Loan Limits in California

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Aptos Santa Cruz California $805,000 $626,500 $805,000 $5,000,000
El-Rio Ventura California $739,450 $591,500 $739,450 $0
East-Porterville Tulare California $356,362 $285,000 $548,250 $0
Salton-City Imperial California $356,362 $285,000 $548,250 $0
East-Foothills Santa Clara California $822,375 $657,900 $822,375 $0
Saranap Contra Costa California $1,089,300 $776,600 $1,089,300 $20,000,000
East-Pasadena Los Angeles California $822,375 $657,900 $822,375 $0
Eucalyptus-Hills San Diego California $753,250 $615,000 $753,250 $0
Fruitridge-Pocket Sacramento California $598,000 $478,400 $598,000 $0
El-Granada San Mateo California $822,375 $657,900 $822,375 $0
Pleasure-Point Santa Cruz California $822,375 $657,900 $822,375 $0
Durham Butte California $472,030 $403,600 $726,200 $3,000,000
Lucerne-Valley San Bernardino California $477,250 $381,800 $548,250 $0
Paradise Butte California $472,030 $403,600 $726,200 $3,000,000
Greenacres Kern California $472,030 $345,100 $726,200 $3,000,000
Gustine Merced California $472,030 $341,900 $726,200 $3,000,000
Mayflower-Village Los Angeles California $822,375 $657,900 $822,375 $0
Las-Flores Orange California $822,375 $657,900 $822,375 $0
Old-Fig-Garden Fresno California $356,362 $296,900 $548,250 $0
Silver-Lakes San Bernardino California $477,250 $381,800 $548,250 $0
Villa-Park Orange California $822,375 $657,900 $822,375 $0
Highgrove Riverside California $644,000 $460,000 $726,200 $4,050,000
West-Modesto Stanislaus California $396,750 $354,100 $548,250 $0
Hilmar-Irwin Merced California $472,030 $341,900 $726,200 $3,000,000
Rancho-Murieta Sacramento California $598,000 $478,400 $598,000 $0
Wilton Sacramento California $763,600 $540,000 $763,600 $4,800,000
Cambria San Luis Obispo California $911,950 $644,000 $911,950 $12,000,000
Elverta Sacramento California $763,600 $540,000 $763,600 $4,800,000
Hidden-Valley-Lake Lake California $356,362 $369,100 $548,250 $0
Strawberry Marin California $1,089,300 $776,600 $1,089,300 $20,000,000
Yosemite-Lakes Madera California $356,362 $299,500 $548,250 $0
Indian-Wells Riverside California $477,250 $381,800 $548,250 $0
Williams Colusa California $472,030 $372,700 $726,200 $3,000,000
Woodside San Mateo California $1,089,300 $776,600 $1,089,300 $20,000,000
Jamul San Diego California $977,500 $703,800 $977,500 $17,000,000
Palermo Butte California $472,030 $403,600 $726,200 $3,000,000
Kensington Contra Costa California $1,089,300 $776,600 $1,089,300 $20,000,000
Bear-Valley-Springs Kern California $356,362 $291,100 $548,250 $0
Garnet Riverside California $644,000 $460,000 $726,200 $4,050,000
Big-Bear-Lake San Bernardino California $477,250 $381,800 $548,250 $0
Calistoga Napa California $1,017,750 $717,600 $1,017,750 $20,000,000
Lake-Wildwood Nevada California $526,700 $466,500 $548,250 $0
Myrtletown Humboldt California $472,030 $400,000 $726,200 $3,000,000
Cutler Tulare California $472,030 $342,100 $726,200 $3,000,000
Twin-Lakes Santa Cruz California $822,375 $657,900 $822,375 $0
Boulder-Creek Santa Cruz California $822,375 $657,900 $822,375 $0
Broadmoor San Mateo California $1,089,300 $776,600 $1,089,300 $20,000,000
Bret-Harte Stanislaus California $396,750 $354,100 $548,250 $0
Tara-Hills Contra Costa California $822,375 $657,900 $822,375 $0
Buellton Santa Barbara California $805,000 $626,500 $805,000 $5,000,000
