine
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
DeKalb
|
DeKalb |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Skokie
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Des-Plaines
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Orland-Park
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Tinley-Park
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Oak-Lawn
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Normal
|
McLean |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Berwyn
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Mount-Prospect
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Wheaton
|
DuPage |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Oak-Park
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Hoffman-Estates
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Downers-Grove
|
DuPage |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Glenview
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Danville
|
Vermilion |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Elmhurst
|
DuPage |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Quincy
|
Adams |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Plainfield
|
Will |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lombard
|
DuPage |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Urbana
|
Champaign |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Moline
|
Rock Island |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Belleville
|
St. Clair |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Bartlett
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Buffalo-Grove
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Crystal-Lake
|
McHenry |
Illinois |
$379,500 |
$303,600 |
$548,250 |
$0 |
|
Romeoville
|
Will |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Streamwood
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Carol-Stream
|
DuPage |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Wheeling
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Hanover-Park
|
DuPage |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Carpentersville
|
Kane |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Rock-Island
|
Rock Island |
Illinois |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Park-Ridge
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Addison
|
DuPage |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Oswego
|
Kendall |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Calumet-City
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Galesburg
|
Knox |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Glendale-Heights
|
DuPage |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Woodridge
|
DuPage |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Northbrook
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
St.-Charles
|
Kane |
Illinois |
$379,500 |
$303,600 |
$548,250 |
$0 |
|
Elk-Grove-Village
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Pekin
|
Tazewell |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Mundelein
|
Lake |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Algonquin
|
McHenry |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Gurnee
|
Lake |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Peru
|
LaSalle |
Illinois |
$472,030 |
$285,000 |
$726,200 |
$3,000,000 |
|
North-Chicago
|
Lake |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
O'Fallon
|
St. Clair |
Illinois |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Highland-Park
|
Lake |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Chicago-Heights
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Niles
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Lake-in-the-Hills
|
McHenry |
Illinois |
$379,500 |
$303,600 |
$548,250 |
$0 |
|
Burbank
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Granite-City
|
Madison |
Illinois |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Glen-Ellyn
|
DuPage |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Lansing
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Huntley
|
McHenry |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Oak-Forest
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Sterling
|
Whiteside |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Wilmette
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
McHenry
|
McHenry |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
New-Lenox
|
Will |
Illinois |
$379,500 |
$303,600 |
$548,250 |
$0 |
|
West-Chicago
|
DuPage |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Vernon-Hills
|
Lake |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Batavia
|
Kane |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
East-St.-Louis
|
St. Clair |
Illinois |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Woodstock
|
McHenry |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lockport
|
Will |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Edwardsville
|
Madison |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Belvidere
|
Boone |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Melrose-Park
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Homer-Glen
|
Will |
Illinois |
$379,500 |
$303,600 |
$548,250 |
$0 |
|
Westmont
|
DuPage |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Harvey
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Collinsville
|
Madison |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Elmwood-Park
|
Cook |
Illinois |
$379,500 |
$0 |
$548,250 |
$0 |
|
Evanston
|
Cook |
Illinois |
$472,030 |
$0 |
$726,200 |
$3,000,000 |
|
Carbondale
|
Jackson |
Illinois |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
South-Elgin
|
Kane |
Illinois |
$379,500 |
$303,600 |
$548,250 |
$0 |