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Loan Limits in New York

City County State FHA Limit USDA Conventional jumbo Non-QM Jumbo
West-Monroe Oswego New York $356,362 $285,000 $548,250 $0
Herricks Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Arcade Wyoming New York $472,030 $336,500 $726,200 $3,000,000
Waverly Tioga New York $472,030 $336,500 $726,200 $3,000,000
Lima Livingston New York $472,030 $336,500 $726,200 $3,000,000
Heritage-Hills Westchester New York $822,375 $0 $822,375 $0
Galen Wayne New York $472,030 $336,500 $726,200 $3,000,000
Deerfield Oneida New York $472,030 $336,500 $726,200 $3,000,000
Lisbon St. Lawrence New York $472,030 $336,500 $726,200 $3,000,000
Spackenkill Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Fayetteville Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Hornellsville Steuben New York $472,030 $336,500 $726,200 $3,000,000
Hartland Niagara New York $472,030 $336,500 $726,200 $3,000,000
Alexandria Jefferson New York $472,030 $336,500 $726,200 $3,000,000
Lyncourt Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Bardonia Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Whitehall Washington New York $472,030 $336,500 $726,200 $3,000,000
Athens Greene New York $472,030 $336,500 $726,200 $3,000,000
Wayland Steuben New York $472,030 $336,500 $726,200 $3,000,000
West-Nyack Rockland New York $822,375 $0 $822,375 $0
Saranac Clinton New York $472,030 $336,500 $726,200 $3,000,000
Chatham Columbia New York $472,030 $336,500 $726,200 $3,000,000
Dix Schuyler New York $472,030 $336,500 $726,200 $3,000,000
North-Great-River Suffolk New York $822,375 $657,900 $822,375 $0
Menands Albany New York $472,030 $336,500 $726,200 $3,000,000
Sherburne Chenango New York $472,030 $336,500 $726,200 $3,000,000
Wurtsboro Sullivan New York $472,030 $336,500 $726,200 $3,000,000
Glenwood-Landing Nassau New York $822,375 $0 $822,375 $0
Highland-Falls Orange New York $356,500 $581,220 $726,525 $0
Fayette Seneca New York $472,030 $336,500 $726,200 $3,000,000
Elmira-Heights Chemung New York $356,362 $285,000 $548,250 $0
Sandy-Creek Oswego New York $356,362 $285,000 $548,250 $0
Floyd Oneida New York $472,030 $336,500 $726,200 $3,000,000
Mohawk Montgomery New York $472,030 $336,500 $726,200 $3,000,000
Newark-Valley Tioga New York $356,362 $285,000 $548,250 $0
Stanford Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Yorkshire Cattaraugus New York $472,030 $336,500 $726,200 $3,000,000
Otsego Otsego New York $472,030 $336,500 $726,200 $3,000,000
Oxford Chenango New York $472,030 $336,500 $726,200 $3,000,000
Village-Green Onondaga New York $356,362 $285,000 $548,250 $0
SUNY-Oswego Oswego New York $356,362 $285,000 $548,250 $0
Argyle Washington New York $472,030 $336,500 $726,200 $3,000,000
Hopewell Ontario New York $472,030 $336,500 $726,200 $3,000,000
Montauk Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Maybrook Orange New York $472,030 $581,200 $726,525 $3,000,000
Arlington Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Muttontown Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Lloyd-Harbor Suffolk New York $822,375 $657,900 $822,375 $0
Spencerport Monroe New York $472,030 $336,500 $726,200 $3,000,000
Owasco Cayuga New York $472,030 $336,500 $726,200 $3,000,000
Rockland Sullivan New York $472,030 $336,500 $726,200 $3,000,000
South-Glens-Falls Saratoga New York $356,362 $285,000 $548,250 $0
Stockholm St. Lawrence New York $472,030 $336,500 $726,200 $3,000,000
Manhasset-Hills Nassau New York $822,375 $0 $822,375 $0
Whitesboro Oneida New York $472,030 $336,500 $726,200 $3,000,000
Brookville Nassau New York $1,089,300 $0 $1,089,300 $20,000,000
Cayuga-Heights Tompkins New York $356,362 $285,000 $548,250 $0
Gordon-Heights Suffolk New York $822,375 $657,900 $822,375 $0
Canajoharie Montgomery New York $472,030 $336,500 $726,200 $3,000,000
East-Bloomfield Ontario New York $356,362 $285,000 $548,250 $0
Portville Cattaraugus New York $472,030 $336,500 $726,200 $3,000,000
Mooers Clinton New York $472,030 $336,500 $726,200 $3,000,000
Jerusalem Yates New York $472,030 $336,500 $726,200 $3,000,000
Norfolk St. Lawrence New York $472,030 $336,500 $726,200 $3,000,000
Ardsley Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Poestenkill Rensselaer New York $472,030 $336,500 $726,200 $3,000,000
Boonville Oneida New York $472,030 $336,500 $726,200 $3,000,000
Minisink Orange New York $472,030 $581,200 $726,525 $3,000,000
Orangeburg Rockland New York $1,089,300 $0 $1,089,300 $20,000,000
Armonk Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Champion Jefferson New York $472,030 $336,500 $726,200 $3,000,000
Perry Wyoming New York $472,030 $336,500 $726,200 $3,000,000
Noyack Suffolk New York $1,089,300 $776,600 $1,089,300 $20,000,000
Ellery Chautauqua New York $472,030 $336,500 $726,200 $3,000,000
Oswegatchie St. Lawrence New York $472,030 $336,500 $726,200 $3,000,000
Amenia Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Olive Ulster New York $472,030 $336,500 $726,200 $3,000,000
Brutus Cayuga New York $472,030 $336,500 $726,200 $3,000,000
Springville Erie New York $472,030 $336,500 $726,200 $3,000,000
Chautauqua Chautauqua New York $472,030 $336,500 $726,200 $3,000,000
Mount-Morris Livingston New York $356,362 $285,000 $548,250 $0
Paris Oneida New York $472,030 $336,500 $726,200 $3,000,000
Garden-City-South Nassau New York $822,375 $0 $822,375 $0
Gorham Ontario New York $472,030 $336,500 $726,200 $3,000,000
Romulus Seneca New York $472,030 $336,500 $726,200 $3,000,000
Greenport Columbia New York $472,030 $336,500 $726,200 $3,000,000
Clinton Dutchess New York $472,030 $581,200 $726,525 $3,000,000
Thornwood Westchester New York $1,089,300 $0 $1,089,300 $20,000,000
Pembroke Genesee New York $472,030 $336,500 $726,200 $3,000,000
University-Gardens Nassau New York $822,375 $0 $822,375 $0
Charlton Saratoga New York $472,030 $336,500 $726,200 $3,000,000
Chazy Clinton New York $472,030 $336,500 $726,200 $3,000,000
Minden Montgomery New York $472,030 $336,500 $726,200 $3,000,000
Otisville Orange New York $472,030 $581,200 $726,525 $3,000,000
Unadilla Otsego New York $472,030 $336,500 $726,200 $3,000,000
Wolcott Wayne New York $472,030 $336,500 $726,200 $3,000,000
Caledonia Livingston New York $472,030 $336,500 $726,200 $3,000,000
Bethel Sullivan New York $472,030 $336,500 $726,200 $3,000,000
Brewerton Onondaga New York $472,030 $336,500 $726,200 $3,000,000
Warrensburg Warren New York $472,030 $336,500 $726,200 $3,000,000
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