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Loan Limits in New Jersey

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Trenton Mercer New Jersey $472,030 $336,500 $726,200 $3,000,000
Newark Essex New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Jersey-City Hudson New Jersey $822,375 $0 $822,375 $0
Atlantic-City Atlantic New Jersey $356,362 $285,000 $548,250 $0
Paterson Passaic New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Elizabeth Union New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Lakewood Ocean New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Edison Middlesex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Woodbridge Middlesex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Vineland Cumberland New Jersey $472,030 $336,500 $726,200 $3,000,000
Toms-River Ocean New Jersey $822,375 $657,900 $822,375 $0
Hamilton Mercer New Jersey $472,030 $336,500 $726,200 $3,000,000
Clifton Passaic New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Brick Ocean New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Camden Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Cherry-Hill Camden New Jersey $431,250 $345,000 $548,250 $0
Passaic Passaic New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Union-City Hudson New Jersey $822,375 $0 $822,375 $0
Old-Bridge Middlesex New Jersey $822,375 $657,900 $822,375 $0
Franklin Somerset New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Middletown Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Bayonne Hudson New Jersey $1,089,300 $0 $1,089,300 $20,000,000
East-Orange Essex New Jersey $822,375 $0 $822,375 $0
Gloucester Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
North-Bergen Hudson New Jersey $822,375 $0 $822,375 $0
Union Union New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Jackson Ocean New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Piscataway Middlesex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
New-Brunswick Middlesex New Jersey $822,375 $657,900 $822,375 $0
Irvington Essex New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Wayne Passaic New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
West-New-York Hudson New Jersey $822,375 $0 $822,375 $0
Hoboken Hudson New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Parsippany-Troy-Hills Morris New Jersey $822,375 $657,900 $822,375 $0
Howell Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Perth-Amboy Middlesex New Jersey $822,375 $657,900 $822,375 $0
Plainfield Union New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Bloomfield Essex New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Washington Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
East-Brunswick Middlesex New Jersey $822,375 $657,900 $822,375 $0
West-Orange Essex New Jersey $822,375 $0 $822,375 $0
South-Brunswick Middlesex New Jersey $822,375 $657,900 $822,375 $0
Evesham Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Bridgewater Somerset New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Monroe Middlesex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Hackensack Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Sayreville Middlesex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Manchester Ocean New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Egg-Harbor Atlantic New Jersey $356,362 $285,000 $548,250 $0
Linden Union New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Berkeley Ocean New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
North-Brunswick Middlesex New Jersey $822,375 $657,900 $822,375 $0
Mount-Laurel Burlington New Jersey $431,250 $345,000 $548,250 $0
Kearny Hudson New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Teaneck Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Marlboro Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Manalapan Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Hillsborough Somerset New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Winslow Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Fort-Lee Bergen New Jersey $822,375 $0 $822,375 $0
Montclair Essex New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Belleville Essex New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Galloway Atlantic New Jersey $472,030 $336,500 $726,200 $3,000,000
Ewing Mercer New Jersey $472,030 $336,500 $726,200 $3,000,000
Pennsauken Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Freehold Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Bridgeton Cumberland New Jersey $472,030 $336,500 $726,200 $3,000,000
Franklin Sussex New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Fair-Lawn Bergen New Jersey $822,375 $0 $822,375 $0
Lawrence Mercer New Jersey $472,030 $336,500 $726,200 $3,000,000
Garfield Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Willingboro Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Princeton Mercer New Jersey $472,030 $336,500 $726,200 $3,000,000
City-of-Orange Essex New Jersey $822,375 $0 $822,375 $0
Deptford Gloucester New Jersey $529,000 $381,800 $726,200 $3,260,000
Long-Branch Monmouth New Jersey $822,375 $657,900 $822,375 $0
Rahway Union New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Livingston Essex New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Westfield Union New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Voorhees Camden New Jersey $529,000 $381,800 $726,200 $3,260,000
Mount-Olive Morris New Jersey $822,375 $657,900 $822,375 $0
Lacey Ocean New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Nutley Essex New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Englewood Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
West-Windsor Mercer New Jersey $356,362 $306,700 $548,250 $0
Neptune Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Millville Cumberland New Jersey $472,030 $336,500 $726,200 $3,000,000
Stafford Ocean New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Bergenfield Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
East-Windsor Mercer New Jersey $356,362 $306,700 $548,250 $0
Pemberton Burlington New Jersey $529,000 $381,800 $726,200 $3,260,000
Bernards Somerset New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Ocean Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
West-Milford Passaic New Jersey $822,375 $657,900 $822,375 $0
Mahwah Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Paramus Bergen New Jersey $1,089,300 $0 $1,089,300 $20,000,000
Cliffside-Park Bergen New Jersey $822,375 $0 $822,375 $0
Wall Monmouth New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Randolph Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
Rockaway Morris New Jersey $1,089,300 $776,600 $1,089,300 $20,000,000
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