Loan Limits in New York
City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
Westmere
|
Albany |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Peru
|
Clinton |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Viola
|
Rockland |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Avon
|
Livingston |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Mechanicstown
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
West-Glens-Falls
|
Warren |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Phelps
|
Ontario |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Milo
|
Yates |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Hewlett
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
East-Shoreham
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Hoosick
|
Rensselaer |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Myers-Corner
|
Dutchess |
New York |
$356,500 |
$581,220 |
$726,525 |
$0 |
South-Valley-Stream
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Williamson
|
Wayne |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Bayville
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Mount-Hope
|
Orange |
New York |
$356,500 |
$581,220 |
$726,525 |
$0 |
Pendleton
|
Niagara |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Hanover
|
Chautauqua |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Cedarhurst
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
North-Syracuse
|
Onondaga |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Manorhaven
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Porter
|
Niagara |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Scriba
|
Oswego |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Lawrence
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Roslyn-Heights
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
South-Hill
|
Tompkins |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Tuckahoe
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Granby
|
Oswego |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
East-Rochester
|
Monroe |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Granville
|
Washington |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Duanesburg
|
Schenectady |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Irvington
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Hamilton
|
Madison |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Penn-Yan
|
Yates |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Collins
|
Erie |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Orange-Lake
|
Orange |
New York |
$356,500 |
$581,220 |
$726,525 |
$0 |
Corinth
|
Saratoga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Cairo
|
Greene |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Lee
|
Oneida |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Bronxville
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Ridgeway
|
Orleans |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Ellenville
|
Ulster |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
West-Point
|
Orange |
New York |
$356,500 |
$581,220 |
$726,525 |
$0 |
Fenton
|
Broome |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Carmel-Hamlet
|
Putnam |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Yaphank
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Cobleskill
|
Schoharie |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
East-Glenville
|
Schenectady |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Solvay
|
Onondaga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Mayfield
|
Fulton |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Homer
|
Cortland |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Verona
|
Oneida |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
University-at-Buffalo
|
Erie |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
East-Farmingdale
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Fort-Edward
|
Washington |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Lakeview
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Binghamton-University
|
Broome |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Brownville
|
Jefferson |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Larchmont
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Marcellus
|
Onondaga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Hurley
|
Ulster |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Clifton-Springs
|
Ontario |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Westmoreland
|
Oneida |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Fort-Ann
|
Washington |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Wilna
|
Jefferson |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Windsor
|
Broome |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
North-Hills
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Gowanda
|
Cattaraugus |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Wesley-Hills
|
Rockland |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Groton
|
Tompkins |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Chester
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Rosendale
|
Ulster |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Harris-Hill
|
Erie |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Wilson
|
Niagara |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Mattydale
|
Onondaga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Lake-Mohegan
|
Westchester |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Woodstock
|
Ulster |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Tupper-Lake
|
Franklin |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Hilton
|
Monroe |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Cambria
|
Niagara |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Washingtonville
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Flanders
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Elbridge
|
Onondaga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Volney
|
Oswego |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Saratoga
|
Saratoga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Claverack
|
Columbia |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Highland
|
Ulster |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Champlain
|
Clinton |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Riga
|
Monroe |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Gardiner
|
Ulster |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Pittstown
|
Rensselaer |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Kirkwood
|
Broome |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Richland
|
Oswego |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Islip-Terrace
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Wappingers-Falls
|
Dutchess |
New York |
$356,500 |
$581,220 |
$726,525 |
$0 |
Pelham-Manor
|
Westchester |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Harrietstown
|
Franklin |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Hamptonburgh
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Marbletown
|
Ulster |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Fort-Plain
|
Montgomery |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |