Loan Limits in Massachusetts
| City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
|
Boston
|
Suffolk |
Massachusetts |
$828,000 |
$0 |
$828,000 |
$6,000,000 |
|
Springfield
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Barnstable
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
New-Bedford
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
|
Leominster
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Cambridge
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Lowell
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Brockton
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Quincy
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Lynn
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Fall-River
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
|
Newton
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Somerville
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Lawrence
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Framingham
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Haverhill
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Waltham
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Malden
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Plymouth
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Brookline
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Weymouth
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Taunton
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Medford
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Pittsfield
|
Berkshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Chicopee
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Revere
|
Suffolk |
Massachusetts |
$828,000 |
$0 |
$828,000 |
$6,000,000 |
|
Methuen-Town
|
Essex |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
|
Everett
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Arlington
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Attleboro
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Salem
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Billerica
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Beverly
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Westfield
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Fitchburg
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Woburn
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Holyoke
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Chelsea
|
Suffolk |
Massachusetts |
$828,000 |
$0 |
$828,000 |
$6,000,000 |
|
Marlborough
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Shrewsbury
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Braintree
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Natick
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Watertown-Town
|
Middlesex |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
|
Andover
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Chelmsford
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Randolph
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Franklin
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Lexington
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Dracut
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Falmouth
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
Tewksbury
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Needham
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
North-Andover
|
Essex |
Massachusetts |
$724,500 |
$579,600 |
$724,500 |
$0 |
|
Gloucester
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Norwood
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
North-Attleborough
|
Bristol |
Massachusetts |
$506,000 |
$404,800 |
$548,250 |
$0 |
|
Milford
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Wellesley
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Stoughton
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Agawam
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
West-Springfield
|
Hampden |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Northampton
|
Hampshire |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Saugus
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Melrose
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Burlington
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Bridgewater
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Danvers
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Milton
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Wakefield
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Belmont
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Marshfield
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Dedham
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Reading
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Walpole
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Middleborough
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Easton
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Westford
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Mansfield
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Hingham
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Acton
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Wilmington
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Canton
|
Norfolk |
Massachusetts |
$828,000 |
$616,400 |
$828,000 |
$6,000,000 |
|
Yarmouth
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
Stoneham
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Winchester
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Greenfield
|
Franklin |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Wareham
|
Plymouth |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Ludlow
|
Hampden |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Gardner
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Marblehead
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Amherst-Center
|
Hampshire |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Sandwich
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
Hudson
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Bourne
|
Barnstable |
Massachusetts |
$701,500 |
$496,800 |
$726,200 |
$4,550,000 |
|
Norton
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Worcester
|
Worcester |
Massachusetts |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Peabody
|
Essex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |
|
Amherst
|
Hampshire |
Massachusetts |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Dartmouth
|
Bristol |
Massachusetts |
$661,250 |
$473,800 |
$726,200 |
$4,200,000 |
|
Sudbury
|
Middlesex |
Massachusetts |
$828,000 |
$675,000 |
$828,000 |
$6,000,000 |