Denair Stanislaus California $517,500 $412,000 $726,200 $3,210,000
Guerneville Sonoma California $861,350 $763,200 $861,350 $9,000,000
Mayfair Fresno California $472,030 $405,000 $726,200 $3,000,000
Lincoln-Village San Joaquin California $483,000 $556,200 $548,250 $0
Ford-City Kern California $356,362 $291,100 $548,250 $0
Camino-Tassajara Contra Costa California $822,375 $657,900 $822,375 $0
Emerald-Lake-Hills San Mateo California $822,375 $657,900 $822,375 $0
Lake-San-Marcos San Diego California $753,250 $615,000 $753,250 $0
Brisbane San Mateo California $1,089,300 $776,600 $1,089,300 $20,000,000
Oak-View Ventura California $739,450 $591,500 $739,450 $0
Portola-Valley San Mateo California $822,375 $657,900 $822,375 $0
Santa-Ynez Santa Barbara California $660,100 $528,000 $660,100 $0
Phoenix-Lake Tuolumne California $356,362 $304,100 $548,250 $0
Santa-Venetia Marin California $822,375 $657,900 $822,375 $0
Sunnyside Fresno California $472,030 $405,000 $726,200 $3,000,000
Bonsall San Diego California $977,500 $703,800 $977,500 $17,000,000
Mountain-View-Acres San Bernardino California $477,250 $381,800 $548,250 $0
Planada Merced California $472,030 $341,900 $726,200 $3,000,000
Armona Kings California $472,030 $336,500 $726,200 $3,000,000
McSwain Merced California $472,030 $341,900 $726,200 $3,000,000
Fetters-Hot-Springs-Agua-Caliente Sonoma California $707,250 $763,200 $707,250 $0
Copperopolis Calaveras California $472,030 $392,900 $726,200 $3,000,000
Pacheco Contra Costa California $1,089,300 $776,600 $1,089,300 $20,000,000
Del-Mar San Diego California $753,250 $615,000 $753,250 $0
Humboldt-Hill Humboldt California $356,500 $343,200 $548,250 $0
Mather Sacramento California $763,600 $540,000 $763,600 $4,800,000
Ivanhoe Tulare California $472,030 $342,100 $726,200 $3,000,000
West-Menlo-Park San Mateo California $822,375 $657,900 $822,375 $0
Harbison-Canyon San Diego California $753,250 $615,000 $753,250 $0
Carmel-Valley-Village Monterey California $739,450 $591,500 $739,450 $0
Lenwood San Bernardino California $1,089,300 $776,600 $1,089,300 $20,000,000
Del-Monte-Forest Monterey California $739,450 $591,500 $739,450 $0
North-Richmond Contra Costa California $822,375 $657,900 $822,375 $0
Running-Springs San Bernardino California $477,250 $381,800 $548,250 $0
Rio-Dell Humboldt California $356,500 $343,200 $548,250 $0
Empire Stanislaus California $517,500 $412,000 $726,200 $3,210,000
San-Joaquin Fresno California $356,362 $296,900 $548,250 $0
Wrightwood San Bernardino California $1,089,300 $776,600 $1,089,300 $20,000,000
Burney Shasta California $472,030 $384,900 $726,200 $3,000,000
Angels Calaveras California $472,030 $392,900 $726,200 $3,000,000
North-El-Monte Los Angeles California $822,375 $657,900 $822,375 $0
Clearlake-Riviera Lake California $356,362 $369,100 $548,250 $0
Vine-Hill Contra Costa California $822,375 $657,900 $822,375 $0
Wheatland Yuba California $488,750 $405,000 $726,200 $3,060,000
Mojave Kern California $472,030 $345,100 $726,200 $3,000,000
Shingle-Springs El Dorado California $598,000 $478,400 $598,000 $0
Mission-Hills Santa Barbara California $660,100 $528,000 $660,100 $0
French-Camp San Joaquin California $483,000 $556,200 $548,250 $0
Carmel-by-the-Sea Monterey California $915,400 $683,500 $915,400 $13,000,000
Arbuckle Colusa California $472,030 $372,700 $726,200 $3,000,000