Loan Limits in Michigan

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
Detroit Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Grand-Rapids Kent Michigan $356,362 $285,000 $548,250 $0
Flint Genesee Michigan $472,030 $336,500 $726,200 $3,000,000
Lansing Ingham Michigan $472,030 $336,500 $726,200 $3,000,000
Ann-Arbor Washtenaw Michigan $356,362 $285,000 $548,250 $0
Kalamazoo Kalamazoo Michigan $472,030 $336,500 $726,200 $3,000,000
Muskegon Muskegon Michigan $472,030 $336,500 $726,200 $3,000,000
Warren Macomb Michigan $472,030 $336,500 $726,200 $3,000,000
Sterling-Heights Macomb Michigan $356,362 $285,000 $548,250 $0
South-Lyon Oakland Michigan $356,362 $285,000 $548,250 $0
Saginaw Saginaw Michigan $472,030 $336,500 $726,200 $3,000,000
Holland Ottawa Michigan $472,030 $336,500 $726,200 $3,000,000
Dearborn Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Livonia Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Jackson Jackson Michigan $472,030 $336,500 $726,200 $3,000,000
Troy Oakland Michigan $472,030 $336,500 $726,200 $3,000,000
Port-Huron St. Clair Michigan $356,362 $285,000 $548,250 $0
Westland Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Farmington-Hills Oakland Michigan $356,362 $285,000 $548,250 $0
Battle-Creek Calhoun Michigan $356,362 $285,000 $548,250 $0
Wyoming Kent Michigan $472,030 $336,500 $726,200 $3,000,000
Rochester-Hills Oakland Michigan $356,362 $285,000 $548,250 $0
Southfield Oakland Michigan $472,030 $336,500 $726,200 $3,000,000
Bay-City Bay Michigan $356,362 $285,000 $548,250 $0
Taylor Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Novi Oakland Michigan $472,030 $336,500 $726,200 $3,000,000
Pontiac Oakland Michigan $472,030 $336,500 $726,200 $3,000,000
Royal-Oak Oakland Michigan $356,362 $285,000 $548,250 $0
Benton-Harbor Berrien Michigan $356,362 $285,000 $548,250 $0
St.-Clair-Shores Macomb Michigan $356,362 $285,000 $548,250 $0
Midland Midland Michigan $472,030 $336,500 $726,200 $3,000,000
Dearborn-Heights Wayne Michigan $356,362 $285,000 $548,250 $0
Kentwood Kent Michigan $472,030 $336,500 $726,200 $3,000,000
Traverse-City Grand Traverse Michigan $356,362 $285,000 $548,250 $0
Portage Kalamazoo Michigan $472,030 $336,500 $726,200 $3,000,000
Monroe Monroe Michigan $472,030 $336,500 $726,200 $3,000,000
East-Lansing Ingham Michigan $356,362 $285,000 $548,250 $0
Roseville Macomb Michigan $472,030 $336,500 $726,200 $3,000,000
Adrian Lenawee Michigan $472,030 $336,500 $726,200 $3,000,000
Lincoln-Park Wayne Michigan $356,362 $285,000 $548,250 $0
Mount-Pleasant Isabella Michigan $356,362 $285,000 $548,250 $0
Eastpointe Macomb Michigan $472,030 $336,500 $726,200 $3,000,000
Madison-Heights Oakland Michigan $356,362 $285,000 $548,250 $0
Oak-Park Oakland Michigan $356,362 $285,000 $548,250 $0
Southgate Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Burton Genesee Michigan $472,030 $336,500 $726,200 $3,000,000
Forest-Hills Kent Michigan $356,362 $285,000 $548,250 $0
Allen-Park Wayne Michigan $356,362 $285,000 $548,250 $0
Marquette Marquette Michigan $472,030 $336,500 $726,200 $3,000,000
Garden-City Wayne Michigan $356,362 $285,000 $548,250 $0
Holt Ingham Michigan $472,030 $336,500 $726,200 $3,000,000
Walker Kent Michigan $472,030 $336,500 $726,200 $3,000,000
Wyandotte Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Auburn-Hills Oakland Michigan $356,362 $285,000 $548,250 $0
Norton-Shores Muskegon Michigan $356,362 $285,000 $548,250 $0
Inkster Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Waverly Eaton Michigan $472,030 $336,500 $726,200 $3,000,000
Okemos Ingham Michigan $472,030 $336,500 $726,200 $3,000,000
Romulus Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Allendale Ottawa Michigan $472,030 $336,500 $726,200 $3,000,000
Hamtramck Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Birmingham Oakland Michigan $472,030 $336,500 $726,200 $3,000,000
Owosso Shiawassee Michigan $472,030 $336,500 $726,200 $3,000,000
Ypsilanti Washtenaw Michigan $472,030 $336,500 $726,200 $3,000,000
Escanaba Delta Michigan $472,030 $336,500 $726,200 $3,000,000
Ferndale Oakland Michigan $472,030 $336,500 $726,200 $3,000,000
Haslett Ingham Michigan $472,030 $336,500 $726,200 $3,000,000
Coldwater Branch Michigan $472,030 $336,500 $726,200 $3,000,000
Iron-Mountain Dickinson Michigan $356,362 $285,000 $548,250 $0
Trenton Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Jenison Ottawa Michigan $472,030 $336,500 $726,200 $3,000,000
Cutlerville Kent Michigan $472,030 $336,500 $726,200 $3,000,000
Wayne Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
Hazel-Park Oakland Michigan $356,362 $285,000 $548,250 $0
Mount-Clemens Macomb Michigan $356,362 $285,000 $548,250 $0
Alma Gratiot Michigan $472,030 $336,500 $726,200 $3,000,000
Grandville Kent Michigan $472,030 $336,500 $726,200 $3,000,000
Houghton Houghton Michigan $472,030 $336,500 $726,200 $3,000,000
Northview Kent Michigan $472,030 $336,500 $726,200 $3,000,000
Berkley Oakland Michigan $472,030 $336,500 $726,200 $3,000,000
Grosse-Pointe-Woods Wayne Michigan $356,362 $285,000 $548,250 $0
Fraser Macomb Michigan $472,030 $336,500 $726,200 $3,000,000
Ionia Ionia Michigan $472,030 $336,500 $726,200 $3,000,000
Wixom Oakland Michigan $472,030 $336,500 $726,200 $3,000,000
Big-Rapids Mecosta Michigan $356,362 $285,000 $548,250 $0
Harper-Woods Wayne Michigan $356,362 $285,000 $548,250 $0
Alpena Alpena Michigan $472,030 $336,500 $726,200 $3,000,000
Sault-Ste.-Marie Chippewa Michigan $356,362 $285,000 $548,250 $0
Rochester Oakland Michigan $472,030 $336,500 $726,200 $3,000,000
Lapeer Lapeer Michigan $472,030 $336,500 $726,200 $3,000,000
Sturgis St. Joseph Michigan $472,030 $336,500 $726,200 $3,000,000
Charlotte Eaton Michigan $472,030 $336,500 $726,200 $3,000,000
Woodhaven Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
New-Baltimore Macomb Michigan $356,362 $285,000 $548,250 $0
Ishpeming Marquette Michigan $472,030 $336,500 $726,200 $3,000,000
Riverview Wayne Michigan $472,030 $336,500 $726,200 $3,000,000
East-Grand-Rapids Kent Michigan $356,362 $285,000 $548,250 $0
Otsego Allegan Michigan $472,030 $336,500 $726,200 $3,000,000
Cadillac Wexford Michigan $472,030 $336,500 $726,200 $3,000,000
Clawson Oakland Michigan $472,030 $336,500 $726,200 $3,000,000