Loan Limits in Michigan
| City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
|
Walker
|
Kent |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Wyandotte
|
Wayne |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Auburn-Hills
|
Oakland |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Norton-Shores
|
Muskegon |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Inkster
|
Wayne |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Waverly
|
Eaton |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Okemos
|
Ingham |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Romulus
|
Wayne |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Allendale
|
Ottawa |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Hamtramck
|
Wayne |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Birmingham
|
Oakland |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Owosso
|
Shiawassee |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Ypsilanti
|
Washtenaw |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Escanaba
|
Delta |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Ferndale
|
Oakland |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Haslett
|
Ingham |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Coldwater
|
Branch |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Iron-Mountain
|
Dickinson |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Trenton
|
Wayne |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Jenison
|
Ottawa |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Cutlerville
|
Kent |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Wayne
|
Wayne |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Hazel-Park
|
Oakland |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Mount-Clemens
|
Macomb |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Alma
|
Gratiot |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Grandville
|
Kent |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Houghton
|
Houghton |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Northview
|
Kent |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Berkley
|
Oakland |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Grosse-Pointe-Woods
|
Wayne |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Fraser
|
Macomb |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Ionia
|
Ionia |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Wixom
|
Oakland |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Big-Rapids
|
Mecosta |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Harper-Woods
|
Wayne |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Alpena
|
Alpena |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Sault-Ste.-Marie
|
Chippewa |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Rochester
|
Oakland |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lapeer
|
Lapeer |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Sturgis
|
St. Joseph |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Charlotte
|
Eaton |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Woodhaven
|
Wayne |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
New-Baltimore
|
Macomb |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Ishpeming
|
Marquette |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Riverview
|
Wayne |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
East-Grand-Rapids
|
Kent |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Otsego
|
Allegan |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Cadillac
|
Wexford |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Clawson
|
Oakland |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Detroit
|
Wayne |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Grand-Rapids
|
Kent |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Flint
|
Genesee |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lansing
|
Ingham |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Ann-Arbor
|
Washtenaw |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Kalamazoo
|
Kalamazoo |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Muskegon
|
Muskegon |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Sterling-Heights
|
Macomb |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
South-Lyon
|
Oakland |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Saginaw
|
Saginaw |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Holland
|
Ottawa |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Dearborn
|
Wayne |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Livonia
|
Wayne |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Jackson
|
Jackson |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Troy
|
Oakland |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Port-Huron
|
St. Clair |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Westland
|
Wayne |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Farmington-Hills
|
Oakland |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Battle-Creek
|
Calhoun |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Wyoming
|
Kent |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Rochester-Hills
|
Oakland |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Southfield
|
Oakland |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Bay-City
|
Bay |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Taylor
|
Wayne |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Novi
|
Oakland |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Pontiac
|
Oakland |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Royal-Oak
|
Oakland |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Benton-Harbor
|
Berrien |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
St.-Clair-Shores
|
Macomb |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Midland
|
Midland |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Dearborn-Heights
|
Wayne |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Kentwood
|
Kent |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Traverse-City
|
Grand Traverse |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Portage
|
Kalamazoo |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Monroe
|
Monroe |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
East-Lansing
|
Ingham |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Roseville
|
Macomb |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Adrian
|
Lenawee |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Lincoln-Park
|
Wayne |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Mount-Pleasant
|
Isabella |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Madison-Heights
|
Oakland |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Oak-Park
|
Oakland |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Southgate
|
Wayne |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Burton
|
Genesee |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Forest-Hills
|
Kent |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Allen-Park
|
Wayne |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Marquette
|
Marquette |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Garden-City
|
Wayne |
Michigan |
$356,362 |
$285,000 |
$548,250 |
$0 |
|
Holt
|
Ingham |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Warren
|
Macomb |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
|
Eastpointe
|
Macomb |
Michigan |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |