Loan Limits in New York
City |
County |
State |
FHA Limit |
USDA |
Conventional jumbo |
Non-QM Jumbo |
Jerusalem
|
Yates |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Norfolk
|
St. Lawrence |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Ardsley
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Poestenkill
|
Rensselaer |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Boonville
|
Oneida |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Minisink
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Orangeburg
|
Rockland |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Armonk
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Champion
|
Jefferson |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Perry
|
Wyoming |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Noyack
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Ellery
|
Chautauqua |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Oswegatchie
|
St. Lawrence |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Amenia
|
Dutchess |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Olive
|
Ulster |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Brutus
|
Cayuga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Springville
|
Erie |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Chautauqua
|
Chautauqua |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Mount-Morris
|
Livingston |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Paris
|
Oneida |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Garden-City-South
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Gorham
|
Ontario |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Romulus
|
Seneca |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Greenport
|
Columbia |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Clinton
|
Dutchess |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Thornwood
|
Westchester |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Pembroke
|
Genesee |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
University-Gardens
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Charlton
|
Saratoga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Chazy
|
Clinton |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Minden
|
Montgomery |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Otisville
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Unadilla
|
Otsego |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Wolcott
|
Wayne |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Caledonia
|
Livingston |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Bethel
|
Sullivan |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
West-Monroe
|
Oswego |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Herricks
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Arcade
|
Wyoming |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Waverly
|
Tioga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Lima
|
Livingston |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Heritage-Hills
|
Westchester |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Galen
|
Wayne |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Deerfield
|
Oneida |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Brewerton
|
Onondaga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Lisbon
|
St. Lawrence |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Spackenkill
|
Dutchess |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Fayetteville
|
Onondaga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Hornellsville
|
Steuben |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Hartland
|
Niagara |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Warrensburg
|
Warren |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Alexandria
|
Jefferson |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Lyncourt
|
Onondaga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Bardonia
|
Rockland |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Whitehall
|
Washington |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Athens
|
Greene |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Wayland
|
Steuben |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
West-Nyack
|
Rockland |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Saranac
|
Clinton |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Chatham
|
Columbia |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Dix
|
Schuyler |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
North-Great-River
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Menands
|
Albany |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Sherburne
|
Chenango |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Wurtsboro
|
Sullivan |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Glenwood-Landing
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Highland-Falls
|
Orange |
New York |
$356,500 |
$581,220 |
$726,525 |
$0 |
Fayette
|
Seneca |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Elmira-Heights
|
Chemung |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Sandy-Creek
|
Oswego |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Floyd
|
Oneida |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Mohawk
|
Montgomery |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Newark-Valley
|
Tioga |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Stanford
|
Dutchess |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Yorkshire
|
Cattaraugus |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Otsego
|
Otsego |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Oxford
|
Chenango |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Village-Green
|
Onondaga |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
SUNY-Oswego
|
Oswego |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Argyle
|
Washington |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Hopewell
|
Ontario |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Montauk
|
Suffolk |
New York |
$1,089,300 |
$776,600 |
$1,089,300 |
$20,000,000 |
Maybrook
|
Orange |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Arlington
|
Dutchess |
New York |
$472,030 |
$581,200 |
$726,525 |
$3,000,000 |
Muttontown
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Lloyd-Harbor
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Spencerport
|
Monroe |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Owasco
|
Cayuga |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Rockland
|
Sullivan |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
South-Glens-Falls
|
Saratoga |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Stockholm
|
St. Lawrence |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Manhasset-Hills
|
Nassau |
New York |
$822,375 |
$0 |
$822,375 |
$0 |
Whitesboro
|
Oneida |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Brookville
|
Nassau |
New York |
$1,089,300 |
$0 |
$1,089,300 |
$20,000,000 |
Cayuga-Heights
|
Tompkins |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Gordon-Heights
|
Suffolk |
New York |
$822,375 |
$657,900 |
$822,375 |
$0 |
Canajoharie
|
Montgomery |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
East-Bloomfield
|
Ontario |
New York |
$356,362 |
$285,000 |
$548,250 |
$0 |
Portville
|
Cattaraugus |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |
Mooers
|
Clinton |
New York |
$472,030 |
$336,500 |
$726,200 |
$3,000,000 |