Loan Limits in Massachusetts
City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
Boston
|
Suffolk |
Massachusetts |
$828,000 |
$0 |
$828,000 |
$6,000,000 |
Springfield
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Worcester
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Barnstable
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
New-Bedford
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
Leominster
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Cambridge
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Lowell
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Brockton
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Quincy
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Lynn
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Fall-River
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
Newton
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Somerville
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Lawrence
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Framingham
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Haverhill
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Waltham
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Malden
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Plymouth
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Brookline
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Weymouth
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Taunton
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
Medford
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Pittsfield
|
Berkshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Chicopee
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Revere
|
Suffolk |
Massachusetts |
$828,000 |
$0 |
$828,000 |
$6,000,000 |
Peabody
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Methuen-Town
|
Essex |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
Everett
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Arlington
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Attleboro
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
Salem
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Billerica
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Beverly
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Westfield
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Fitchburg
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Woburn
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Holyoke
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Amherst
|
Hampshire |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
Chelsea
|
Suffolk |
Massachusetts |
$828,000 |
$0 |
$828,000 |
$6,000,000 |
Marlborough
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Shrewsbury
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Braintree
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Natick
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Watertown-Town
|
Middlesex |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
Andover
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Chelmsford
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Randolph
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Dartmouth
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
Franklin
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Lexington
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Dracut
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Falmouth
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
Tewksbury
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Needham
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
North-Andover
|
Essex |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
Gloucester
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Norwood
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
North-Attleborough
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
Milford
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Wellesley
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Stoughton
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Agawam
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
West-Springfield
|
Hampden |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
Northampton
|
Hampshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Saugus
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Melrose
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Burlington
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Bridgewater
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Danvers
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Milton
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Wakefield
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Belmont
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Marshfield
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Dedham
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Reading
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Walpole
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Middleborough
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Easton
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
Westford
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Mansfield
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
Hingham
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Acton
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Wilmington
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Canton
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
Yarmouth
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
Stoneham
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Winchester
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Greenfield
|
Franklin |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
Wareham
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Ludlow
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Gardner
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Marblehead
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Amherst-Center
|
Hampshire |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
Sandwich
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
Hudson
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
Bourne
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
Norton
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
Sudbury
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |