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Loan Limits in New York

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Westmere Albany New York $472,030 $336,500 $726,200 $3,000,000
Peru Clinton New York $472,030 $336,500 $726,200 $3,000,000
Viola Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Avon Livingston New York $472,030 $336,500 $726,200 $3,000,000
Mechanicstown Orange New York $472,030 $581,200 $726,525 $3,000,000
West-Glens-Falls Warren New York $356,362 $285,000 $548,250 $0
Phelps Ontario New York $472,030 $336,500 $726,200 $3,000,000
Milo Yates New York $472,030 $336,500 $726,200 $3,000,000
Hewlett Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
East-Shoreham Suffolk New York $822,375 $657,900 $822,375 $0
Hoosick Rensselaer New York $472,030 $336,500 $726,200 $3,000,000
South-Valley-Stream Nassau New York $822,375 $0 $822,375 $0
Williamson Wayne New York $472,030 $336,500 $726,200 $3,000,000
Bayville Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Pendleton Niagara New York $472,030 $336,500 $726,200 $3,000,000
Hanover Chautauqua New York $472,030 $336,500 $726,200 $3,000,000
Cedarhurst Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
North-Syracuse Onondaga New York $356,362 $285,000 $548,250 $0
Manorhaven Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Porter Niagara New York $472,030 $336,500 $726,200 $3,000,000
Scriba Oswego New York $472,030 $336,500 $726,200 $3,000,000
Lawrence Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Roslyn-Heights Nassau New York $822,375 $0 $822,375 $0
South-Hill Tompkins New York $356,362 $285,000 $548,250 $0
Tuckahoe Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Granby Oswego New York $472,030 $336,500 $726,200 $3,000,000
East-Rochester Monroe New York $356,362 $285,000 $548,250 $0
Granville Washington New York $472,030 $336,500 $726,200 $3,000,000
Duanesburg Schenectady New York $472,030 $336,500 $726,200 $3,000,000
Irvington Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Hamilton Madison New York $472,030 $336,500 $726,200 $3,000,000
Penn-Yan Yates New York $356,362 $285,000 $548,250 $0
Collins Erie New York $472,030 $336,500 $726,200 $3,000,000
Orange-Lake Orange New York $356,500 $581,220 $726,525 $0
Corinth Saratoga New York $472,030 $336,500 $726,200 $3,000,000
Cairo Greene New York $472,030 $336,500 $726,200 $3,000,000
Lee Oneida New York $472,030 $336,500 $726,200 $3,000,000
Bronxville Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Ridgeway Orleans New York $472,030 $336,500 $726,200 $3,000,000
Ellenville Ulster New York $472,030 $336,500 $726,200 $3,000,000
West-Point Orange New York $356,500 $581,220 $726,525 $0
Fenton Broome New York $472,030 $336,500 $726,200 $3,000,000
Carmel-Hamlet Putnam New York $822,375 $657,900 $822,375 $0
Yaphank Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Cobleskill Schoharie New York $472,030 $336,500 $726,200 $3,000,000
East-Glenville Schenectady New York $356,362 $285,000 $548,250 $0
Solvay Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Mayfield Fulton New York $472,030 $336,500 $726,200 $3,000,000
Homer Cortland New York $472,030 $336,500 $726,200 $3,000,000
Verona Oneida New York $472,030 $336,500 $726,200 $3,000,000
University-at-Buffalo Erie New York $356,362 $285,000 $548,250 $0
Fort-Edward Washington New York $356,362 $285,000 $548,250 $0
Lakeview Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Binghamton-University Broome New York $356,362 $285,000 $548,250 $0
Brownville Jefferson New York $472,030 $336,500 $726,200 $3,000,000
Larchmont Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Marcellus Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Hurley Ulster New York $472,030 $336,500 $726,200 $3,000,000
Clifton-Springs Ontario New York $356,362 $285,000 $548,250 $0
Westmoreland Oneida New York $472,030 $336,500 $726,200 $3,000,000
Fort-Ann Washington New York $356,362 $285,000 $548,250 $0
Wilna Jefferson New York $472,030 $336,500 $726,200 $3,000,000
Windsor Broome New York $472,030 $336,500 $726,200 $3,000,000
North-Hills Nassau New York $822,375 $0 $822,375 $0
Gowanda Cattaraugus New York $472,030 $336,500 $726,200 $3,000,000
Wesley-Hills Rockland New York $822,375 $0 $822,375 $0
Groton Tompkins New York $472,030 $336,500 $726,200 $3,000,000
Chester Orange New York $472,030 $581,200 $726,525 $3,000,000
Rosendale Ulster New York $472,030 $336,500 $726,200 $3,000,000
Harris-Hill Erie New York $356,362 $285,000 $548,250 $0
Wilson Niagara New York $472,030 $336,500 $726,200 $3,000,000
Mattydale Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Lake-Mohegan Westchester New York $822,375 $0 $822,375 $0
Woodstock Ulster New York $472,030 $336,500 $726,200 $3,000,000
Tupper-Lake Franklin New York $356,362 $285,000 $548,250 $0
Hilton Monroe New York $472,030 $336,500 $726,200 $3,000,000
Cambria Niagara New York $472,030 $336,500 $726,200 $3,000,000
Washingtonville Orange New York $472,030 $581,200 $726,525 $3,000,000
Flanders Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Elbridge Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Volney Oswego New York $472,030 $336,500 $726,200 $3,000,000
Saratoga Saratoga New York $472,030 $336,500 $726,200 $3,000,000
Claverack Columbia New York $472,030 $336,500 $726,200 $3,000,000
Highland Ulster New York $472,030 $336,500 $726,200 $3,000,000
Champlain Clinton New York $472,030 $336,500 $726,200 $3,000,000
Riga Monroe New York $472,030 $336,500 $726,200 $3,000,000
Pittstown Rensselaer New York $472,030 $336,500 $726,200 $3,000,000
Kirkwood Broome New York $472,030 $336,500 $726,200 $3,000,000
Richland Oswego New York $472,030 $336,500 $726,200 $3,000,000
Islip-Terrace Suffolk New York $822,375 $657,900 $822,375 $0
Wappingers-Falls Dutchess New York $356,500 $581,220 $726,525 $0
Pelham-Manor Westchester New York $822,375 $0 $822,375 $0
Harrietstown Franklin New York $472,030 $336,500 $726,200 $3,000,000
Hamptonburgh Orange New York $472,030 $581,200 $726,525 $3,000,000
Marbletown Ulster New York $472,030 $336,500 $726,200 $3,000,000
Fort-Plain Montgomery New York $356,362 $285,000 $548,250 $0
Myers-Corner Dutchess New York $356,500 $581,220 $726,525 $0
Mount-Hope Orange New York $356,500 $581,220 $726,525 $0
East-Farmingdale Suffolk New York $822,375 $657,900 $822,375 $0
Gardiner Ulster New York $472,030 $336,500 $726,200 $3,000,000
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