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Loan Limits in New York

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Lackawanna Erie New York $472,030 $336,500 $726,200 $3,000,000
Lewiston Niagara New York $472,030 $336,500 $726,200 $3,000,000
Dryden Tompkins New York $472,030 $336,500 $726,200 $3,000,000
Corning Steuben New York $472,030 $336,500 $726,200 $3,000,000
Depew Erie New York $472,030 $336,500 $726,200 $3,000,000
Manorville Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Farmingville Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
East-Massapequa Nassau New York $822,375 $0 $822,375 $0
Sayville Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
New-Cassel Nassau New York $822,375 $0 $822,375 $0
Holtsville Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Newark Wayne New York $472,030 $336,500 $726,200 $3,000,000
Farmington Ontario New York $472,030 $336,500 $726,200 $3,000,000
Potsdam St. Lawrence New York $472,030 $336,500 $726,200 $3,000,000
North-Valley-Stream Nassau New York $822,375 $0 $822,375 $0
Johnson-City Broome New York $356,362 $285,000 $548,250 $0
North-Babylon Suffolk New York $822,375 $657,900 $822,375 $0
Fallsburg Sullivan New York $472,030 $336,500 $726,200 $3,000,000
Malone Franklin New York $472,030 $336,500 $726,200 $3,000,000
Horseheads Chemung New York $472,030 $336,500 $726,200 $3,000,000
Bellmore Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Cohoes Albany New York $472,030 $336,500 $726,200 $3,000,000
Ronkonkoma Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Woodmere Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Goshen Orange New York $472,030 $581,200 $726,525 $3,000,000
Scarsdale Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Selden Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Malta Saratoga New York $472,030 $336,500 $726,200 $3,000,000
South-Farmingdale Nassau New York $822,375 $0 $822,375 $0
Seaford Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Pearl-River Rockland New York $822,375 $0 $822,375 $0
Jericho Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Monroe Orange New York $472,030 $581,200 $726,525 $3,000,000
Wheatfield Niagara New York $472,030 $336,500 $726,200 $3,000,000
Thompson Sullivan New York $472,030 $336,500 $726,200 $3,000,000
Arcadia Wayne New York $472,030 $336,500 $726,200 $3,000,000
Port-Jervis Orange New York $356,500 $581,220 $726,525 $0
Jefferson-Valley-Yorktown Westchester New York $822,375 $0 $822,375 $0
Parma Monroe New York $472,030 $336,500 $726,200 $3,000,000
Hampton-Bays Suffolk New York $822,375 $657,900 $822,375 $0
Syosset Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Saugerties Ulster New York $472,030 $336,500 $726,200 $3,000,000
Oneonta Otsego New York $472,030 $336,500 $726,200 $3,000,000
Van-Buren Onondaga New York $356,362 $285,000 $548,250 $0
Melville Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Port-Washington Nassau New York $822,375 $0 $822,375 $0
Beekman Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Schodack Rensselaer New York $472,030 $336,500 $726,200 $3,000,000
Milton Saratoga New York $472,030 $336,500 $726,200 $3,000,000
Kent Putnam New York $1,089,300 $776,600 $1,089,300 $20,000,000
Blooming-Grove Orange New York $356,500 $581,220 $726,525 $0
East-Northport Suffolk New York $822,375 $657,900 $822,375 $0
Westbury Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Batavia Genesee New York $472,030 $336,500 $726,200 $3,000,000
Sullivan Madison New York $472,030 $336,500 $726,200 $3,000,000
Whitestown Oneida New York $472,030 $336,500 $726,200 $3,000,000
Beacon Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Mastic Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
North-Massapequa Nassau New York $822,375 $0 $822,375 $0
Kings-Park Suffolk New York $822,375 $657,900 $822,375 $0
Sweden Monroe New York $472,030 $336,500 $726,200 $3,000,000
Roosevelt Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Brockport Monroe New York $472,030 $336,500 $726,200 $3,000,000
Bethpage Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Wantagh Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Victor Ontario New York $472,030 $336,500 $726,200 $3,000,000
Rocky-Point Suffolk New York $822,375 $657,900 $822,375 $0
Evans Erie New York $472,030 $336,500 $726,200 $3,000,000
Hauppauge Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Floral-Park Nassau New York $822,375 $0 $822,375 $0
Bedford Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Lynbrook Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Kenmore Erie New York $472,030 $336,500 $726,200 $3,000,000
Nesconset Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Aurora Erie New York $472,030 $336,500 $726,200 $3,000,000
Eggertsville Erie New York $472,030 $336,500 $726,200 $3,000,000
Greenlawn Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Fort-Drum Jefferson New York $356,362 $285,000 $548,250 $0
Moreau Saratoga New York $472,030 $336,500 $726,200 $3,000,000
Mineola Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Nanuet Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Wilton Saratoga New York $472,030 $336,500 $726,200 $3,000,000
New-Paltz Ulster New York $356,362 $285,000 $548,250 $0
East-Islip Suffolk New York $822,375 $657,900 $822,375 $0
Tonawanda Erie New York $472,030 $336,500 $726,200 $3,000,000
La-Grange Dutchess New York $356,500 $581,220 $726,525 $0
Owego Tioga New York $472,030 $336,500 $726,200 $3,000,000
Massapequa-Park Nassau New York $822,375 $0 $822,375 $0
West-Hempstead Nassau New York $822,375 $0 $822,375 $0
St.-James Suffolk New York $822,375 $657,900 $822,375 $0
North-Amityville Suffolk New York $822,375 $657,900 $822,375 $0
East-Greenbush Rensselaer New York $356,362 $285,000 $548,250 $0
Pomfret Chautauqua New York $472,030 $336,500 $726,200 $3,000,000
Merrick Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
New-Castle Westchester New York $822,375 $0 $822,375 $0
Stony-Point Rockland New York $822,375 $0 $822,375 $0
North-New-Hyde-Park Nassau New York $822,375 $0 $822,375 $0
Geddes Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Southeast Putnam New York $1,089,300 $776,600 $1,089,300 $20,000,000
Shawangunk Ulster New York $472,030 $336,500 $726,200 $3,000,000
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